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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

240 records carry that name

The 100 shown below are worth $150,757 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 3,076 records under the surname Andrew, worth $2,796,928. See every city and first name they are recorded under

  • Strong match

    James Selley Andrew

    Escrow balance · San Clemente, CA

    Reported by Rvre Group Corp Dba Registry Escrow

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,173.50
    Start this claim

    State ID 1069082187

  • Strong match

    James Castillo Andrew

    Uncashed check · Canyon Country, CA

    Reported by Arong V Integra Beauty Inc

    $939.61
    Start this claim

    State ID 1084301031

  • Strong match

    James Andrew

    Unpaid wages · Castaic, CA

    Reported by Toribio V Itt Aerospace Controls Llc

    $870.02
    Start this claim

    State ID 1038260675

  • Strong match

    James I Andrew

    Uncashed check

    Reported by First Interstate Bank Of Ca Alex Brown Fin Gr C V Div

    $637.33
    Start this claim

    State ID 5078629

  • Strong match

    James R Andrew

    Escrow balance · San Marcos, CA

    Reported by Dixieline Builders Fund Control Inc

    Held jointly with 1 other person

    $533.17
    Start this claim

    State ID 1028700914

  • Strong match

    James S Andrew

    Uncashed check · Elk Grove, CA

    Reported by Chicago Title Insurance Company

    Held jointly with 1 other person

    $495.00
    Start this claim

    State ID 963583540

  • Strong match

    James Benson Andrew

    Cash held by the State · San Francisco, CA

    Reported by Great American Insurance Compa

    $292.87
    Start this claim

    State ID 1013674150

  • Likely match

    J Davis Andrew

    Cash held by the State · Lake Forest, CA

    Reported by Navy Federal Credit Union

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $25,120.05
    Start this claim

    State ID 1072582151

  • Likely match

    J Lee Andrew

    Cash held by the State · Los Angeles, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $9,058.29
    Start this claim

    State ID 1069731055

  • Likely match

    J Logue Andrew

    Unclaimed refund · Martinez, CA

    Reported by Csaa Insurance Exchange

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $2,112.00
    Start this claim

    State ID 1059827646

  • Likely match

    J Fitzgerald Andrew

    Unclaimed refund · Montecito, CA

    Reported by Frontier Communications

    A claim on this will have to be notarized.

    $1,888.66
    Start this claim

    State ID 1040162810

  • Likely match

    J Perry Andrew

    Uncashed check · Perris, CA

    Reported by Compu-link Corporation Dba Celink

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,866.05
    Start this claim

    State ID 1069284590

  • Likely match

    J Mcgrath Andrew

    Cash held by the State · Victorville, CA

    Reported by Anthem Inc

    A claim on this will have to be notarized.

    $1,382.20
    Start this claim

    State ID 987716864

  • Likely match

    J French Andrew

    Credit balance · Wokingham Rg414bu, CA

    Reported by Charles Schwab & Co Inc

    A claim on this will have to be notarized.

    $1,193.08
    Start this claim

    State ID 1071367297

  • Likely match

    J Camarata Trustee Andrew

    Uncashed check · La Crescenta, CA

    Reported by Dean Witter Realty Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,125.00
    Start this claim

    State ID 17932815

  • Likely match

    J Bradley Andrew

    Unpaid wages · Newark, CA

    Reported by Sun Microsystems

    $987.41
    Start this claim

    State ID 18210259

  • Likely match

    J Kerchen Andrew

    Escrow balance · Lancaster, CA

    Reported by Ce Escrow

    $986.00
    Start this claim

    State ID 1002513086

  • Likely match

    J Hengel Andrew

    Cash held by the State · Los Gatos, CA

    Reported by Essent Title Insurance

    $857.69
    Start this claim

    State ID 1059531429

  • Likely match

    J Lee Andrew

    Cash held by the State · Los Angeles, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    $800.00
    Start this claim

    State ID 1085143716

  • Likely match

    J Gregorio Trustee Andrew

    Unclaimed refund · Rolling Hills, CA

    Reported by The Insurance Company Of The State

    $756.75
    Start this claim

    State ID 1020876201

  • Likely match

    J Switzer Andrew

    Uncashed check · San Diego, CA

    Reported by Hayward V Aztec Shops Fund

    Someone has already filed a claim on this property. It may be you, or it may not.

    $746.12
    Start this claim

    State ID 1068776361

  • Likely match

    J Yeoman Andrew

    Cash held by the State · San Francisco, CA

    Reported by Paypal

    $692.32
    Start this claim

    State ID 1036645796

  • Likely match

    J Santana Andrew

    Unpaid wages · Newark, CA

    Reported by Golden Gate Bell Llc

    $668.94
    Start this claim

    State ID 1065801969

  • Likely match

    J Corea Andrew

    Unpaid wages · Los Angeles, CA

    Reported by Jesus Roldan, Jr. V. Martin Luther King, Jr. Los Angeles (mlk-la) Healthcare Corp.

    $546.12
    Start this claim

    State ID 1088074193

  • Likely match

    J Gori Andrew

    Savings account · Roseville, CA

    Reported by Travis Credit Union

    Held jointly with 1 other person

    $508.51
    Start this claim

    State ID 1073320076

  • Likely match

    J Willers Andrew

    Unpaid wages · Escondido, CA

    Reported by Us Foods Inc.

    $473.45
    Start this claim

    State ID 1069887940

  • Likely match

    J Clarke Andrew

    Cash held by the State · San Jose, CA

    Reported by Voya Institutional Trust Co

    $463.64
    Start this claim

    State ID 979596837

  • Likely match

    J Park Andrew

    Cash held by the State · Los Angeles, CA

    Reported by Toyota Industries Commercial Finance Inc

    $409.48
    Start this claim

    State ID 1010113149

  • Likely match

    J Wilson Andrew

    Savings account · Bakersfield, CA

    Reported by Tulare County Federal Credit Union

    $406.44
    Start this claim

    State ID 1062522192

  • Likely match

    J Baxter Andrew

    Cash held by the State · Unknwon, CA

    Reported by Ca Physicians Svcs Dba Blue Shield Of Ca (dental Bscaso)

    $406.30
    Start this claim

    State ID 968423455

  • Likely match

    J Cates Andrew

    Money order

    Reported by Schoolsfirst Federal Credit Union

    $400.00
    Start this claim

    State ID 995061387

  • Likely match

    J Espinoza Andrew

    Uncashed check · Chico, CA

    Reported by Wells Fargo Unauthorized Account Qsf

    $347.20
    Start this claim

    State ID 1057896423

  • Likely match

    J Grennell Andrew

    Unclaimed refund · El Dorado, CA

    Reported by Jpmorgan Chase Bank N.a. (500009)

    Held jointly with 1 other person

    $337.56
    Start this claim

    State ID 1068986805

  • Likely match

    J Grennell Andrew

    Unclaimed refund · El Dorado, CA

    Reported by Jpmorgan Chase Bank N.a. (500009)

    Held jointly with 1 other person

    $337.56
    Start this claim

    State ID 1068986805

  • Likely match

    J Banisch Andrew

    Credit balance · San Francisco, CA

    Reported by American Express Company

    $332.74
    Start this claim

    State ID 1028080729

  • Likely match

    J Camarata Trustee Andrew

    Uncashed check · La Crescenta, CA

    Reported by Dean Witter Realty Inc

    Held jointly with 1 other person

    $307.50
    Start this claim

    State ID 17932847

  • Likely match

    J Miller Andrew

    Unclaimed refund · Newport Beach, CA

    Reported by Clubcorp Holdings Inc

    $300.00
    Start this claim

    State ID 1065712364

  • Likely match

    J Johnson Andrew

    Escrow balance · Lemoore, CA

    Reported by Stewart Title Of California

    $284.95
    Start this claim

    State ID 1060027668

  • Likely match

    J Jolivette Andrew

    Uncashed check · Oakland,

    Reported by University Of Washington

    $284.90
    Start this claim

    State ID 1058252580

  • Likely match

    J Minter Andrew

    Unclaimed refund · Mission Viejo, CA

    Reported by Jpmorgan Chase Bank N.a. (500009)

    $271.37
    Start this claim

    State ID 1068990815

  • Likely match

    J Jasko Andrew

    Uncashed check · Richmond, CA

    Reported by Ramirez V Threshold Enterprises Ltd Fund

    $266.88
    Start this claim

    State ID 1068785797

  • Likely match

    J De Mio Andrew

    Unclaimed refund · Santa Ana, CA

    Reported by United Services Automobile Association

    $263.50
    Start this claim

    State ID 1018683605

  • Likely match

    J Zovak Andrew

    Uncashed check · San Diego, CA

    Reported by Honda Lease Trust

    Held jointly with 1 other person

    $262.57
    Start this claim

    State ID 1058269734

  • Likely match

    J Montag Andrew

    Uncashed check · San Diego, CA

    Reported by Honda Lease Trust

    Held jointly with 1 other person

    $262.57
    Start this claim

    State ID 1058269734

  • Likely match

    J Ware Andrew

    Uncashed check · Sacramento, CA

    Reported by Santander Multi State Qsf

    $261.11
    Start this claim

    State ID 1058013545

  • Likely match

    J Relihan Andrew

    Cash held by the State · Riverside, CA

    Reported by Carvana Operations Hc Llc

    $259.00
    Start this claim

    State ID 1061159312

  • Likely match

    J Camarata Trustee Andrew

    Uncashed check · La Crescenta, CA

    Reported by Dean Witter Realty Inc

    Held jointly with 1 other person

    $252.00
    Start this claim

    State ID 17932833

  • Likely match

    J Anchell Andrew

    Cash held by the State · Elk Grove, CA

    Reported by Click N Close Inc. Fka Mid America Mort

    $244.54
    Start this claim

    State ID 1060587365

  • Likely match

    J Mares Andrew

    Unpaid wages · North Hollywood, CA

    Reported by Rangel V Fedex

    $243.96
    Start this claim

    State ID 1090114970

  • Likely match

    J Jackson Andrew

    Uncashed check · San Diego, CA

    Reported by Hayward V Aztec Shops Fund

    $242.58
    Start this claim

    State ID 1068776260

  • Likely match

    J Kimball Andrew

    Cash held by the State · Redwood City, CA

    Reported by Northern California Pga Of America

    $240.00
    Start this claim

    State ID 1059507785

  • Likely match

    James Andrae

    Cash held by the State · Costa Mesa, CA

    Reported by Massachusetts Mutual Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,536.88
    Start this claim

    State ID 1031726315

  • Likely match

    James M Andre

    Stocks or securities · Los Angeles, CA

    Reported by Evergreen Service Co

    A claim on this will have to be notarized.

    $1,020.59 Keystone Small Company Growths-4
    Start this claim

    State ID 9642233

  • Likely match

    James R Andrae

    Unpaid dividends · Huntington Bh, CA

    Reported by Jpmorgan Chase & Co

    $535.83
    Start this claim

    State ID 17313426

  • Likely match

    James D Andrea

    Unclaimed refund · San Diego, CA

    Reported by Bank Of America - North Carolina

    $379.79
    Start this claim

    State ID 994690845

  • Likely match

    James F Ander

    Savings account · Grass Valley, CA

    Reported by Postcity Financial Credit Union

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    $297.58
    Start this claim

    State ID 1042737327

  • Worth checking

    Andrew

    Stocks or securities · Mill Valley, CA

    Reported by Reynolds American Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $40,975.13 Reynolds American Inc
    Start this claim

    State ID 980341621

  • Worth checking

    Andrew

    Cash held by the State · Playa Del Rey, CA

    Reported by Toyota Motor Credit Corporation

    A claim on this will have to be notarized.

    $2,916.75
    Start this claim

    State ID 1025961128

  • Worth checking

    Janet N Andrew

    Cash held by the State · San Francisco, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,794.68
    Start this claim

    State ID 970665870

  • Worth checking

    Joel Andrew

    Cash held by the State · Long Beach, CA

    Reported by Prudential Insurance Company

    A claim on this will have to be notarized.

    $2,426.94
    Start this claim

    State ID 958995320

  • Worth checking

    Johnny A Andrew

    Uncashed check

    Reported by Wells Fargo Bank Na

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,203.30
    Start this claim

    State ID 987985116

  • Worth checking

    Jensen Andrew

    Uncashed check · Thousand Oaks, CA

    Reported by Varo Bank N A

    A claim on this will have to be notarized.

    $2,050.00
    Start this claim

    State ID 1059230433

  • Worth checking

    Andrew

    Unclaimed refund

    Reported by Farmers Insurance Exchange

    A claim on this will have to be notarized.

    $1,526.26
    Start this claim

    State ID 996535566

  • Worth checking

    Johnson Andrew

    Uncashed check · Sacramento, CA

    Reported by Umg Recordings Inc.

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,501.19
    Start this claim

    State ID 1058258534

  • Worth checking

    Joseph Garcia Andrew

    Unpaid wages · Whittier, CA

    Reported by Fedex Freight Inc

    A claim on this will have to be notarized.

    $1,247.35
    Start this claim

    State ID 1059743218

  • Worth checking

    Janz For Congress Andrew

    Credit balance · Los Angeles, CA

    Reported by Lotus Communications Inc.

    A claim on this will have to be notarized.

    $1,219.45
    Start this claim

    State ID 1028628238

  • Worth checking

    Joshua Mark Andrew

    Savings account · Elk Grove, CA

    Reported by Jpmorgan Chase Bank N.a. (703)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,176.54
    Start this claim

    State ID 972578760

  • Worth checking

    Juliana M Andrew

    Stocks or securities · Torrance, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $1,137.60
    Start this claim

    State ID 16091228

  • Worth checking

    June Andrew

    Unpaid dividends · Cupertino, CA

    Reported by Pfizer Inc

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $1,073.86 Pfizer Inc
    Start this claim

    State ID 1026039102

  • Worth checking

    Jamal Andrew

    Deposit held · Redwood Valley, CA

    Reported by Pacific Gas & Electric Company

    A claim on this will have to be notarized.

    $1,067.64
    Start this claim

    State ID 1020442346

  • Worth checking

    Johnson Garcia Andrew

    Unpaid wages · Sacramento, CA

    Reported by Living Spaces Furniture Llc

    A claim on this will have to be notarized.

    $1,058.60
    Start this claim

    State ID 1059156092

  • Worth checking

    J Olalia Andrea

    Uncashed check

    Reported by Rabobank N. A.

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 975520817

  • Worth checking

    Jamie C Andrew

    Stocks or securities · San Jose, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $995.40
    Start this claim

    State ID 16091214

  • Worth checking

    J Mull Andre

    Retirement account · Fremont, CA

    Reported by National Financial Services Llc

    $917.19
    Start this claim

    State ID 1069971584

  • Worth checking

    Joseph Andrew

    Unpaid dividends · Delhi, CA

    Reported by Connecticut State Of

    $848.26
    Start this claim

    State ID 9724191

  • Worth checking

    Joseph Decorte Jr Andrew

    Uncashed check · Whittier, CA

    Reported by Franco Et Al V States Logistics Services Inc

    $823.16
    Start this claim

    State ID 1085088493

  • Worth checking

    Jon Andrew

    Uncashed check · San Francisco, CA

    Reported by Kaiser Foundation Health Plan

    $807.15
    Start this claim

    State ID 976643451

  • Worth checking

    June Andrew

    Unpaid dividends · Cupertino, CA

    Reported by Boeing Company The

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $750.81 Boeing Company
    Start this claim

    State ID 994609853

  • Worth checking

    Jamison Andrew

    Pension or retirement funds · Escondido, CA

    Reported by Delaware Charter Guarantee And Trust

    $741.48
    Start this claim

    State ID 1066194599

  • Worth checking

    John H Andrew

    Stocks or securities · Modesto, CA

    Reported by Key Production Company Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $733.00 Key Production Company Inc
    Start this claim

    State ID 4247847

  • Worth checking

    Johnson Andrew

    Uncashed check · Indio, CA

    Reported by Exeter Finance Llc

    Someone has already filed a claim on this property. It may be you, or it may not.

    $720.86
    Start this claim

    State ID 1059125849

  • Worth checking

    Judy Andrew

    Cash held by the State · Rialto, CA

    Reported by Nevada State Of

    $711.51
    Start this claim

    State ID 2529109

  • Worth checking

    Jaimie C Andrew

    Cash held by the State · Citrus Heights, CA

    Reported by Kaiser Foundation Health Plan

    $710.00
    Start this claim

    State ID 1003352495

  • Worth checking

    John Anthony Alvarez Andrew

    Uncashed check · Dinuba, CA

    Reported by Alvarado Et Al V Central Valley Meat Co Inc

    $659.83
    Start this claim

    State ID 1085110918

  • Worth checking

    Jesus Lopez Andrew

    Unpaid wages · Bakersfield, CA

    Reported by Rosendin Electric Inc

    $542.71
    Start this claim

    State ID 1066333734

  • Worth checking

    Johnson Andrew

    Uncashed check · Vackaville, CA

    Reported by Drivetime Automotive Group Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    $524.36
    Start this claim

    State ID 1061110288

  • Worth checking

    John H Andrew

    Cash held by the State · Modesto, CA

    Reported by Paul Revere Life & Accident

    $507.18
    Start this claim

    State ID 13275213

  • Worth checking

    Jones Andrew

    Uncashed check · Walnut Creek, CA

    Reported by Hernandez V Arthur J Gallagher Service Company Llc Et Al

    $490.64
    Start this claim

    State ID 1089712909

  • Worth checking

    J Fonseca Andrea

    Uncashed check · West Covina, CA

    Reported by Honda Lease Trust

    $462.73
    Start this claim

    State ID 1058269657

  • Worth checking

    Johnson Andrew

    Uncashed check · Indio, CA

    Reported by Exeter Finance Llc

    Someone has already filed a claim on this property. It may be you, or it may not.

    $421.84
    Start this claim

    State ID 1059125848

  • Worth checking

    Jones Andrew

    Unclaimed refund · Suisun City, CA

    Reported by Athletics Investment Group

    $420.55
    Start this claim

    State ID 1069287412

  • Worth checking

    Andrew

    Uncashed check · Beverly Hills, CA

    Reported by Cox Communications Inc

    $407.92
    Start this claim

    State ID 1035935306

  • Worth checking

    Justin Andrew

    Cash held by the State · Los Angeles, CA

    Reported by Verizon Communications Inc.

    $401.92
    Start this claim

    State ID 1017143680

  • Worth checking

    J W Andre

    Cash held by the State · Wofford Heights, CA

    Reported by American Express Company

    $393.00
    Start this claim

    State ID 5440810

  • Worth checking

    Jones Andrew

    Uncashed check · San Bernardino, CA

    Reported by Garcia V Center For Employment Opportunities Inc

    $390.54
    Start this claim

    State ID 1063749525

  • Worth checking

    Joseph Marshall Andrew

    Cash held by the State · Fallbrook, CA

    Reported by Citibank Na

    Held jointly with 2 other people

    $370.77
    Start this claim

    State ID 958828230

  • Worth checking

    Joel Andrew

    Stocks or securities · Long Beach, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $369.72
    Start this claim

    State ID 16091222

  • Worth checking

    Jonathan Cruz Andrew

    Stocks or securities · Moreno Valley, CA

    Reported by Charles Schwab & Co Inc

    A claim on this will have to be notarized.

    $366.88 Ge Aerospace New
    Start this claim

    State ID 1071377964

  • Worth checking

    Johnson Andrew

    Unpaid wages

    Reported by Phoenix Settlement Admn.(oswald V. Evoqua Water)

    Someone has already filed a claim on this property. It may be you, or it may not.

    $362.33
    Start this claim

    State ID 1069494766

  • Worth checking

    John H Andrew

    Unpaid dividends · Turlock, CA

    Reported by Consolidated Capital

    $360.97
    Start this claim

    State ID 969765636

Showing the 100 most valuable of 240. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

1 probate estate carries that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

1 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Andrew Jon

    Probate estate · San Francisco County · 2015

    Matched on Andrew Jon (decedent)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $7.00 closed

    State ID 979646923
    Case 2009-0732

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.