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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

72 exact, and 28 close matches worth a look

The 100 shown below are worth $169,929 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 776 records under the surname Borges, worth $465,073. See every city and first name they are recorded under

  • Strong match

    Maria Borges

    Unclaimed refund · San Diego, CA

    Reported by Att Services Inc

    $499.33
    Start this claim

    State ID 991141832

  • Strong match

    Maria Borges

    Uncashed check · Hayward, CA

    Reported by Lendingclub Bank Na

    $482.41
    Start this claim

    State ID 1037470125

  • Strong match

    Maria Borges

    Unpaid wages · Freemont, CA

    Reported by Bed Bath And Beyond Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    $467.06
    Start this claim

    State ID 15016258

  • Strong match

    Maria Borges

    Unclaimed refund · Menlo Park, CA

    Reported by California Physicians Service

    $210.96
    Start this claim

    State ID 1005059012

  • Strong match

    Maria Borges

    Escrow balance · Newman, CA

    Reported by Stewart Title Of Calif. Inc.

    Held jointly with 1 other person

    $200.00
    Start this claim

    State ID 961232213

  • Strong match

    Maria A Borges

    Cash held by the State · Sonoma, CA

    Reported by Pacific Bell Internet Services

    $198.00
    Start this claim

    State ID 957304851

  • Strong match

    Maria Borges

    Cash held by the State · Modesto, CA

    Reported by The Bancorp Bank

    $181.26
    Start this claim

    State ID 1017343059

  • Strong match

    Maria Borges

    Unpaid wages · Sonoma, CA

    Reported by Aramark Corporation

    $180.03
    Start this claim

    State ID 963335557

  • Strong match

    Maria Santos Borges

    Uncashed check · Unknown,

    Reported by Bank Of America - Na (california Foreign)

    $100.00
    Start this claim

    State ID 1047274927

  • Likely match

    Marie Borges

    Savings account

    Reported by Valley Federal Savings & Loan Association

    A claim on this will have to be notarized.

    $1,247.55
    Start this claim

    State ID 1110710

  • Likely match

    Mary C Borges

    Cash held by the State · Vacaville, CA

    Reported by Jhusa John Hancock Life Ins Co Usa

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,115.91
    Start this claim

    State ID 970963885

  • Likely match

    Mary Borges

    Stocks or securities · Redwood City, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $352.70 Metlife Inc
    Start this claim

    State ID 15449679

  • Likely match

    Mary Borges

    Cash held by the State · Turlock, CA

    Reported by Wellpoint Inc.

    $230.97
    Start this claim

    State ID 970082952

  • Likely match

    Mario L Borges

    Cash held by the State · Castro Valley, CA

    Reported by Cellco Partnership Dba Verizon Wireless

    $200.00
    Start this claim

    State ID 963994741

  • Likely match

    Mario Borges

    Unclaimed refund · Chowchilla, CA

    Reported by General Motors Financial Comp

    Held jointly with 1 other person

    $106.49
    Start this claim

    State ID 1047908114

  • Likely match

    M B Borges

    Uncashed check · Tracy, CA

    Reported by Crocker National Bank #080

    $509.41
    Start this claim

    State ID 490356

  • Likely match

    M L Borges

    Cash held by the State

    Reported by Verizon California

    $104.38
    Start this claim

    State ID 9321268

  • Likely match

    Maria Barajas

    Uncashed check · Huntington Beach, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $18,980.00
    Start this claim

    State ID 1043519887

  • Likely match

    Maria Barajas

    Savings account · Los Angeles, CA

    Reported by Bank Of America N A

    A claim on this will have to be notarized.

    $14,308.23
    Start this claim

    State ID 16961166

  • Likely match

    Maria Barajas

    Cash held by the State · Los Angeles, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,356.90
    Start this claim

    State ID 979472852

  • Likely match

    Maria M Barajas

    Escrow balance · Dallas, TX

    Reported by Federal Title Inc

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $2,000.00
    Start this claim

    State ID 961531608

  • Likely match

    Maria Barajas

    Unclaimed refund · Los Angeles, CA

    Reported by Bank Of America Na

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,855.01
    Start this claim

    State ID 1045319446

  • Likely match

    Maria L Barajas

    Cash held by the State · Chico, CA

    Reported by Capital One Na

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,765.00
    Start this claim

    State ID 1041442160

  • Likely match

    Maria Barajas

    Uncashed check · San Ysidro, CA

    Reported by Loancare Llc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,590.30
    Start this claim

    State ID 1030452985

  • Likely match

    Maria A Barajas

    Uncashed check · Redlands, CA

    Reported by Bank Of America - Texas Na (099)

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,572.07
    Start this claim

    State ID 1014938465

  • Likely match

    Maria J Barajas

    Unclaimed refund · La Puente, CA

    Reported by Allstate Indemnity Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,204.15
    Start this claim

    State ID 978977477

  • Likely match

    Maria Barajas

    Unclaimed refund · Anheim, CA

    Reported by Western Union Financial Services, Inc.

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 1047213036

  • Likely match

    Maria Barajas

    Uncashed check · Long Beach, CA

    Reported by Anchor Seaport Escrow

    Held jointly with 5 other people

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 18172392

  • Likely match

    Maria Barajas

    Cash held by the State · San Mateo, CA

    Reported by Continental Exchange Solutions Inc

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 1030050297

  • Likely match

    Maria Barajas

    Uncashed check · Los Angeles, CA

    Reported by Bank Of America - Illinois

    Held jointly with 1 other person

    $992.56
    Start this claim

    State ID 18329916

  • Likely match

    Maria De Jesus Barajas

    Unclaimed refund · Concord, CA

    Reported by Western Union Financial Svcs Inc

    $992.00
    Start this claim

    State ID 1015741015

  • Likely match

    Maria Barajas

    Money order · Los Angeles, CA

    Reported by Western Union Financial Services Inc

    $936.00
    Start this claim

    State ID 954166092

  • Likely match

    Maria M Barajas

    Uncashed check · Los Angeles, CA

    Reported by Bank Of America - California Na (318)

    $848.59
    Start this claim

    State ID 989576271

  • Likely match

    Maria Barajas

    Escrow balance · Ontario, CA

    Reported by Fidelity National Title Company

    Held jointly with 1 other person

    $798.00
    Start this claim

    State ID 965017571

  • Likely match

    Maria Barajas

    Uncashed check · Novato, CA

    Reported by Csaa Insurance Group

    Held jointly with 1 other person

    $788.00
    Start this claim

    State ID 966579485

  • Likely match

    Maria Barajas

    Unpaid wages · Point Reyes Station, CA

    Reported by Tomales Bay Foods Inc.

    $783.46
    Start this claim

    State ID 955999916

  • Likely match

    Maria Barajas

    Stocks or securities · Los Angeles, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $754.85 Metlife Inc
    Start this claim

    State ID 16264098

  • Likely match

    Maria Borjas

    Cash held by the State · Huntington Park, CA

    Reported by Metabank

    $749.06
    Start this claim

    State ID 981364956

  • Likely match

    Maria Barajas

    Uncashed check · Stockton, CA

    Reported by New Century Mortgage Corp.

    Held jointly with 1 other person

    $660.30
    Start this claim

    State ID 979431222

  • Likely match

    Maria Barajas

    Unclaimed refund · Riverside, CA

    Reported by New Hampshire Insurance Company

    $627.00
    Start this claim

    State ID 961699484

  • Likely match

    Maria G Barajas

    Uncashed check · Roseville, CA

    Reported by Bank Of America Na

    $612.05
    Start this claim

    State ID 1045279375

  • Likely match

    Maria Barajas

    Uncashed check · Chula Vista, CA

    Reported by Ford Motor Company

    $550.00
    Start this claim

    State ID 996887946

  • Likely match

    Maria Rocio De Barajas

    Cash held by the State · Victorville, CA

    Reported by Alliance United Ins. Co Llc

    Held jointly with 1 other person

    $546.42
    Start this claim

    State ID 1040382525

  • Likely match

    Maria Barajas

    Cash held by the State · San Jose, CA

    Reported by Gutierrez V Wells Fargo Bank Na Qualified Settlement

    $538.25
    Start this claim

    State ID 1012089061

  • Likely match

    Maria Barajas

    Uncashed check · Santee, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    Held jointly with 1 other person

    $520.26
    Start this claim

    State ID 1032947096

  • Likely match

    Maria G Barajas

    Savings account · Midway City, CA

    Reported by Union Bank Of California, N.a.

    Held jointly with 1 other person

    $514.89
    Start this claim

    State ID 17133772

  • Likely match

    Maria Barajas

    Cash held by the State · Riverbank, CA

    Reported by Ecount Inc.

    $511.73
    Start this claim

    State ID 990588717

  • Likely match

    Maria T Barajas

    Savings account · Los Angeles,

    Reported by First Interstate Bank Of Ca Alex Brown Fin Gr C V Div

    Held jointly with 1 other person

    $505.59
    Start this claim

    State ID 4235828

  • Likely match

    Maria Barajas

    Uncashed check

    Reported by Santa Clarita Valley Escrow Inc.

    Held jointly with 1 other person

    $500.00
    Start this claim

    State ID 18837913

  • Likely match

    Maria G Barajas

    Cash held by the State · San Jose, CA

    Reported by Csaa Insurance Exchange

    $498.00
    Start this claim

    State ID 1037283806

  • Likely match

    Maria A Barajas

    Uncashed check · Lake Elsinore, CA

    Reported by Wells Fargo Bank Na

    Held jointly with 1 other person

    $487.00
    Start this claim

    State ID 17670575

  • Likely match

    Maria Barajas

    Unclaimed refund · Soledad, CA

    Reported by Moneygram Payment Systems Inc

    $483.00
    Start this claim

    State ID 1027849184

  • Likely match

    Maria C Borjas

    Uncashed check · Desert Hot Springs, CA

    Reported by Loancare Llc

    Held jointly with 1 other person

    $476.72
    Start this claim

    State ID 1044381429

  • Likely match

    Maria Barajas

    Unclaimed refund · San Jose, CA

    Reported by Western Union Financial Svcs Inc

    $445.94
    Start this claim

    State ID 991967703

  • Likely match

    Maria Barajas

    Unclaimed refund · Los Angles, CA

    Reported by Mrp Service Agreement Corp

    $445.00
    Start this claim

    State ID 955016720

  • Worth checking

    Mario Barajas

    Unpaid dividends · Calexico, CA

    Reported by Skyworks Solutions Inc

    A claim on this will have to be notarized.

    $18,671.23 Skyworks Solutions Inc
    Start this claim

    State ID 1004521954

  • Worth checking

    Marie Burgess

    Stocks or securities · Long Beach, CA

    Reported by Federated High Income Bond Fund

    A claim on this will have to be notarized.

    $11,055.23 Federated High Inc Bond Fdb
    Start this claim

    State ID 17667785

  • Worth checking

    Marie L Burgess

    Uncashed check · Upland, CA

    Reported by San Antonio Water Company

    A claim on this will have to be notarized.

    $9,879.54
    Start this claim

    State ID 970934211

  • Worth checking

    Mario A Barajas

    Unpaid wages · Escondido, CA

    Reported by Johns Manville

    A claim on this will have to be notarized.

    $6,441.67
    Start this claim

    State ID 1038128985

  • Worth checking

    Maura L Barajas

    Pension or retirement funds · Alhambra, CA

    Reported by State Of California Savings Plus

    A claim on this will have to be notarized.

    $6,420.28
    Start this claim

    State ID 1005229960

  • Worth checking

    Maree Louise Burgess

    Uncashed check · Irvine, CA

    Reported by Credit Union Of Southern Ca

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $5,132.00
    Start this claim

    State ID 1046099055

  • Worth checking

    Marie Burgess

    Cash held by the State · Pacifica, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,804.47
    Start this claim

    State ID 969577938

  • Worth checking

    Marie Barajas

    Cash held by the State · Los Angeles, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,356.90
    Start this claim

    State ID 979472852

  • Worth checking

    Mayra Barajas

    Cash held by the State · Fresno, CA

    Reported by Wells Fargo Bank National Assocation

    A claim on this will have to be notarized.

    $2,187.91
    Start this claim

    State ID 999206510

  • Worth checking

    Mary H Barajas

    Cash held by the State · Fresno, CA

    Reported by Wells Fargo Bank National Assocation

    A claim on this will have to be notarized.

    $1,923.05
    Start this claim

    State ID 1037947489

  • Worth checking

    Mary I Burgess

    Endowment proceeds · Lancaster, CA

    Reported by Metropolitan Life Insurance Company

    A claim on this will have to be notarized.

    $1,855.72
    Start this claim

    State ID 15012240

  • Worth checking

    Marie L Bourgeois

    Endowment proceeds · Pasadena, CA

    Reported by Metropolitan Life Insurance Company

    A claim on this will have to be notarized.

    $1,705.14
    Start this claim

    State ID 11192444

  • Worth checking

    Marie L Bourgeois

    Cash held by the State · Pasadena, CA

    Reported by Metropolitan Life Insurance Company

    A claim on this will have to be notarized.

    $1,097.06
    Start this claim

    State ID 9547205

  • Worth checking

    Marie E Burgess

    Stocks or securities · Oakland, CA

    Reported by Bristol-myers Squibb

    A claim on this will have to be notarized.

    $1,072.58 Bristol-myers Squibb Co
    Start this claim

    State ID 17466579

  • Worth checking

    Mario Barajas

    Escrow balance

    Reported by First American Title Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 963575380

  • Worth checking

    Mario Diaz Barajas

    Unclaimed refund · Lancaster, CA

    Reported by Pinnacle Estate Properties Valencia

    Someone has already filed a claim on this property. It may be you, or it may not.

    $934.03
    Start this claim

    State ID 964524603

  • Worth checking

    Mary Burgess

    Stocks or securities · Sacramento, CA

    Reported by United Community Financial Corp.

    A claim on this will have to be notarized.

    $890.78 United Community Financia
    Start this claim

    State ID 999211286

  • Worth checking

    Marie Berges

    Stocks or securities · San Francisco, CA

    Reported by John Hancock Financial Services Inc

    A claim on this will have to be notarized.

    $850.00
    Start this claim

    State ID 15683928

  • Worth checking

    Marie Berges

    Cash held by the State · San Francisco, CA

    Reported by Jhusa John Hancock Life Ins Co Usa

    Held jointly with 1 other person

    $845.57
    Start this claim

    State ID 968668698

  • Worth checking

    Mary A Burgess

    Stocks or securities · Escondido, CA

    Reported by Ab Income Ad

    A claim on this will have to be notarized.

    $838.18 Ab Income Fund Advisor
    Start this claim

    State ID 991713017

  • Worth checking

    Marie Berges

    Cash held by the State · San Francisco, CA

    Reported by John Hancock Life Insurance Co Usa

    $770.46
    Start this claim

    State ID 970961560

  • Worth checking

    Marie Berges

    Cash held by the State · San Francisco, CA

    Reported by John Hancock Life Insurance Co Usa

    $770.46
    Start this claim

    State ID 970961559

  • Worth checking

    Mary H Barajas

    Uncashed check · Sylmar, CA

    Reported by Ocwen Financial Corporation

    Held jointly with 1 other person

    $752.00
    Start this claim

    State ID 1006732812

  • Worth checking

    Mary H Barajas

    Uncashed check · Sylmar, CA

    Reported by Ocwen Financial Corporation

    Held jointly with 1 other person

    $752.00
    Start this claim

    State ID 1006732812

  • Worth checking

    Mary Burgess

    Cash held by the State · Rio Dell, CA

    Reported by Comerica Bank

    $711.89
    Start this claim

    State ID 1024336985

  • Worth checking

    Mary Margaret Burgess

    Mineral or royalty payments · North Highlands, CA

    Reported by Chesapeake Operating Inc

    $606.57
    Start this claim

    State ID 982191206

  • Worth checking

    Marie E Burgess

    Stocks or securities · Oakland, CA

    Reported by Zimmer Biomet Holdings Inc

    A claim on this will have to be notarized.

    $579.03 Zimmer Holdings Inc
    Start this claim

    State ID 989233884

  • Worth checking

    Maree Burgess

    Unclaimed refund · Irvine, CA

    Reported by La-z-boy Incorporated

    $537.40
    Start this claim

    State ID 1044644261

  • Worth checking

    Mario Barajas

    Unpaid dividends · Calexico, CA

    Reported by Skyworks Solutions Inc

    $522.61
    Start this claim

    State ID 1004521953

  • Worth checking

    Mary I Burgess

    Savings account · Quartz Hill, CA

    Reported by California Republic Bank

    $511.62
    Start this claim

    State ID 1392380

  • Worth checking

    Mario Barajas

    Uncashed check

    Reported by Bank Of America Nt & Sa

    $500.00
    Start this claim

    State ID 10895939

  • Worth checking

    M Barajas

    Pension or retirement funds · Sylmar, CA

    Reported by U.s. Bank - Pars

    A claim on this will have to be notarized.

    $2,121.75
    Start this claim

    State ID 973281918

  • Worth checking

    Manuel B Borges

    Cash held by the State · Tulare, CA

    Reported by Land O' Lakes Inc

    A claim on this will have to be notarized.

    $1,775.90
    Start this claim

    State ID 1018638854

  • Worth checking

    Marc Borges

    Savings account · Manteca, CA

    Reported by Farmers & Merchants Bank Of Central Ca

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,466.71
    Start this claim

    State ID 1019276362

  • Worth checking

    Marcionila B Borges

    Stocks or securities · San Jose, CA

    Reported by Agilent Technologies Inc

    A claim on this will have to be notarized.

    $1,178.63 Agilent Technologies Inc
    Start this claim

    State ID 994461741

  • Worth checking

    Manuel G Borges

    Stocks or securities · Fortuna, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $899.13 Metlife Inc
    Start this claim

    State ID 18870601

  • Worth checking

    Mauricio Borges

    Unpaid wages · Santa Ana, CA

    Reported by Sbarro Llc

    $821.36
    Start this claim

    State ID 15896308

  • Worth checking

    Michelle Emily Borges

    Stocks or securities

    Reported by Franklin Templeton Inv Svc Llc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $761.14 Franklin Us Govt Securities A
    Start this claim

    State ID 1011230076

  • Worth checking

    Marc J Borges

    Escrow balance · Manteca, CA

    Reported by Bank Of America - Home Loans

    Held jointly with 1 other person

    $746.04
    Start this claim

    State ID 966158416

  • Worth checking

    Borges

    Unclaimed refund · Modesto, CA

    Reported by Fire Insurance Exchange

    Someone has already filed a claim on this property. It may be you, or it may not.

    $484.02
    Start this claim

    State ID 964064992

  • Worth checking

    Margaret Borges

    Stocks or securities · Los Angeles, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $483.48
    Start this claim

    State ID 15922044

  • Worth checking

    Manuel Borges

    Cash held by the State

    Reported by United States Fidelity Guarant

    $483.39
    Start this claim

    State ID 12423902

  • Worth checking

    Miranda Borges

    Uncashed check · Eureka, CA

    Reported by Sanz V Sterling Jewelers Inc Fund

    $398.83
    Start this claim

    State ID 1038262228

  • Worth checking

    Margaret Borges

    Stocks or securities · Redwood City, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $397.44 Metlife Inc
    Start this claim

    State ID 16267569

  • Worth checking

    Manuel Borges

    Stocks or securities · Newark, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $352.70 Metlife Inc
    Start this claim

    State ID 15449677

Showing the 100 most valuable of 142. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

1 probate estate carries that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

1 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Barajas Maria Robertnovich

    Probate estate · Santa Cruz County · 1996

    Matched on Barajas Maria Robertnovich (decedent)

    8 heirs named on the State’s record

    Permanently escheated — the State now owns this and it cannot be claimed.

    $552.38 closed

    State ID 956808689
    Case 38976

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

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Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.