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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

124 records carry that name

The 100 shown below are worth $196,966 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 794 records under the surname Bettencourt, worth $723,714. See every city and first name they are recorded under

  • Strong match

    Mary Bettencourt

    Stocks or securities · Visalia, CA

    Reported by Bank Of America/fleetboston Financial Co

    A claim on this will have to be notarized.

    $13,237.04 Bank Of America Corp
    Start this claim

    State ID 14862637

  • Strong match

    Mary Bettencourt

    Cash held by the State · Visalia, CA

    Reported by Bank Of America/fleetboston Financial Co

    A claim on this will have to be notarized.

    $1,291.32
    Start this claim

    State ID 14858279

  • Strong match

    Mary Bettencourt

    Cash held by the State · Turlock, CA

    Reported by Continental Exchange Solutions Inc

    $499.99
    Start this claim

    State ID 1008988817

  • Strong match

    Mary L Bettencourt

    Stocks or securities · San Leandro, CA

    Reported by Ryman Hospitality Properties Inc

    A claim on this will have to be notarized.

    $497.87 Viacom Inc B
    Start this claim

    State ID 12825174

  • Strong match

    Mary A Bettencourt

    Stocks or securities · Paramount, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $455.04
    Start this claim

    State ID 15921868

  • Strong match

    Mary Bettencourt

    Uncashed check · Chico, CA

    Reported by Omnicare Inc

    $257.36
    Start this claim

    State ID 976563007

  • Strong match

    Mary L Bettencourt

    Stocks or securities · San Leandro, CA

    Reported by Ryman Hospitality Properties Inc

    A claim on this will have to be notarized.

    $248.94 Viacom Inc B
    Start this claim

    State ID 12825175

  • Strong match

    Mary L Bettencourt

    Stocks or securities · San Leandro, CA

    Reported by Ryman Hospitality Properties Inc

    A claim on this will have to be notarized.

    $207.44 Viacom Inc B
    Start this claim

    State ID 12825177

  • Strong match

    Mary Bettencourt

    Cash held by the State · Sunnyvale, CA

    Reported by Metropolitan Life Insurance Company

    $196.14
    Start this claim

    State ID 954801876

  • Strong match

    Mary H Bettencourt

    Insurance proceeds · Stockton, CA

    Reported by Resource Life Insurance Company

    $128.60
    Start this claim

    State ID 13547891

  • Strong match

    Mary Bettencourt

    Uncashed check · San Jose, CA

    Reported by Transamerica Title Insurance Co

    Held jointly with 1 other person

    $116.92
    Start this claim

    State ID 1499141

  • Strong match

    Mary Bettencourt

    Unclaimed refund · Sacramento, CA

    Reported by Trinity Universal Insurance

    Held jointly with 1 other person

    $102.00
    Start this claim

    State ID 1037764093

  • Likely match

    Marie A Bettencourt

    Uncashed check · Los Banos, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $6,378.98
    Start this claim

    State ID 1043757437

  • Likely match

    Moriah Bettencourt

    Unclaimed refund · Half Moon Bay, CA

    Reported by Comcast Cable Comm Mgmt Llc

    A claim on this will have to be notarized.

    $2,040.61
    Start this claim

    State ID 1003229834

  • Likely match

    Moriah L Bettencourt

    Unclaimed refund · Half Moon Bay, CA

    Reported by Jpmorgan Chase Bank Na (500005)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,062.31
    Start this claim

    State ID 1029564758

  • Likely match

    Maria S Bettencourt

    Uncashed check · San Jose, CA

    Reported by Everhome Mortgage Company

    Held jointly with 1 other person

    $846.53
    Start this claim

    State ID 14986673

  • Likely match

    Maria C Bettencourt

    Cash held by the State · San Leandro, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    $750.00
    Start this claim

    State ID 1039587114

  • Likely match

    Maria C Est Bettencourt

    Cash held by the State · San Leandro, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    $750.00
    Start this claim

    State ID 1039587114

  • Likely match

    Marie A Bettencourt

    Unclaimed refund · San Martin, CA

    Reported by Radian Guaranty Inc

    Held jointly with 1 other person

    $383.33
    Start this claim

    State ID 953848834

  • Likely match

    Marie A Bettencourt

    Cash held by the State · Sacramento, CA

    Reported by Consolidated Natural Gas Company

    $352.00
    Start this claim

    State ID 13221307

  • Likely match

    Marie Bettencourt

    Unclaimed refund

    Reported by State Farm General Insurance Company

    Held jointly with 1 other person

    $326.80
    Start this claim

    State ID 956420332

  • Likely match

    Maria Bettencourt

    Cash held by the State · Merced, CA

    Reported by Metabank National Association Hrb

    $277.03
    Start this claim

    State ID 1013205827

  • Likely match

    Maria D Bettencourt

    Cash held by the State

    Reported by United States Fidelity Guarant

    $266.51
    Start this claim

    State ID 12423780

  • Likely match

    Mariah Bettencourt

    Cash held by the State · La Mesa, CA

    Reported by Kaiser Foundation Health Plan

    $250.00
    Start this claim

    State ID 969286219

  • Likely match

    Maria Bettencourt

    Cash held by the State · Merced, CA

    Reported by H & R Block Tax Services

    $222.44
    Start this claim

    State ID 1026453901

  • Likely match

    Marie A Bettencourt

    Uncashed check · Atwater, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    Held jointly with 1 other person

    $157.33
    Start this claim

    State ID 1043577449

  • Likely match

    Maria Bettencourt

    Insurance proceeds · Santa Clara, CA

    Reported by State Farm Mutual Automobile Insurance Company

    Held jointly with 1 other person

    $152.00
    Start this claim

    State ID 14636213

  • Likely match

    Maria M Bettencourt

    Cash held by the State · Atwater, CA

    Reported by Oryx Energy Co

    Held jointly with 1 other person

    $150.00
    Start this claim

    State ID 9306128

  • Likely match

    Marie A Bettencourt

    Insurance proceeds · Ceres, CA

    Reported by State Farm Mutual Automobile Ins Co

    Held jointly with 1 other person

    $136.30
    Start this claim

    State ID 18646725

  • Likely match

    Marie A Bettencourt

    Insurance proceeds · Ceres, CA

    Reported by State Farm Mutual Automobile Ins Co

    Held jointly with 1 other person

    $135.16
    Start this claim

    State ID 18646726

  • Likely match

    Maria Bettencourt

    Cash held by the State · Corona, CA

    Reported by Capital One Accounts Payable And Credit

    $134.50
    Start this claim

    State ID 17891506

  • Likely match

    Marie Bettencourt

    Insurance proceeds · San Martin, CA

    Reported by State Farm Mutual Automobile Ins Co

    Held jointly with 1 other person

    $110.00
    Start this claim

    State ID 18646724

  • Likely match

    Marie A Bettencourt

    Cash held by the State · Sacramento, CA

    Reported by Delaware Vs New York Settlement

    $105.58
    Start this claim

    State ID 1546491

  • Likely match

    M Bettencourt

    Stocks or securities · Hayward, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $352.70 Metlife Inc
    Start this claim

    State ID 15447580

  • Likely match

    M Bettencourt

    Insurance proceeds · Mountain View, CA

    Reported by State Farm Fire And Casualty Company

    Held jointly with 1 other person

    $186.58
    Start this claim

    State ID 12999291

  • Likely match

    M D Bettencourt

    Cash held by the State · Templeton, CA

    Reported by Health Net Life Insurance Co.

    $154.26
    Start this claim

    State ID 979545915

  • Likely match

    Mary A Betancourt

    Cash held by the State · Sunnyvale, CA

    Reported by Metropolitan Life Insurance Company

    A claim on this will have to be notarized.

    $2,661.27
    Start this claim

    State ID 975443958

  • Likely match

    Mary Bettnecourt

    Cash held by the State · San Jose, CA

    Reported by Metropolitan Life Insurance Company

    A claim on this will have to be notarized.

    $2,386.90
    Start this claim

    State ID 978734986

  • Likely match

    Mary A Betancourt

    Stocks or securities · Sunnyvale, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,824.86 Metlife Inc
    Start this claim

    State ID 16266173

  • Worth checking

    Mario J Betancourt

    Uncashed check · N Hollywood, CA

    Reported by National Financial Services Llc

    A claim on this will have to be notarized.

    $10,000.00
    Start this claim

    State ID 1021734452

  • Worth checking

    Maria M Betancourt

    Uncashed check · Paramount, CA

    Reported by Bank Of America Na

    A claim on this will have to be notarized.

    $5,112.00
    Start this claim

    State ID 1033518817

  • Worth checking

    Maria Betancurt

    Escrow balance

    Reported by Landamerica Financial Group Inc

    A claim on this will have to be notarized.

    $2,000.00
    Start this claim

    State ID 956837064

  • Worth checking

    Maria Betancourt

    Uncashed check · Los Angeles, CA

    Reported by Ocwen Borrower Payment Qsf

    A claim on this will have to be notarized.

    $1,168.44
    Start this claim

    State ID 1008997178

  • Worth checking

    Maria C Betancourt

    Credit balance · Santa Ana, CA

    Reported by Citibank N A

    $980.78
    Start this claim

    State ID 994910432

  • Worth checking

    Maria Ca Betancourt

    Cash held by the State · Santa Ana, CA

    Reported by Delta Dental Of California

    $977.50
    Start this claim

    State ID 970042684

  • Worth checking

    Maria Betancourt

    Cash held by the State

    Reported by Screen Actors Guild Inc

    $891.88
    Start this claim

    State ID 6134282

  • Worth checking

    Maria Betancourt

    Escrow balance · San Bernardino, CA

    Reported by Dovenmuehle Mortgage Inc.

    Held jointly with 1 other person

    $852.50
    Start this claim

    State ID 1000202569

  • Worth checking

    Maria C Betancourt

    Unclaimed refund

    Reported by Embassy Escrow

    $588.00
    Start this claim

    State ID 967538232

  • Worth checking

    Maria P Betancourt

    Escrow balance · Oceanside, CA

    Reported by Wells Fargo Bank Na Dba Wells Fargo Home

    Held jointly with 1 other person

    $528.04
    Start this claim

    State ID 996326105

  • Worth checking

    Maria Betancourt

    Unpaid wages · Santa Ana, CA

    Reported by Globe Airport Security Services Inc

    $520.58
    Start this claim

    State ID 986020775

  • Worth checking

    Maria Betancourt

    Escrow balance · Los Angeles, CA

    Reported by Tower Escrow Inc.

    $477.10
    Start this claim

    State ID 1008856072

  • Worth checking

    Maria C Betancourt

    Uncashed check · Thousand Palms, CA

    Reported by Real Estate Title Services Llc

    Held jointly with 1 other person

    $389.00
    Start this claim

    State ID 962870298

  • Worth checking

    Maria D Betancourt

    Savings account · Los Angeles, CA

    Reported by Wells Fargo Bank Na

    $355.76
    Start this claim

    State ID 964991424

  • Worth checking

    Maria O Betancourt

    Pension or retirement funds · Stanton, CA

    Reported by Principal Life Insurance Co

    $351.12
    Start this claim

    State ID 970876588

  • Worth checking

    Maria M Betancourt

    Uncashed check · Firebaugh, CA

    Reported by Discover Bank

    $305.38
    Start this claim

    State ID 1020334479

  • Worth checking

    Mario Betancourt

    Uncashed check · Grass Valley, CA

    Reported by Bank Of America - California

    $225.00
    Start this claim

    State ID 974737411

  • Worth checking

    Maria D Betancourt

    Uncashed check · Reedley, CA

    Reported by Foster Poultry Farms

    $219.42
    Start this claim

    State ID 1008462475

  • Worth checking

    Maria E Betancourt

    Uncashed check · Rancho Cucamonga, CA

    Reported by California Credit Union

    $219.23
    Start this claim

    State ID 1046110730

  • Worth checking

    Maria Betancourt

    Uncashed check · Los Angeles, CA

    Reported by Bank Of America - California Na (318)

    Held jointly with 2 other people

    $198.15
    Start this claim

    State ID 989611670

  • Worth checking

    Maria Betancourt

    Cash held by the State · Belmont, CA

    Reported by Pathward

    $198.05
    Start this claim

    State ID 1040921357

  • Worth checking

    Maria Olivia Betancourt

    Unpaid wages · Garden Grove, CA

    Reported by 99cents Only Stores Llc

    $179.51
    Start this claim

    State ID 970921127

  • Worth checking

    Maria Betancourt

    Cash held by the State · Belmont, CA

    Reported by Home Depot Wage And Hour Settlement Fund

    $179.00
    Start this claim

    State ID 1039842212

  • Worth checking

    Mr Eddie Betancourt

    Unpaid wages · Long Beach, CA

    Reported by Nevada State Of

    $175.00
    Start this claim

    State ID 17611978

  • Worth checking

    Maria Betancourt

    Unclaimed refund · Encino, CA

    Reported by Hartford Fire Insurance Company

    $172.00
    Start this claim

    State ID 16761829

  • Worth checking

    Maria Betancourt

    Unclaimed refund · Encino, CA

    Reported by Hartford Fire Insurance Company

    $172.00
    Start this claim

    State ID 16761830

  • Worth checking

    Maria Betancourt

    Unclaimed refund · San Diego, CA

    Reported by San Diego Gas And Electric

    $168.71
    Start this claim

    State ID 1024111772

  • Worth checking

    Maria A Betancourt

    Credit balance · American Canyon, CA

    Reported by Citibank N A

    $163.78
    Start this claim

    State ID 1006999721

  • Worth checking

    Maria L Betancourt

    Credit balance · Walnut, CA

    Reported by Jpmorgan Chase Bank Na (300056)

    $156.63
    Start this claim

    State ID 1022285391

  • Worth checking

    Mayra Betancourt

    Cash held by the State · Norwalk, CA

    Reported by Home Depot Wage And Hour Settlement Fund

    $155.54
    Start this claim

    State ID 1039842215

  • Worth checking

    Maria Betancourt

    Uncashed check · Lemon Grove, CA

    Reported by Sprint United Management

    $150.00
    Start this claim

    State ID 978009833

  • Worth checking

    Maria Betancourt

    Deposit held · Visalia, CA

    Reported by Southern California Edison Company

    $146.19
    Start this claim

    State ID 985567636

  • Worth checking

    Mario Betancourt

    Unclaimed refund · Mission Hills, CA

    Reported by Interinsurance Exchange Of The Automobile Club

    $137.27
    Start this claim

    State ID 1047446131

  • Worth checking

    Maria I Betncourt

    Unpaid wages · San Jose, CA

    Reported by Wal-mart Stores Inc

    $130.95
    Start this claim

    State ID 19038211

  • Worth checking

    Maria T Betancourt

    Uncashed check · Indio, CA

    Reported by Alaska Usa Federal Credit Union

    $121.84
    Start this claim

    State ID 1028762424

  • Worth checking

    Maria I Betancourt

    Unpaid wages · San Jose, CA

    Reported by Wal-mart Stores Inc

    $118.36
    Start this claim

    State ID 19038210

  • Worth checking

    Maria Betancourt

    Unclaimed refund · Norwalk, CA

    Reported by Allstate Indemnity Company

    $118.20
    Start this claim

    State ID 18818962

  • Worth checking

    Maria Betancourt

    Cash held by the State · Panorama City, CA

    Reported by Paypal

    $111.61
    Start this claim

    State ID 1028916463

  • Worth checking

    Maria T Betancourt

    Cash held by the State · Los Angeles, CA

    Reported by Pacific Bell Telephone Company

    $107.00
    Start this claim

    State ID 13468765

  • Worth checking

    Maria Betancourt

    Credit balance · San Jose, CA

    Reported by Synchrony Bank

    $106.45
    Start this claim

    State ID 1010540176

  • Worth checking

    Maria Tri Betancourt

    Unpaid wages · Los Angeles, CA

    Reported by Aveanna Healthcare Holdings Inc

    $105.86
    Start this claim

    State ID 1046296510

  • Worth checking

    Maria Betancourt

    Credit balance · Lindsay, CA

    Reported by Western Dental Services Inc.

    $105.00
    Start this claim

    State ID 1001825071

  • Worth checking

    Maria Betancourt

    Cash held by the State · Gilroy, CA

    Reported by Bank Of America Na-f/k/a/ Fia Card Services Na

    $104.09
    Start this claim

    State ID 1019341802

  • Worth checking

    Mervin J Bettencourt

    Uncashed check · Napa, CA

    Reported by Umpqua Bank

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $50,085.28
    Start this claim

    State ID 1043209366

  • Worth checking

    Mervin J Bettencourt

    Uncashed check · Napa, CA

    Reported by Bank Of Marin

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $20,332.20
    Start this claim

    State ID 1040769191

  • Worth checking

    Mervin J Bettencourt

    Savings account · Napa, CA

    Reported by Citibank Na Cca

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $20,047.09
    Start this claim

    State ID 1042121966

  • Worth checking

    Myron G Bettencourt

    Credit balance · Apo, CA

    Reported by Merrill Lynch Pierce Fenner And Smith

    A claim on this will have to be notarized.

    $8,397.78
    Start this claim

    State ID 1006747211

  • Worth checking

    Myron G Bettencourt

    Stocks or securities · Apo, CA

    Reported by Merrill Lynch Pierce Fenner And Smith

    A claim on this will have to be notarized.

    $5,041.91 Ppl Corporation
    Start this claim

    State ID 1006746225

  • Worth checking

    M Betancourt

    Pension or retirement funds · No Hollywood, CA

    Reported by Union Bank Of California, N.a.

    A claim on this will have to be notarized.

    $3,798.37
    Start this claim

    State ID 18147396

  • Worth checking

    Mathew Bettencourt

    Stocks or securities · Byron, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $3,569.64 Metlife Inc
    Start this claim

    State ID 959836382

  • Worth checking

    Myron G Bettencourt

    Stocks or securities · Apo, CA

    Reported by Merrill Lynch Pierce Fenner And Smith

    A claim on this will have to be notarized.

    $2,644.26 At & T Inc
    Start this claim

    State ID 1006746221

  • Worth checking

    M A Beteencourt

    Savings account

    Reported by Patriots Federal Credit Union

    A claim on this will have to be notarized.

    $1,988.52
    Start this claim

    State ID 9206049

  • Worth checking

    Marvin Bettencourt

    Uncashed check

    Reported by Wells Fargo Bank Na (apecs 111)

    A claim on this will have to be notarized.

    $1,500.00
    Start this claim

    State ID 1027136450

  • Worth checking

    Bettencourt

    Savings account · Sunnyvale, CA

    Reported by Citibank (west) Fsb

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,420.73
    Start this claim

    State ID 18284010

  • Worth checking

    Myron G Bettencourt

    Stocks or securities · Apo, CA

    Reported by Merrill Lynch Pierce Fenner And Smith

    A claim on this will have to be notarized.

    $1,326.71 Verizon Communications Inc
    Start this claim

    State ID 1006746226

  • Worth checking

    Marvin Bettencourt

    Uncashed check

    Reported by Wells Fargo Bank National Assocation

    A claim on this will have to be notarized.

    $1,300.00
    Start this claim

    State ID 994861765

  • Worth checking

    Marvin Bettencourt

    Uncashed check

    Reported by Wells Fargo Bank Na

    A claim on this will have to be notarized.

    $1,300.00
    Start this claim

    State ID 989672584

  • Worth checking

    Manual Bettencourt

    Cash held by the State · San Anselmo, CA

    Reported by Prudential Insurance Company

    A claim on this will have to be notarized.

    $1,282.39
    Start this claim

    State ID 16949553

  • Worth checking

    Manuel Bettencourt

    Stocks or securities · San Anselmo, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $1,216.18 Prudential Financial Inc
    Start this claim

    State ID 953365788

  • Worth checking

    Marvin Bettencourt

    Uncashed check

    Reported by Wells Fargo Bank Na

    A claim on this will have to be notarized.

    $1,210.00
    Start this claim

    State ID 989672586

  • Worth checking

    M Batancourt

    Cash held by the State · Diamond Bar, CA

    Reported by Gaylord Container Corp

    A claim on this will have to be notarized.

    $1,069.11
    Start this claim

    State ID 12591188

Showing the 100 most valuable of 171. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

2 probate estates carry that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

2 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Catraio Izabel

    Probate estate · Napa County · 1989

    Matched on Bettencourt Mary Kathleena (heir)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 956819831
    Case 20886

  • Bettencourt Manuel B

    Probate estate · Alameda County · 1992

    Matched on Bettencourt Manuel B (decedent)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 956817397
    Case 157563

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.