Citibank NA Unclaimed Property Held by California: $68.8M

• Citibank NA Cca turned over 14,328 unclaimed property records worth a combined $68,831,023 to the California State Controller.
• Checking accounts are the largest category: 7,181 records worth $37,859,700.
• 1,382 of the records are worth $10,000 or more, with an average value of $4,804 across all records.
• California places no deadline on claiming this property; it is held until an owner or heir comes forward.
• A fee to recover property reported under this process is capped at 10 per cent of what is recovered, and nothing is owed unless the claim is paid.

Why does Citibank NA have unclaimed property in California?

California law requires banks and other financial institutions to report and turn over accounts, deposits, and other property after a period of owner inactivity. Most businesses file their notice report before 1 November and remit the property itself between 1 and 15 June of the following year. Citibank NA Cca is one of the reporting names Citibank uses for this process, and under it the bank has turned over 14,328 separate records to the State Controller, together worth $68,831,023.

This does not mean Citibank did anything wrong. Reporting dormant accounts to the State is a routine legal obligation, not a sign of a dispute or an error on the bank’s part. It simply means that if an account went inactive long enough, the money is no longer with Citibank. It is with the State, waiting to be claimed.

What kinds of accounts make up the $68.8 million?

The records reported under Citibank NA Cca break down into several categories of property, each with its own typical shape and paperwork:

• Checking accounts — 7,181 records, $37,859,700
• Savings accounts — 2,261 records, $12,390,123
• Matured CDs or savings certificates — 549 records, $7,896,409
• Unidentified deposits — 2,666 records, $5,161,144
• Traditional IRA cash — 556 records, $4,780,167
• Cashier’s checks — 1,084 records, $504,538

Checking and savings accounts together account for more than $50 million of the total. Unidentified deposits are often the hardest for owners to recognize, since the record may carry an old name, a closed branch address, or incomplete account details rather than a clear description of the original transaction.

How can I check if my name is on this list?

The figures above describe the whole Citibank NA Cca file, not any single person’s account. To find out whether a specific record belongs to you, you need to search by name, and ideally by the city or employer connected to the account at the time. We index 14,639,722 State Controller property records, including every Citibank NA Cca record, and our search tool lets you check your name, past names, and close variants in one pass.

If you worked for Citibank, banked with a Citibank branch in California, or held a CD, IRA, or cashier’s check through the bank at any point, it is worth running a search even if you believe the account was closed properly. Dormant-account reporting sometimes catches funds the original owner did not realize were still open.

What does it cost to recover money through your firm?

A fee to locate, deliver, or recover property reported under this reporting process may not exceed 10 per cent of the amount recovered (CCP §1582(a)(2)(C)). That cap applies to property like the Citibank NA Cca records described here. It does not apply to estates that reach the State through county probate, which follow a separate rule with no fee restriction; see our page on probate estates and the second State file if that is your situation.

No fee may be collected before the Controller approves the claim and pays the owner. Our standard fee is 10 per cent of what is recovered, charged only after payment, and nothing if nothing is recovered. Full details, including what counts as an excessive or unjust fee you can challenge at any time, are on our pricing page and our page on what the law says about finder fees.

Is there a deadline to claim this money?

No. California holds unclaimed property indefinitely until the owner or their heirs come forward to claim it. There is no statute of limitations on a claim, and no 24-month or other waiting period before you can act, that older rule was repealed effective 1 January 2023. The only exception is property from an estate that has been permanently escheated to the State, where title has already passed and no claim will be paid.

Because there is no deadline, a Citibank NA Cca record that has sat with the State for years is just as claimable today as it was the year it was reported. Waiting does not forfeit it, though an account left unclaimed for a long time can be harder to document, since branch records and statements may no longer be readily available.

What if the account belonged to someone who has since died?

If the Citibank account owner has died, the claim usually runs through the estate rather than directly to you. California also publishes a separate Estates of Deceased Persons File, refreshed each April and October, listing decedents, heirs on record, the county, the probate case number, and the remaining balance. We index 37,166 of those probate estates, of which 4,438 remain claimable, holding about $59,038,273 in total.

Claiming as an heir or executor involves different paperwork than claiming in your own name, and whether you are legally entitled to inherit is a question for an attorney, not for us. Our pages on claiming as an heir or executor and what documents the State needs explain the process; our full-service recovery service can handle the filing once you decide to move ahead.

Questions People Ask

Figures on this page are from our copy of the State Controller’s published file as it stood on 2 October 2026. The State republishes the file weekly, so current totals will differ. Search is always against the latest copy.