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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

197 records carry that name

The 100 shown below are worth $131,651 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 1,580 records under the surname Callahan, worth $1,601,461. See every city and first name they are recorded under

  • Strong match

    James Callahan

    Pension or retirement funds · Tracy, CA

    Reported by Principal Life Insurance Co

    A claim on this will have to be notarized.

    $10,307.17
    Start this claim

    State ID 967484260

  • Strong match

    James F Callahan

    Cash held by the State · Camarillo, CA

    Reported by Bank Of America Na

    A claim on this will have to be notarized.

    $1,870.44
    Start this claim

    State ID 1045331777

  • Strong match

    James William Callahan

    Unclaimed refund · Palmdale, CA

    Reported by Allstate Insurance Company

    A claim on this will have to be notarized.

    $1,611.00
    Start this claim

    State ID 1007996565

  • Strong match

    James F Callahan

    Stocks or securities · San Mateo, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,276.75 Metlife Inc
    Start this claim

    State ID 957485451

  • Strong match

    James D Callahan

    Uncashed check · Castro Valley, CA

    Reported by Bank Of America N A

    Held jointly with 1 other person

    $912.24
    Start this claim

    State ID 17435612

  • Strong match

    James R Callahan

    Uncashed check · Oroville, CA

    Reported by Pnc Bank National Association

    $747.15
    Start this claim

    State ID 988020559

  • Strong match

    James E Callahan

    Cash held by the State · South El Monte, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    $723.02
    Start this claim

    State ID 979452169

  • Strong match

    James F Callahan

    Cash held by the State · Oxnard, CA

    Reported by United Of Omaha Life Insurance Company

    $712.27
    Start this claim

    State ID 18691963

  • Strong match

    James Callahan

    Stocks or securities · South El Monte, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $493.71 Metlife Inc
    Start this claim

    State ID 15454876

  • Strong match

    James E Callahan

    Savings account · Victoria,

    Reported by Sears Savings Bank

    Held jointly with 1 other person

    $485.45
    Start this claim

    State ID 1306936

  • Strong match

    James C Callahan

    Cash held by the State · Palm Springs, CA

    Reported by American Honda Finance Corporation

    $475.00
    Start this claim

    State ID 14519019

  • Strong match

    James Callahan

    Savings account · Fresno, CA

    Reported by Educational Employee's Credit Union

    Held jointly with 1 other person

    $399.46
    Start this claim

    State ID 1011680417

  • Strong match

    James F Callahan

    Savings account · Lynwood, CA

    Reported by Security Pacific National Bank Lynwood Office

    Held jointly with 1 other person

    $367.98
    Start this claim

    State ID 5479404

  • Strong match

    James M Callahan

    Stocks or securities · Costa Mesa, CA

    Reported by Litton Industries Inc

    A claim on this will have to be notarized.

    $343.08 Litton Industries Inc
    Start this claim

    State ID 9623778

  • Strong match

    James J Callahan

    Cash held by the State · Maywood, CA

    Reported by Prudential Insurance Company

    $327.60
    Start this claim

    State ID 1341361

  • Strong match

    James A Callahan

    Unpaid wages · Oakland, CA

    Reported by United Parcel Service Inc. (oh)

    $301.94
    Start this claim

    State ID 1029400353

  • Strong match

    James J Callahan

    Uncashed check · Oakland, CA

    Reported by Bmo Bank Na (fka Bmo Harris Bank Na)

    Held jointly with 4 other people

    $266.82
    Start this claim

    State ID 1047390669

  • Strong match

    James Callahan

    Unclaimed refund · Camarillo, CA

    Reported by Sunrise Banks

    $189.70
    Start this claim

    State ID 1045690411

  • Strong match

    James Albert Jr Callahan

    Cash held by the State · Oakland, CA

    Reported by Rogowski V State Farm Life Insurance

    $187.70
    Start this claim

    State ID 1039743104

  • Strong match

    James A Callahan

    Cash held by the State · Costa Mesa, CA

    Reported by California Physicians Dba Blue Shield Of Ca

    $145.33
    Start this claim

    State ID 990440616

  • Strong match

    James Callahan

    Unclaimed refund

    Reported by Western National Property Mgmt Co Inc

    Held jointly with 1 other person

    $144.45
    Start this claim

    State ID 966459774

  • Strong match

    James Callahan

    Unclaimed refund · Oakland, CA

    Reported by Travelers Indemnity Company

    $143.19
    Start this claim

    State ID 1044910905

  • Strong match

    James D Callahan

    Unclaimed refund · Redding, CA

    Reported by Pacific Gas & Electric Company

    $125.57
    Start this claim

    State ID 10426984

  • Strong match

    James Callahan

    Savings account · Costa Mesa, CA

    Reported by Wells Fargo Bank Na

    Held jointly with 1 other person

    $120.11
    Start this claim

    State ID 1201400

  • Strong match

    James Callahan

    Unclaimed refund · San Diego, CA

    Reported by Western Union Financial Svcs Inc

    $120.00
    Start this claim

    State ID 1001921307

  • Strong match

    James M Callahan

    Cash held by the State · Lancaster, CA

    Reported by Family Service Life Insurance Company

    Held jointly with 1 other person

    $110.65
    Start this claim

    State ID 984220314

  • Strong match

    James Callahan

    Escrow balance · Palmdale, CA

    Reported by Nationstar Mortgage, Llc

    $109.52
    Start this claim

    State ID 1005389299

  • Strong match

    James Callahan

    Uncashed check · Wheatland, CA

    Reported by Office Depot Inc

    $100.00
    Start this claim

    State ID 1027918067

  • Likely match

    J E Callahan

    Unpaid dividends · Long Beach, CA

    Reported by Sempra Energy

    A claim on this will have to be notarized.

    $27,440.63 Sempra Energy
    Start this claim

    State ID 1004516394

  • Likely match

    J M Callahan

    Cash held by the State · Arcadia, CA

    Reported by Burlington Northern Santa Fe Corporation

    A claim on this will have to be notarized.

    $2,100.00
    Start this claim

    State ID 961330143

  • Likely match

    J Will Callahan

    Mineral or royalty payments

    Reported by Warner Chappell Music Inc.(f/k/a Tri-chappell Music Inc.)

    $819.77
    Start this claim

    State ID 960692483

  • Likely match

    J W Callahan

    Mineral or royalty payments

    Reported by Warner Chappell Music Inc.(f/k/a Tri-chappell Music Inc.)

    $660.93
    Start this claim

    State ID 18635297

  • Likely match

    J W Callahan

    Cash held by the State

    Reported by Metropolitan Life Insurance Company

    $234.47
    Start this claim

    State ID 9547351

  • Likely match

    J M Callahan

    Unpaid dividends · Arcadia, CA

    Reported by Burlington Northern Santa Fe Corporation

    $220.71
    Start this claim

    State ID 961330141

  • Likely match

    J M Callahan

    Stocks or securities · Arcadia, CA

    Reported by Newmont Mining Corp

    A claim on this will have to be notarized.

    $174.08 Newmont Corp
    Start this claim

    State ID 16258458

  • Likely match

    J Will Callahan

    Mineral or royalty payments

    Reported by Warner Chappell Music Inc.(f/k/a Tri-chappell Music Inc.)

    $170.18
    Start this claim

    State ID 955177416

  • Likely match

    J Callahan

    Cash held by the State · Newport Beach, CA

    Reported by Old American County Mutual Fir

    Held jointly with 1 other person

    $161.00
    Start this claim

    State ID 9372954

  • Likely match

    J Callahan

    Unclaimed refund · Los Angeles, CA

    Reported by Target Corporation

    $158.95
    Start this claim

    State ID 18472235

  • Likely match

    J E Callahan

    Cash held by the State · Long Beach, CA

    Reported by Sempra Energy

    $122.21
    Start this claim

    State ID 1004516393

  • Likely match

    J M Callahan

    Unclaimed refund · Oakland, CA

    Reported by Pacific Bell Telephone Company

    $115.20
    Start this claim

    State ID 10319437

  • Likely match

    James R Calhoun

    Unpaid dividends · Northridge, CA

    Reported by Home Depot Inc

    A claim on this will have to be notarized.

    $6,232.19 Home Depot Inc
    Start this claim

    State ID 980105489

  • Likely match

    James F Culhane

    Uncashed check · Irvine, CA

    Reported by Wells Fargo Bank Na

    A claim on this will have to be notarized.

    $3,037.55
    Start this claim

    State ID 964989879

  • Likely match

    James F Calhoun

    Stocks or securities · Los Angeles, CA

    Reported by John Hancock Financial Services Inc

    A claim on this will have to be notarized.

    $1,241.00
    Start this claim

    State ID 15666239

  • Likely match

    James W Calhoun

    Cash held by the State · Lancaster, CA

    Reported by U.s. Bank, Trust Technology & Support Services

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 992206638

  • Likely match

    James M Calahan

    Unclaimed refund · Richmond, CA

    Reported by Chase Home Finance Llc

    $769.12
    Start this claim

    State ID 18839885

  • Likely match

    James Callihan

    Cash held by the State · San Diego, CA

    Reported by Pacificare Of California

    $726.46
    Start this claim

    State ID 985932524

  • Likely match

    James Culhane

    Cash held by the State · Irvine, CA

    Reported by Transamerica Life Insurance Company

    $644.28
    Start this claim

    State ID 984227980

  • Likely match

    James Culhane

    Cash held by the State · Irvine, CA

    Reported by Transamerica Life Insurance Company

    $644.28
    Start this claim

    State ID 988928602

  • Likely match

    James Culhane

    Cash held by the State · Irvine, CA

    Reported by Transamerica Life Insurance Company

    $625.52
    Start this claim

    State ID 993613197

  • Likely match

    James P Calahane

    Stocks or securities · Santa Maria, CA

    Reported by Prudential Financial Inc

    A claim on this will have to be notarized.

    $551.91 Prudential Financial Inc
    Start this claim

    State ID 986067991

  • Likely match

    James L Calhoun

    Escrow balance · Los Angeles, CA

    Reported by Commonwealth Land Title Ins Company

    Held jointly with 1 other person

    $496.00
    Start this claim

    State ID 964911224

  • Likely match

    James Larhey Calhoun

    Escrow balance · Los Angeles, CA

    Reported by Alliance Title

    $496.00
    Start this claim

    State ID 964816037

  • Likely match

    James E Calhoun

    Stocks or securities · Long Beach, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $476.65 Metlife Inc
    Start this claim

    State ID 16270777

  • Likely match

    James L Calhoun

    Escrow balance · Los Angeles, CA

    Reported by Commonwealth Land Title Ins Company

    Held jointly with 1 other person

    $474.00
    Start this claim

    State ID 964911197

  • Likely match

    James Calhoun

    Uncashed check · San Pedro, CA

    Reported by Fund 1 Independent Foreclosure Review Pa

    $400.00
    Start this claim

    State ID 984679378

  • Likely match

    James Culhane

    Cash held by the State · Irvine, CA

    Reported by Transamerica Life Insurance Company

    $362.56
    Start this claim

    State ID 1004267944

  • Likely match

    James Calhoun

    Unpaid wages · Lancaster, CA

    Reported by Pca National Llc Corporate Tax Dept

    $334.00
    Start this claim

    State ID 10383349

  • Likely match

    James Larhey Calhoun

    Escrow balance · Los Angeles, CA

    Reported by Alliance Title

    $247.00
    Start this claim

    State ID 964816236

  • Likely match

    James L Calhoun

    Escrow balance · Los Angeles, CA

    Reported by Commonwealth Land Title Ins Company

    Held jointly with 1 other person

    $226.00
    Start this claim

    State ID 964911196

  • Likely match

    James N Calhoun

    Credit balance · Ross, CA

    Reported by Prosper Marketplace, Inc

    $217.53
    Start this claim

    State ID 1010243887

  • Likely match

    James Culhane

    Cash held by the State · Irvine, CA

    Reported by Life Investors Ins Co-ta Mineral Co

    $214.76
    Start this claim

    State ID 954798280

  • Likely match

    James Calhoun

    Uncashed check · Valley Village, CA

    Reported by Citibank Na Cca

    $209.67
    Start this claim

    State ID 1033482084

  • Likely match

    James Callihan

    Unclaimed refund

    Reported by Western National Property Mgmt Co Inc

    $200.00
    Start this claim

    State ID 966459773

  • Likely match

    James M Calhoun

    Cash held by the State · Lancaster, CA

    Reported by Txu Energy Retail Co Llc

    Held jointly with 1 other person

    $176.47
    Start this claim

    State ID 958823262

  • Likely match

    James F Culhane

    Cash held by the State · Irvine, CA

    Reported by Axa - Equitable

    $175.20
    Start this claim

    State ID 12534496

  • Worth checking

    Jeffrey Callahan

    Uncashed check · Santa Monica, CA

    Reported by Cit Bank N.a.

    A claim on this will have to be notarized.

    $6,716.94
    Start this claim

    State ID 988192380

  • Worth checking

    Jane Callahan

    Stocks or securities · Santa Monica, CA

    Reported by State Street Corporation

    A claim on this will have to be notarized.

    $5,145.00
    Start this claim

    State ID 14272171

  • Worth checking

    Jane M Callahan

    Cash held by the State · Santa Monica, CA

    Reported by Safeway Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $4,831.43
    Start this claim

    State ID 13280233

  • Worth checking

    Jean M Callahan

    Cash held by the State

    Reported by First City Credit Union

    Held jointly with 6 other people

    A claim on this will have to be notarized.

    $3,043.89
    Start this claim

    State ID 4254987

  • Worth checking

    Joseph F Callahan

    Stocks or securities · Aptos, CA

    Reported by Prudential Financial Inc

    A claim on this will have to be notarized.

    $2,548.45 Prudential Financial Inc
    Start this claim

    State ID 959948341

  • Worth checking

    John M Callahan

    Escrow balance · Larkspur, CA

    Reported by First American Title Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,389.84
    Start this claim

    State ID 992225129

  • Worth checking

    Jean C Callahan

    Uncashed check · Inglewood, CA

    Reported by Citibank N A

    A claim on this will have to be notarized.

    $2,000.00
    Start this claim

    State ID 980440593

  • Worth checking

    John G Callahan

    Stocks or securities · Tracy, CA

    Reported by Nortonlifelock Inc

    A claim on this will have to be notarized.

    $1,850.46 Symantec Corp
    Start this claim

    State ID 975670382

  • Worth checking

    Julie A Callahan

    Uncashed check · Oxnard, CA

    Reported by Bank Of America - California Na (318)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,680.60
    Start this claim

    State ID 984892652

  • Worth checking

    Josephine Callahan

    Stocks or securities · Santa Clara, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,547.82 Metlife Inc
    Start this claim

    State ID 999089759

  • Worth checking

    Jason William Callahan

    Stocks or securities · A1x 7k3, CA

    Reported by Charles Schwab & Co.

    A claim on this will have to be notarized.

    $1,544.71 Transocean Ltd
    Start this claim

    State ID 1024396484

  • Worth checking

    John J Callahan

    Escrow balance · Brea, CA

    Reported by Security Title Agency Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,348.14
    Start this claim

    State ID 956449744

  • Worth checking

    Jason William Callahan

    Credit balance · A1x 7k3, CA

    Reported by Charles Schwab & Co.

    A claim on this will have to be notarized.

    $1,317.11
    Start this claim

    State ID 1024396483

  • Worth checking

    John F Callahan

    Deposit held · Long Beach, CA

    Reported by Department Of Financial Protection And Innovation

    A claim on this will have to be notarized.

    $1,290.13
    Start this claim

    State ID 1025645697

  • Worth checking

    John Callahan

    Uncashed check · Bridgeville, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,225.75
    Start this claim

    State ID 1043542747

  • Worth checking

    Joseph Callahan

    Unclaimed refund · Oakland, CA

    Reported by Clubcorp Holdings Inc

    A claim on this will have to be notarized.

    $1,200.00
    Start this claim

    State ID 1044647926

  • Worth checking

    Jeffrey G Callahan

    Cash held by the State · San Luis Obispo, CA

    Reported by American General Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,144.05
    Start this claim

    State ID 975335699

  • Worth checking

    Jeffrey G Callahan

    Cash held by the State · San Luis Obispo, CA

    Reported by American General Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,144.05
    Start this claim

    State ID 975335699

  • Worth checking

    Janet Marie Callahan

    Escrow balance

    Reported by Elite Escrow Services Of S.d. - Mercury

    A claim on this will have to be notarized.

    $1,114.08
    Start this claim

    State ID 1025563330

  • Worth checking

    John Callahan

    Uncashed check · San Jose, CA

    Reported by Usaa Federal Savings Bank

    A claim on this will have to be notarized.

    $1,107.08
    Start this claim

    State ID 999042102

  • Worth checking

    Jane M Callahan

    Unpaid dividends · Santa Monica, CA

    Reported by State Of Massachusetts

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,093.19
    Start this claim

    State ID 2626222

  • Worth checking

    Jessie B Callahan

    Endowment proceeds · Ontario, CA

    Reported by Metropolitan Life Insurance Company

    $886.46
    Start this claim

    State ID 12619932

  • Worth checking

    John J Callahan

    Cash held by the State · South El Monte, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    $863.25
    Start this claim

    State ID 1031661681

  • Worth checking

    John J Est Callahan

    Cash held by the State · South El Monte, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    $863.25
    Start this claim

    State ID 1031661681

  • Worth checking

    Jeffrey G Callahan

    Savings account · San Luis Obispo, CA

    Reported by Bank Of America - Nevada

    $828.30
    Start this claim

    State ID 976630460

  • Worth checking

    Jacob Callahan

    Uncashed check · Newman, CA

    Reported by Loancare Llc

    Someone has already filed a claim on this property. It may be you, or it may not.

    $819.23
    Start this claim

    State ID 1044381693

  • Worth checking

    John F Callahan

    Savings account

    Reported by Pacific Western Bank

    $802.94
    Start this claim

    State ID 10283775

  • Worth checking

    Callahan

    Unclaimed refund

    Reported by Mossy Nissan Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    $795.00
    Start this claim

    State ID 1009282634

  • Worth checking

    Julia Callahan

    Cash held by the State · San Diego, CA

    Reported by Family Service Life Insurance Company

    Held jointly with 1 other person

    $780.68
    Start this claim

    State ID 984218873

  • Worth checking

    J Culhane

    Cash held by the State · San Diego, CA

    Reported by Food 4 Less Supermarkets Inc

    $732.76
    Start this claim

    State ID 9713661

  • Worth checking

    Jeff G Callahan

    Uncashed check · Santa Monica, CA

    Reported by Jp Morgan Chase Bank Na 703

    $683.69
    Start this claim

    State ID 1014308774

  • Worth checking

    John A Callahan

    Stocks or securities · Santa Clara, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $670.25 Metlife Inc
    Start this claim

    State ID 15454880

  • Worth checking

    Jane M Callahan

    Savings account · Los Angeles, CA

    Reported by Cenfed Bank Fsb - Interest Checks

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    $663.21
    Start this claim

    State ID 4090945

  • Worth checking

    Jeffery Callahan

    Uncashed check · Santa Monica, CA

    Reported by Best Buy Co Inc & Subsidiaries

    $655.21
    Start this claim

    State ID 997252525

  • Worth checking

    J L Culhane

    Stocks or securities · San Leandro, CA

    Reported by American Stores Company

    A claim on this will have to be notarized.

    $650.00
    Start this claim

    State ID 11946346

Showing the 100 most valuable of 228. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

3 probate estates carry that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

1 is still open, holding $1,329.

  • Callahan Frances T

    Probate estate · San Diego County · 2024

    Matched on Callahan John Caswell (heir)

    $1,329.11
    Ask about this estate

    State ID 1033550984
    Case 37-2017-00007013-PR-LA-CTL

2 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Calhoun James Wefneyibe

    Probate estate · Los Angeles County · 1990

    Matched on Calhoun James Wefneyibe (decedent)

    2 heirs named on the State’s record

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 956832151
    Case P708933

  • Callahan Jack

    Probate estate · Los Angeles County · 2018

    Matched on Callahan Jack (decedent)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 998510757
    Case 17STPB08546

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.