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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

93 exact, and 7 close matches worth a look

The 100 shown below are worth $387,341 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 1,177 records under the surname Downey, worth $1,244,407. See every city and first name they are recorded under

  • Strong match

    Charles E Jr Downey

    Stocks or securities · Montebello, CA

    Reported by Charles Schwab & Co Inc

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $3,859.76 Qualcomm Inc
    Start this claim

    State ID 975285474

  • Strong match

    Charles Ii Downey

    Uncashed check · Bakersfield, CA

    Reported by Valley Strong Credit Union

    A claim on this will have to be notarized.

    $2,262.32
    Start this claim

    State ID 992313106

  • Strong match

    Charles E Jr Downey

    Stocks or securities · Montebello, CA

    Reported by Charles Schwab & Co Inc

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $1,281.70 Microsoft Corporation
    Start this claim

    State ID 975285471

  • Strong match

    Charles Robert Downey

    Credit balance · Santa Cruz, CA

    Reported by Charles Schwab & Co.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,235.95
    Start this claim

    State ID 1009933990

  • Strong match

    Charles E Jr Downey

    Stocks or securities · Montebello, CA

    Reported by Charles Schwab & Co Inc

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $476.80 Time Warner Inc New
    Start this claim

    State ID 975285473

  • Strong match

    Charles W Downey

    Savings account

    Reported by Security Pacific National Bank

    $411.62
    Start this claim

    State ID 511878

  • Strong match

    Charles R Downey

    Insurance proceeds · Oxnarad, CA

    Reported by Mic Life Insurance Corp

    $333.05
    Start this claim

    State ID 13756613

  • Strong match

    Charles Downey

    Uncashed check · Santa Cruz, CA

    Reported by Kindred Healthcare Llc Ap

    $176.00
    Start this claim

    State ID 1024300871

  • Strong match

    Charles Downey

    Unclaimed refund · Northridge, CA

    Reported by Pacific Bell Telephone Company

    $160.50
    Start this claim

    State ID 18400018

  • Strong match

    Charles E Jr Downey

    Stocks or securities · Montebello, CA

    Reported by Charles Schwab & Co Inc

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $155.21 Time Warner Cable Inc
    Start this claim

    State ID 975285472

  • Strong match

    Charles M Downey

    Cash held by the State · Indio, CA

    Reported by Irex Oil Company

    Held jointly with 1 other person

    $150.00
    Start this claim

    State ID 1667172

  • Strong match

    Charles E Iii Downey

    Escrow balance · Riverside, CA

    Reported by Bank Of America - Home Loans

    Held jointly with 1 other person

    $148.82
    Start this claim

    State ID 976096847

  • Strong match

    Charles C Downey

    Uncashed check

    Reported by Security Pacific Institutional Services Corp

    $132.00
    Start this claim

    State ID 1127416

  • Strong match

    Charles E Downey

    Credit balance · Montebello, CA

    Reported by Charles Schwab & Co Inc

    Held jointly with 2 other people

    $113.78
    Start this claim

    State ID 975285470

  • Likely match

    C Downey

    Cash held by the State

    Reported by The Ohio Casualty Insurance

    Someone has already filed a claim on this property. It may be you, or it may not.

    $155.80
    Start this claim

    State ID 15281329

  • Likely match

    C Downey

    Cash held by the State

    Reported by Safeway Inc

    $128.00
    Start this claim

    State ID 9397362

  • Likely match

    C Downey

    Cash held by the State · Atwater, CA

    Reported by Ins Comm As Liq Dept Of Ins

    $101.92
    Start this claim

    State ID 7020318

  • Likely match

    Charles E Dunn

    Uncashed check · El Cajon, CA

    Reported by Bank Of America - California-south

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $28,213.14
    Start this claim

    State ID 967268830

  • Likely match

    Charles K Dean

    Savings account · Sacramento, CA

    Reported by Travis Credit Union

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $6,730.81
    Start this claim

    State ID 1035880252

  • Likely match

    Charles Denne

    Cash held by the State · Arcadia, CA

    Reported by Delaware Vs New York Settlement

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $5,015.55
    Start this claim

    State ID 2083081

  • Likely match

    Charles Van Duyne

    Uncashed check · San Diego, CA

    Reported by Jpmorgan Chase Bank N.a. (703)

    A claim on this will have to be notarized.

    $4,628.08
    Start this claim

    State ID 993147560

  • Likely match

    Charles B Dean

    Credit balance · San Diego, CA

    Reported by Bank Of America, Na, Usa

    A claim on this will have to be notarized.

    $4,107.25
    Start this claim

    State ID 17617220

  • Likely match

    Charles Dunn

    Unclaimed refund · La Jolla, CA

    Reported by Emeritus

    A claim on this will have to be notarized.

    $3,840.00
    Start this claim

    State ID 984150304

  • Likely match

    Charles Dunn

    Cash held by the State · Los Angeles, CA

    Reported by Hsbc Finance Corp

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $3,717.05
    Start this claim

    State ID 18039258

  • Likely match

    Charles W Doane

    Stocks or securities · Los Angeles, CA

    Reported by Chevrontexaco Corporation

    A claim on this will have to be notarized.

    $3,548.44 Chevron Corporation
    Start this claim

    State ID 15823210

  • Likely match

    Charles H Dana

    Unpaid dividends · Orinda, CA

    Reported by U S Bancorp

    A claim on this will have to be notarized.

    $2,811.23
    Start this claim

    State ID 14891778

  • Likely match

    Charles J Dean

    Cash held by the State · Thousand Oaks, CA

    Reported by Jhusa John Hancock Life Ins Co Usa

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,101.33
    Start this claim

    State ID 975280891

  • Likely match

    Charles A Dunn

    Savings account · Imperial Beach, CA

    Reported by Bank Of America - California - South

    A claim on this will have to be notarized.

    $1,573.46
    Start this claim

    State ID 952557766

  • Likely match

    Charles Dean

    Cash held by the State · Modesto, CA

    Reported by Pathward

    A claim on this will have to be notarized.

    $1,200.00
    Start this claim

    State ID 1040887811

  • Likely match

    Charles Dunn

    Uncashed check · Unknown,

    Reported by Bank Of America - California

    A claim on this will have to be notarized.

    $1,200.00
    Start this claim

    State ID 964784667

  • Likely match

    Charles K Dana

    Cash held by the State · Pasadena, CA

    Reported by Rmp International Ltd

    A claim on this will have to be notarized.

    $1,167.25
    Start this claim

    State ID 1446897

  • Likely match

    Charles Dani

    Stocks or securities · Acampo, CA

    Reported by Temple-inland Inc/hf Bancorp Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,157.05 Forestar Group Inc
    Start this claim

    State ID 18056102

  • Likely match

    Charles Dani

    Cash held by the State · Acampo, CA

    Reported by Temple-inland Inc/hf Bancorp Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,157.05 Forestar Group Inc
    Start this claim

    State ID 18056101

  • Worth checking

    C Robertson Dean

    Savings account · San Diego, CA

    Reported by Bank Of America - Arizona Na (333)

    A claim on this will have to be notarized.

    $103,445.30
    Start this claim

    State ID 1027094828

  • Worth checking

    C Stewart Deane

    Mineral or royalty payments · City, CA

    Reported by Sentinel Peak Resources California Llc

    A claim on this will have to be notarized.

    $54,218.81
    Start this claim

    State ID 1065631197

  • Worth checking

    C Del Rosario Deanna

    Cash held by the State · Vallejo, CA

    Reported by Brighthouse Life Ins Co Fka Metlife Ins Co Usa

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $24,002.75
    Start this claim

    State ID 1004327410

  • Worth checking

    Connie J Downey

    Deposit held · El Cerrito, CA

    Reported by Citibank (west) Fsb (ca)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $18,476.36
    Start this claim

    State ID 17415690

  • Worth checking

    C E Denny

    Stocks or securities · Sacramento, CA

    Reported by Zimmer Biomet Holdings Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $11,580.56 Zimmer Holdings Inc
    Start this claim

    State ID 989233946

  • Worth checking

    C Evans Dean

    Cash held by the State · Los Angeles, CA

    Reported by Zurich Services

    A claim on this will have to be notarized.

    $7,718.92
    Start this claim

    State ID 987900889

  • Worth checking

    C Lopez Donna

    Uncashed check · Wilmington, CA

    Reported by Bank Of America Na

    A claim on this will have to be notarized.

    $7,200.00
    Start this claim

    State ID 1033520986

  • Worth checking

    Candace Rose Downey

    Stocks or securities · San Rafael, CA

    Reported by Take-two Interactive Software Inc.

    A claim on this will have to be notarized.

    $6,538.83 Take-two Interactive Software Inc
    Start this claim

    State ID 1018467529

  • Worth checking

    C Lee Deanna

    Uncashed check · Berkeley, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    A claim on this will have to be notarized.

    $5,733.55
    Start this claim

    State ID 1032850651

  • Worth checking

    C Ross Dean

    Unpaid dividends · Visalia, CA

    Reported by Chevron Corporation

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $5,611.37 Chevron Corporation
    Start this claim

    State ID 989328780

  • Worth checking

    Committee On Aging Downey

    Cash held by the State · Downey, CA

    Reported by Bank Of America - California Na (318)

    A claim on this will have to be notarized.

    $3,880.59
    Start this claim

    State ID 984940261

  • Worth checking

    Carol A Downey

    Uncashed check · Unknown,

    Reported by Bank Of America - California Na (318)

    A claim on this will have to be notarized.

    $3,777.34
    Start this claim

    State ID 999805962

  • Worth checking

    C Hornicek Donna

    Cash held by the State · Torrance, CA

    Reported by Hartford Life And Accident Insurance Co

    A claim on this will have to be notarized.

    $3,000.00
    Start this claim

    State ID 1058509307

  • Worth checking

    C Brown Diane

    Cash held by the State · Lancaster, CA

    Reported by Elevance Health Inc

    A claim on this will have to be notarized.

    $2,162.81
    Start this claim

    State ID 1032781061

  • Worth checking

    C Brown Don

    Cash held by the State · Compton, CA

    Reported by Block Inc

    A claim on this will have to be notarized.

    $1,914.00
    Start this claim

    State ID 1089554930

  • Worth checking

    C Rafter Yip Diane

    Unpaid dividends · Los Angeles, CA

    Reported by Public Storage Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,894.50
    Start this claim

    State ID 959923311

  • Worth checking

    C Dennaoui

    Cash held by the State · Huntingtn Beach, CA

    Reported by Bankers Life & Casualty Company

    A claim on this will have to be notarized.

    $1,827.86
    Start this claim

    State ID 1039956741

  • Worth checking

    C Hansen Dane

    Unpaid wages · Elk Grove, CA

    Reported by Dignity Community Care

    A claim on this will have to be notarized.

    $1,803.81
    Start this claim

    State ID 1059536659

  • Worth checking

    C R Dean

    Stocks or securities · Anaheim, CA

    Reported by Pershing Llc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,690.20 Babcock & Brown Infra Gr
    Start this claim

    State ID 17154975

  • Worth checking

    C R Dean

    Stocks or securities · Anaheim, CA

    Reported by Pershing Llc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,690.20 Babcock & Brown Infra Gr
    Start this claim

    State ID 17154975

  • Worth checking

    C R Dean

    Stocks or securities · Anaheim, CA

    Reported by Magellan Petroleum Corp Spons Adr Term

    A claim on this will have to be notarized.

    $1,607.00 Magellan Petroleum Corp
    Start this claim

    State ID 14287515

  • Worth checking

    Cyclery Downey

    Cash held by the State · Los Alamitos, CA

    Reported by American Express Company

    A claim on this will have to be notarized.

    $1,577.06
    Start this claim

    State ID 18168931

  • Worth checking

    Downey

    Unclaimed refund · Redwood City, CA

    Reported by Td Auto Finance Llc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,495.00
    Start this claim

    State ID 16390743

  • Worth checking

    Courthouse Downey

    Escrow balance

    Reported by United Trust Escrow Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,473.24
    Start this claim

    State ID 1044336464

  • Worth checking

    C C Dennia

    Savings account · Colton, CA

    Reported by 0994 Bank Of America Nt & Sa

    A claim on this will have to be notarized.

    $1,438.32
    Start this claim

    State ID 481170

  • Worth checking

    C Watkins Dona

    Cash held by the State · West Sacramento, CA

    Reported by Nw Retirement Solutions

    A claim on this will have to be notarized.

    $1,405.58
    Start this claim

    State ID 1066911115

  • Worth checking

    C Doering Dan

    Cash held by the State · Altadena, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,386.59
    Start this claim

    State ID 1069731101

  • Worth checking

    Cynthia L Downey

    Unpaid wages · Lake Arrowhead, CA

    Reported by Adecco Inc

    A claim on this will have to be notarized.

    $1,282.54
    Start this claim

    State ID 997549041

  • Worth checking

    Christopher Downey

    Cash held by the State · Playa Del Rey, CA

    Reported by Allstate Insurance Company

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,196.80
    Start this claim

    State ID 982945925

  • Worth checking

    C Botoaca Dds Dan

    Cash held by the State · Glendale, CA

    Reported by Elevance Health Inc

    A claim on this will have to be notarized.

    $1,196.60
    Start this claim

    State ID 1042507703

  • Worth checking

    Committee On Aging Downey

    Uncashed check · Downey, CA

    Reported by Bank Of America - California Na (318)

    A claim on this will have to be notarized.

    $1,178.82
    Start this claim

    State ID 984886377

  • Worth checking

    C M Diane

    Unpaid wages · Mountain View, CA

    Reported by Safeway Inc

    A claim on this will have to be notarized.

    $1,132.32
    Start this claim

    State ID 961766857

  • Worth checking

    C W Deen

    Stocks or securities · Port Hueneme, CA

    Reported by Eaton Corporation Plc

    A claim on this will have to be notarized.

    $1,057.79 Eaton Corp New
    Start this claim

    State ID 989252356

  • Worth checking

    C Jennings Dean

    Cash held by the State · Los Angeles, CA

    Reported by Anthem Inc

    A claim on this will have to be notarized.

    $1,055.00
    Start this claim

    State ID 987714724

  • Worth checking

    Community Hosp Foundatio Downey

    Insurance proceeds · Downey, CA

    Reported by San Diego Insurance Company

    A claim on this will have to be notarized.

    $1,002.47
    Start this claim

    State ID 15764234

  • Worth checking

    C Brown Don

    Cash held by the State · Compton, CA

    Reported by Block Inc

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 1089554943

  • Worth checking

    C Fujino Diane

    Uncashed check · Goleta,

    Reported by University Of Washington

    $979.88
    Start this claim

    State ID 1058252575

  • Worth checking

    Comm Hsp Downey

    Cash held by the State · Downey, CA

    Reported by Wellpoint Inc.

    $881.39
    Start this claim

    State ID 957306970

  • Worth checking

    C Ross Dean

    Cash held by the State · Visalia, CA

    Reported by Scottsdale Insurance Company

    $869.40
    Start this claim

    State ID 971185707

  • Worth checking

    C C Dennia

    Cash held by the State · Colton, CA

    Reported by Bank Of America - Passbook Accounts

    $866.89
    Start this claim

    State ID 102223

  • Worth checking

    C B Dunn

    Stocks or securities · Gardena, CA

    Reported by Progress Energy Inc

    A claim on this will have to be notarized.

    $860.78 Progress Energy Inc
    Start this claim

    State ID 14476674

  • Worth checking

    Comm Fndtn Hosp Downey

    Cash held by the State · Downey, CA

    Reported by Sysco Corporation

    $859.59
    Start this claim

    State ID 972436303

  • Worth checking

    Carole Downey

    Uncashed check · Huntington Beach, CA

    Reported by Time Warner Cable Inc

    $692.64
    Start this claim

    State ID 983481918

  • Worth checking

    Community Hos Downey

    Insurance proceeds · Downey, CA

    Reported by State Of Alabama

    $667.50
    Start this claim

    State ID 17901533

  • Worth checking

    Collin Downey

    Unclaimed refund · Palmdale, CA

    Reported by Residence Mutual Insurance Company

    Held jointly with 1 other person

    $659.00
    Start this claim

    State ID 1021319197

  • Worth checking

    Catharine Downey

    Pension or retirement funds · Ontario, CA

    Reported by U.s. Bank - Pars

    $561.88
    Start this claim

    State ID 989936376

  • Worth checking

    Community Dialysis Cente Downey

    Uncashed check · Lakewood, CA

    Reported by City National Bank

    Held jointly with 1 other person

    $520.83
    Start this claim

    State ID 12655450

  • Worth checking

    Carla N Downey

    Stocks or securities · San Diego, CA

    Reported by Alcan Inc/pechiney

    A claim on this will have to be notarized.

    $514.18 Lonmin Plcadr
    Start this claim

    State ID 18998365

  • Worth checking

    Clair J Downey

    Cash held by the State · Woodland Hlls, CA

    Reported by Wellpoint Inc.

    $493.69
    Start this claim

    State ID 965853128

  • Worth checking

    Clair J Downey

    Cash held by the State · Woodland Hlls, CA

    Reported by Wellpoint Inc.

    $411.01
    Start this claim

    State ID 965852514

  • Worth checking

    Cyclery Downey

    Cash held by the State · Downey, CA

    Reported by Cardservice International Inc

    $400.00
    Start this claim

    State ID 16824918

  • Worth checking

    Construction Downey

    Cash held by the State

    Reported by Southern California Bank

    Held jointly with 1 other person

    $396.72
    Start this claim

    State ID 1420205

  • Worth checking

    Candance R Downey

    Pension or retirement funds · San Rafael, CA

    Reported by State Of California Savings Plus

    $366.32
    Start this claim

    State ID 977509787

  • Worth checking

    Christopher Downey

    Savings account · Piedmont, CA

    Reported by Hsa Bank A Division Of Webster Bank Na

    Someone has already filed a claim on this property. It may be you, or it may not.

    $365.52
    Start this claim

    State ID 987023546

  • Worth checking

    Collision Cen Downey

    Cash held by the State · Downey, CA

    Reported by Clarendon National Insurance

    $365.08
    Start this claim

    State ID 966656104

  • Worth checking

    Cheryl M Downey

    Cash held by the State · Los Angeles, CA

    Reported by California Physicians Dba Blue Shield Of Ca

    $363.75
    Start this claim

    State ID 1006520643

  • Worth checking

    Christina Downey

    Savings account · Shingle Springs, CA

    Reported by El Dorado Savings Bank

    $358.28
    Start this claim

    State ID 15006775

  • Worth checking

    Christopher Downey

    Uncashed check · Santa Maria, CA

    Reported by El Paso County

    Someone has already filed a claim on this property. It may be you, or it may not.

    $302.40
    Start this claim

    State ID 1017855931

  • Worth checking

    Carl Downey

    Unclaimed refund · Shingle Springs, CA

    Reported by Marshall Medical Center

    $301.98
    Start this claim

    State ID 18088654

  • Worth checking

    Clara L Downey

    Uncashed check · San Bruno, CA

    Reported by Fund 1 Independent Foreclosure Review Pa

    $300.00
    Start this claim

    State ID 984686847

  • Worth checking

    Clair J Downey

    Cash held by the State · Woodland Hlls, CA

    Reported by Anthem Inc

    $291.46
    Start this claim

    State ID 1011601342

  • Worth checking

    Clair J Downey

    Cash held by the State · Woodland Hlls, CA

    Reported by Anthem Inc

    $291.46
    Start this claim

    State ID 1011622920

  • Worth checking

    Credit Service Downey

    Cash held by the State · Downey, CA

    Reported by Credit Bureau Of San Luis Obispo

    $281.32
    Start this claim

    State ID 861772

  • Worth checking

    Cheryl M Downey

    Cash held by the State · Los Angeles, CA

    Reported by California Physicians Dba Blue Shield Of Ca

    $281.16
    Start this claim

    State ID 1006520645

  • Worth checking

    Chamber Of Commerce Downey

    Cash held by the State · Thousand Oaks, CA

    Reported by Blue Sheild Of California Promise Health Plan

    $250.00
    Start this claim

    State ID 1000962501

  • Worth checking

    Cheryl M Downey

    Cash held by the State · Los Angeles, CA

    Reported by California Physicians Dba Blue Shield Of Ca

    $244.24
    Start this claim

    State ID 1013613055

  • Worth checking

    Chamber Of Commerce Downey

    Cash held by the State · Downey, CA

    Reported by First Citizens Bank & Trust Company

    $239.00
    Start this claim

    State ID 1036641404

Showing the 100 most valuable of 140. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.