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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

572 records carry that name

The 100 shown below are worth $260,195 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 3,265 records under the surname Kumar, worth $2,808,321. See every city and first name they are recorded under

  • Strong match

    Anil Kumar

    Escrow balance · Highland, CA

    Reported by Fnf Utc Llc

    A claim on this will have to be notarized.

    $5,000.00
    Start this claim

    State ID 1044596889

  • Strong match

    Anil Kumar

    Escrow balance · Tulare, CA

    Reported by Financial Title

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,500.00
    Start this claim

    State ID 968472773

  • Strong match

    Anil Kumar

    Credit balance · San Leandro, CA

    Reported by White Cap Supply Holdings Llc

    A claim on this will have to be notarized.

    $1,055.14
    Start this claim

    State ID 1035589602

  • Strong match

    Anil Kumar

    Unclaimed refund · Elk Grove, CA

    Reported by Jpmorgan Chase Bank, N.a. (510009)

    Held jointly with 1 other person

    $902.00
    Start this claim

    State ID 1031789814

  • Strong match

    Anil Kumar

    Cash held by the State · Lanster, CA

    Reported by Kaiser Foundation Health Plan

    $577.88
    Start this claim

    State ID 16070981

  • Strong match

    Anil Kumar

    Cash held by the State · Concord, CA

    Reported by Bank Of America Na

    $542.58
    Start this claim

    State ID 1005841415

  • Strong match

    Anil Kumar

    Uncashed check · Hercules, CA

    Reported by Aaa Ncnu Insurance Exchange

    $500.00
    Start this claim

    State ID 958234797

  • Strong match

    Anil Kumar

    Unclaimed refund · Kelseyville, CA

    Reported by Western Union Financial Services, Inc.

    $500.00
    Start this claim

    State ID 1036435500

  • Strong match

    Anil Kumar

    Uncashed check · Hercules, CA

    Reported by Calif State Automobile Asssoc

    $500.00
    Start this claim

    State ID 963600396

  • Strong match

    Anil Kumar

    Escrow balance · Highland, CA

    Reported by Fnf Utc Llc

    $443.17
    Start this claim

    State ID 1044596888

  • Strong match

    Anil Kumar

    Uncashed check · Suisun City, CA

    Reported by Aaa Ncnu Insurance Exchange

    Held jointly with 1 other person

    $413.77
    Start this claim

    State ID 958234799

  • Strong match

    Anil R Kumar

    Credit balance

    Reported by Cisco Systems Inc

    $401.00
    Start this claim

    State ID 998993523

  • Strong match

    Anil Kumar

    Cash held by the State · Irvine, CA

    Reported by Irvine Holding Company Llc

    $400.00
    Start this claim

    State ID 998105250

  • Strong match

    Anil Kumar

    Credit balance · Hayward, CA

    Reported by Winn Law Group A Pc

    $386.22
    Start this claim

    State ID 1004232614

  • Strong match

    Anil Kumar

    Unclaimed refund · San Lorenzo, CA

    Reported by Allstate Indemnity Company

    $335.50
    Start this claim

    State ID 1001787633

  • Strong match

    Anil Dr Kumar

    Unclaimed refund · La Puente, CA

    Reported by Pfizer Inc

    $311.44
    Start this claim

    State ID 968339526

  • Strong match

    Anil Kumar

    Unclaimed refund · Modesto, CA

    Reported by First American Specialty Insurance Company

    Held jointly with 1 other person

    $302.00
    Start this claim

    State ID 977592874

  • Strong match

    Anil Kumar

    Uncashed check

    Reported by Jpmorgan Chase Bank, N.a. (998802)

    $300.00
    Start this claim

    State ID 1033051353

  • Likely match

    A Kumar

    Unclaimed refund · Reseda, CA

    Reported by Fire Insurance Exchange

    Held jointly with 1 other person

    $599.06
    Start this claim

    State ID 964070344

  • Likely match

    A K Kumar

    Pension or retirement funds · Riverside, CA

    Reported by Union Bank Of California, N.a.

    $505.82
    Start this claim

    State ID 17131525

  • Likely match

    A C Kumar

    Unclaimed refund · Hayward, CA

    Reported by Fire Insurance Exchange

    $445.03
    Start this claim

    State ID 16042610

  • Worth checking

    Arjun Kumar

    Credit balance · Doha 22488, CA

    Reported by Charles Schwab & Co.

    A claim on this will have to be notarized.

    $39,142.91 Cisco Systems Inc
    Start this claim

    State ID 1024403311

  • Worth checking

    Arti Kumar

    Stocks or securities · San Francisco, CA

    Reported by Morgan Stanley & Co Llc

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $22,546.80 Marsh & Mclennan Companies Inc
    Start this claim

    State ID 1039770668

  • Worth checking

    Ajay Kumar

    Uncashed check · Santa Clara, CA

    Reported by Coinbase Inc

    A claim on this will have to be notarized.

    $14,267.93
    Start this claim

    State ID 1044955485

  • Worth checking

    Arbin Kumar

    Uncashed check · Unknown,

    Reported by Bank Of America - California Na (318)

    A claim on this will have to be notarized.

    $9,196.78
    Start this claim

    State ID 984876219

  • Worth checking

    Ashwini Kumar

    Cash held by the State · Sunnyvale, CA

    Reported by Mid Century Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $8,713.78
    Start this claim

    State ID 981791886

  • Worth checking

    Avinash Kumar

    Escrow balance · Fremont, CA

    Reported by Fnf Utc Llc

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $8,578.00
    Start this claim

    State ID 1027726004

  • Worth checking

    Amit Kumar

    Stocks or securities · Bangalore, CA

    Reported by Charles Schwab & Co.

    A claim on this will have to be notarized.

    $7,938.42 Nvidia Corp
    Start this claim

    State ID 1017796303

  • Worth checking

    Arbin Kumar

    Money order

    Reported by Wells Fargo & Company

    A claim on this will have to be notarized.

    $5,000.00
    Start this claim

    State ID 989559078

  • Worth checking

    Ashok Kumar

    Credit balance · San Francisco, CA

    Reported by National Financial Services Llc

    A claim on this will have to be notarized.

    $4,837.08
    Start this claim

    State ID 18993708

  • Worth checking

    Arun Kumar

    Stocks or securities · Chino, CA

    Reported by Morgan Stanley & Co Llc

    A claim on this will have to be notarized.

    $4,519.14 Morgan Stanley Mid Cap Grwth A
    Start this claim

    State ID 962360891

  • Worth checking

    Arjun Kumar

    Credit balance · Doha 22488, CA

    Reported by Charles Schwab & Co.

    A claim on this will have to be notarized.

    $4,308.97
    Start this claim

    State ID 1024403310

  • Worth checking

    Ashok Kumar

    Escrow balance · Marina Del Rey, CA

    Reported by Stewart Title Guaranty Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $4,057.52
    Start this claim

    State ID 1033234767

  • Worth checking

    Akanksha P Kumar

    Uncashed check · San Francisco, CA

    Reported by Wells Fargo Bank Na

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $4,000.00
    Start this claim

    State ID 1043983606

  • Worth checking

    Ajay Kumar

    Stocks or securities · Tustin, CA

    Reported by National Financial Services Llc

    A claim on this will have to be notarized.

    $3,994.84 Ishares Dj Us Broker Indx
    Start this claim

    State ID 973177689

  • Worth checking

    Arbin Kumar

    Cash held by the State · Hayward, CA

    Reported by Travelers Indemnity Company

    A claim on this will have to be notarized.

    $3,782.27
    Start this claim

    State ID 995075622

  • Worth checking

    Akshay Kumar

    Uncashed check · Hayward, CA

    Reported by Coinbase Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $3,620.27
    Start this claim

    State ID 1044942094

  • Worth checking

    Arkesh Kumar

    Credit balance · San Jose, CA

    Reported by Gain Capital Holdings Inc

    A claim on this will have to be notarized.

    $3,440.00
    Start this claim

    State ID 1034492229

  • Worth checking

    Adithya Kumar

    Stocks or securities · Chennai, CA

    Reported by Charles Schwab & Co.

    A claim on this will have to be notarized.

    $3,272.17 Amazon.com Inc
    Start this claim

    State ID 1003861989

  • Worth checking

    Anik Fnu Kumar

    Stocks or securities · Bangalore, CA

    Reported by Charles Schwab & Co.

    A claim on this will have to be notarized.

    $3,272.17 Amazon.com Inc
    Start this claim

    State ID 1003861984

  • Worth checking

    Ashwini Kumar

    Cash held by the State · Sunnyvale, CA

    Reported by Mid Century Insurance Company

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $3,253.46
    Start this claim

    State ID 981791885

  • Worth checking

    Abhishek Kumar

    Cash held by the State · Union City, CA

    Reported by Farmers Insurance Exchange

    A claim on this will have to be notarized.

    $3,219.23
    Start this claim

    State ID 1021045340

  • Worth checking

    Appisetty Vinod Kumar

    Cash held by the State · Santa Clara, CA

    Reported by Paypal

    A claim on this will have to be notarized.

    $2,881.09
    Start this claim

    State ID 1029269199

  • Worth checking

    Arbin Kumar

    Escrow balance · El Dorado Hills, CA

    Reported by Fnf Utc Llc

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $2,744.46
    Start this claim

    State ID 978632316

  • Worth checking

    Amutha S Kumar

    Savings account · Singapore 127466,

    Reported by Bank Of America - California Na (318)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,650.36
    Start this claim

    State ID 1006370109

  • Worth checking

    Amit Kumar

    Escrow balance · Milpitas, CA

    Reported by Citimortgage Inc.

    A claim on this will have to be notarized.

    $2,648.35
    Start this claim

    State ID 1016242494

  • Worth checking

    Anup S Kumar

    Uncashed check · Cupertino, CA

    Reported by Jp Morgan Chase Bank Na 703

    A claim on this will have to be notarized.

    $2,334.25
    Start this claim

    State ID 1014311600

  • Worth checking

    Arun Kumar

    Cash held by the State · Mission Viejo, CA

    Reported by Washington Mutual Bank Fa

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,279.11
    Start this claim

    State ID 954293131

  • Worth checking

    Kumar

    Uncashed check · Fremont, CA

    Reported by Santa Clara County Health Authority

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $2,202.20
    Start this claim

    State ID 1072255513

  • Worth checking

    Ashish Kumar

    Uncashed check · San Jose, CA

    Reported by Liberty Mutual Insurance Co

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $2,082.28
    Start this claim

    State ID 958834476

  • Worth checking

    Abhishek Kumar

    Unclaimed refund · Mountain View, CA

    Reported by Mapfre Insurance Co

    A claim on this will have to be notarized.

    $2,005.07
    Start this claim

    State ID 1025936613

  • Worth checking

    Amit Kumar

    Escrow balance · Sacramento, CA

    Reported by Servicelink Holdings Llc

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $2,000.00
    Start this claim

    State ID 981323268

  • Worth checking

    Amul Kumar

    Uncashed check · Mountain View, CA

    Reported by Jp Morgan Chase Bank, N.a. (000021)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,959.49
    Start this claim

    State ID 1034268193

  • Worth checking

    Ankit Kumar

    Cash held by the State · Oakland, CA

    Reported by Capital One Na

    A claim on this will have to be notarized.

    $1,925.00
    Start this claim

    State ID 1035464035

  • Worth checking

    Abhimanu Kumar

    Stocks or securities · Palo Alto, CA

    Reported by Merrill Lynch

    A claim on this will have to be notarized.

    $1,873.57 Groupon Inc
    Start this claim

    State ID 1032859305

  • Worth checking

    Anu Kumar

    Cash held by the State · Los Angeles, CA

    Reported by Paypal Inc

    A claim on this will have to be notarized.

    $1,852.10
    Start this claim

    State ID 1000009539

  • Worth checking

    Ajit Kumar

    Escrow balance · Tracy, CA

    Reported by Dovenmuehle Mortgage Inc.

    A claim on this will have to be notarized.

    $1,834.15
    Start this claim

    State ID 1032318511

  • Worth checking

    Ashwini Kumar

    Money order · Sunnyvale, CA

    Reported by Western Union Financial Svcs

    A claim on this will have to be notarized.

    $1,779.00
    Start this claim

    State ID 962701567

  • Worth checking

    Anupama Kumar

    Cash held by the State · Sunnyvale, CA

    Reported by Bank Of America Na

    A claim on this will have to be notarized.

    $1,778.13
    Start this claim

    State ID 1033591311

  • Worth checking

    Ashwani Kumar

    Uncashed check · Dubai,

    Reported by Bank Of America - Illinois

    A claim on this will have to be notarized.

    $1,776.69
    Start this claim

    State ID 18337324

  • Worth checking

    Arun Kumar

    Uncashed check · Moreno Valley, CA

    Reported by National Mortgage Direct Payment Settlem

    A claim on this will have to be notarized.

    $1,484.21
    Start this claim

    State ID 995636982

  • Worth checking

    Ashok Kumar

    Unclaimed refund · Sanfrancisc, CA

    Reported by At&t Corp

    A claim on this will have to be notarized.

    $1,430.77
    Start this claim

    State ID 14937949

  • Worth checking

    Abinav Kumar

    Stocks or securities · Santa Clara, CA

    Reported by Morgan Stanley & Co Llc

    A claim on this will have to be notarized.

    $1,411.58 Cognizant Technology Solutionscl A
    Start this claim

    State ID 998634340

  • Worth checking

    Avneel Kumar

    Cash held by the State · Sacramento, CA

    Reported by Pathward

    A claim on this will have to be notarized.

    $1,400.00
    Start this claim

    State ID 1041095085

  • Worth checking

    Ashok Kumar

    Uncashed check · Hayward, CA

    Reported by North American Title Company

    Held jointly with 4 other people

    A claim on this will have to be notarized.

    $1,360.24
    Start this claim

    State ID 17533698

  • Worth checking

    Arti Kumar

    Uncashed check · Seaside, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,298.31
    Start this claim

    State ID 1043514207

  • Worth checking

    Ashok Kumar

    Savings account · Foster City, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,259.72
    Start this claim

    State ID 1024465879

  • Worth checking

    Arvind Kumar

    Uncashed check · Fremont, CA

    Reported by Loancare Llc

    A claim on this will have to be notarized.

    $1,258.02
    Start this claim

    State ID 1044385083

  • Worth checking

    Ashvin Kumar

    Escrow balance · Mountain View, CA

    Reported by Dovenmuehle Mortgage Inc.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,236.48
    Start this claim

    State ID 1044606724

  • Worth checking

    Anmol Kumar

    Insurance proceeds · San Jose, CA

    Reported by California Physician's Service Dba Blue

    A claim on this will have to be notarized.

    $1,226.70
    Start this claim

    State ID 15893709

  • Worth checking

    Ashwini J Kumar

    Escrow balance · Fairfield, CA

    Reported by Wells Fargo Bank Na

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,210.89
    Start this claim

    State ID 1006197464

  • Worth checking

    Abhimanu Kumar

    Escrow balance · Fremont, CA

    Reported by U. S. Bank, N. A.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,199.99
    Start this claim

    State ID 1046137236

  • Worth checking

    Ashish Kumar

    Savings account · San Diego, CA

    Reported by Goldman Sachs Bank Usa

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,160.65
    Start this claim

    State ID 1040871119

  • Worth checking

    Ashish Kumar

    Uncashed check · Daly City, CA

    Reported by Wells Fargo Bank Na

    A claim on this will have to be notarized.

    $1,158.00
    Start this claim

    State ID 18189517

  • Worth checking

    Arvind Kumar

    Cash held by the State · Laguna Beach, CA

    Reported by California Physician's Service Dba Blue

    A claim on this will have to be notarized.

    $1,075.00
    Start this claim

    State ID 5277816

  • Worth checking

    Appu K Kumar

    Uncashed check

    Reported by Bank Of America - California

    A claim on this will have to be notarized.

    $1,008.95
    Start this claim

    State ID 956321851

  • Worth checking

    Amit Kumar

    Cash held by the State · San Farncisco, CA

    Reported by American Express Prepaid Card Management

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 1007859289

  • Worth checking

    Amar Kumar

    Unpaid wages · Castaic, CA

    Reported by Wert V Us Bank Qsf

    $994.34
    Start this claim

    State ID 1008859890

  • Worth checking

    Ashwini Kumar

    Cash held by the State · Sunnyvale, CA

    Reported by Colorado Department Of Revenue

    Held jointly with 1 other person

    $969.00
    Start this claim

    State ID 984038094

  • Worth checking

    Ava K Kumar

    Credit balance · Diamond Bar, CA

    Reported by Charles Schwab & Co Inc

    Held jointly with 1 other person

    $946.31
    Start this claim

    State ID 1039298919

  • Worth checking

    Anjuli Kumar

    Unclaimed refund · El Dorado Hills, CA

    Reported by Progressive West Insurance Com

    $939.75
    Start this claim

    State ID 1040685788

  • Worth checking

    Ashok Kumar

    Unclaimed refund · Azusa, CA

    Reported by Western Union Financial Svcs Inc

    $913.00
    Start this claim

    State ID 1005729985

  • Worth checking

    Ajay Kumar

    Cash held by the State · Reseda, CA

    Reported by Aetna Life Insurance Company

    $883.43
    Start this claim

    State ID 1039472424

  • Worth checking

    Arbin Kumar

    Unpaid wages · Hayward, CA

    Reported by Talent Partners Commercial Services

    $880.38
    Start this claim

    State ID 960906887

  • Worth checking

    Ajay Kumar

    Cash held by the State · Sacramento, CA

    Reported by Gutierrez V Wells Fargo Bank Na Qualified Settlement

    $875.68
    Start this claim

    State ID 1011930840

  • Worth checking

    Anurag Kumar

    Unclaimed refund · Rancho Cordova, CA

    Reported by Stillwater Insurance Services Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    $860.00
    Start this claim

    State ID 1045272756

  • Worth checking

    Asha Kumar

    Cash held by the State · Saratoga, CA

    Reported by Synopsys Inc

    Held jointly with 1 other person

    $859.95
    Start this claim

    State ID 985208514

  • Worth checking

    Amit Kumar

    Savings account · South San Franc, CA

    Reported by Washington Mutual Bank (68-0172274)

    $850.24
    Start this claim

    State ID 15595821

  • Worth checking

    Anjana Kumar

    Uncashed check

    Reported by Wells Fargo Bank Na

    $845.26
    Start this claim

    State ID 989669406

  • Worth checking

    Ashwini Kumar

    Credit balance · San Jose, CA

    Reported by Verizon Business Global Llc

    $843.20
    Start this claim

    State ID 959260335

  • Worth checking

    Ashwini Kumar

    Unclaimed refund · Sunnyvale, CA

    Reported by Mid Century Insurance Company

    $838.12
    Start this claim

    State ID 981923979

  • Worth checking

    Amit Kumar

    Cash held by the State · San Francisco, CA

    Reported by Ceridian Hcm Holding Inc

    $804.73
    Start this claim

    State ID 972181810

  • Worth checking

    Alka J Kumar

    Pension or retirement funds · Sacramento, CA

    Reported by State Of California Savings Plus

    $800.25
    Start this claim

    State ID 953722840

  • Worth checking

    Ashok Kumar

    Cash held by the State · Manteca, CA

    Reported by First Insurance Funding Corp.

    $795.55
    Start this claim

    State ID 968449660

  • Worth checking

    Ashok Kumar

    Cash held by the State · Manteca, CA

    Reported by First Insurance Funding Corp.

    $795.55
    Start this claim

    State ID 968449659

  • Worth checking

    Ashwini Kumar

    Uncashed check · San Jose, CA

    Reported by Keypoint Credit Union

    $792.35
    Start this claim

    State ID 960690984

  • Worth checking

    Arbin Kumar

    Escrow balance · El Dorado Hills, CA

    Reported by Fnf Utc Llc

    $789.38
    Start this claim

    State ID 1027723775

  • Worth checking

    Amit Kumar

    Unpaid wages · Los Angeles, CA

    Reported by 7-eleven Inc.

    $778.08
    Start this claim

    State ID 1002185998

  • Worth checking

    Anurag Kumar

    Unclaimed refund · Playa Del Rey, CA

    Reported by Mariners Bay Llc

    $760.80
    Start this claim

    State ID 1021154143

  • Worth checking

    Kumar

    Cash held by the State

    Reported by Nissan Motor Acceptance Corp

    Someone has already filed a claim on this property. It may be you, or it may not.

    $712.40
    Start this claim

    State ID 963636331

Showing the 100 most valuable of 572. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.