(949) 988-4809· Contact· Free search Serving all 58 California counties
CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

Free · no account

Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

218 records carry that name

The 100 shown below are worth $142,908 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 2,285 records under the surname Holt, worth $2,046,623. See every city and first name they are recorded under

  • Strong match

    Michael Holt

    Uncashed check · Los Angeles, CA

    Reported by Union Bank N.a.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $5,686.81
    Start this claim

    State ID 969867552

  • Strong match

    Michael Andre Holt

    Uncashed check · Los Angeles, CA

    Reported by Bank Of America - North Carolina

    A claim on this will have to be notarized.

    $4,088.55
    Start this claim

    State ID 1005872292

  • Strong match

    Michael J Holt

    Escrow balance · Chico, CA

    Reported by Fnf Utc Llc

    $772.58
    Start this claim

    State ID 969220406

  • Strong match

    Michael Holt

    Uncashed check · Indio, CA

    Reported by Union Bank N.a.

    $628.80
    Start this claim

    State ID 978172395

  • Strong match

    Michael Holt

    Pension or retirement funds · Concord, CA

    Reported by Delaware Charter Guarantee And Trust

    $455.54
    Start this claim

    State ID 1008955741

  • Strong match

    Michael Holt

    Stocks or securities

    Reported by Central Pacific Corp

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $399.73 Central Pacific Corporation
    Start this claim

    State ID 1420984

  • Strong match

    Michael Holt

    Stocks or securities · San Jose, CA

    Reported by Edison International

    A claim on this will have to be notarized.

    $359.70 Edison International
    Start this claim

    State ID 1041411353

  • Strong match

    Michael Holt

    Savings account · Harbor City, CA

    Reported by Bank Of America Nt&sa Branch:0669-harbor City Branch

    Held jointly with 1 other person

    $322.68
    Start this claim

    State ID 12723324

  • Strong match

    Michael A Holt

    Savings account · Vista, CA

    Reported by Great Lakes C U

    $308.39
    Start this claim

    State ID 974927489

  • Strong match

    Michael Holt

    Uncashed check · Concord, CA

    Reported by New Century Mortgage Corp.

    Held jointly with 1 other person

    $304.49
    Start this claim

    State ID 979432311

  • Strong match

    Michael W Holt

    Cash held by the State · Palmdale, CA

    Reported by Prudential Financial Inc Kba

    $284.40
    Start this claim

    State ID 17171466

  • Strong match

    Michael Holt

    Unclaimed refund · Escondido, CA

    Reported by Interinsurance Exchange Of The Automobil

    Someone has already filed a claim on this property. It may be you, or it may not.

    $282.96
    Start this claim

    State ID 986808859

  • Strong match

    Michael R Holt

    Deposit held · San Francisco, CA

    Reported by Bank Of America Nt&sa Branch:2335-50 California Branch

    Held jointly with 1 other person

    $281.99
    Start this claim

    State ID 12200297

  • Strong match

    Michael A Holt

    Cash held by the State · San Jose, CA

    Reported by Kaiser Foundation Health Plan

    $249.00
    Start this claim

    State ID 1007393484

  • Strong match

    Michael Holt

    Unpaid wages · South San Francisco, CA

    Reported by Live Nation Entertainment Inc

    $232.84
    Start this claim

    State ID 984587951

  • Strong match

    Michael R Holt

    Unpaid dividends · San Jose, CA

    Reported by Edison International

    A claim on this will have to be notarized.

    $215.80 Edison International
    Start this claim

    State ID 1041411349

  • Strong match

    Michael G Holt

    Cash held by the State · Compton, CA

    Reported by Home Depot Wage And Hour Settlement Fund

    $201.32
    Start this claim

    State ID 1039881336

  • Strong match

    Michael Holt

    Unclaimed refund · Manteca, CA

    Reported by California Physicians Service

    $186.49
    Start this claim

    State ID 1005066885

  • Strong match

    Michael Holt

    Unpaid wages · South San Francisco, CA

    Reported by Live Nation Entertainment Inc

    $180.11
    Start this claim

    State ID 984587952

  • Strong match

    Michael Holt

    Unclaimed refund · Ft. Bragg, CA

    Reported by San Luis Property Management

    $175.29
    Start this claim

    State ID 13811214

  • Strong match

    Michael Holt

    Unclaimed refund

    Reported by Mid Century Insurance Company

    Someone has already filed a claim on this property. It may be you, or it may not.

    $170.54
    Start this claim

    State ID 18737595

  • Strong match

    Michael R Holt

    Credit balance · Davis, CA

    Reported by Citibank N A

    $170.00
    Start this claim

    State ID 970234005

  • Strong match

    Michael R Holt

    Credit balance · Davis, CA

    Reported by Citibank N A

    $170.00
    Start this claim

    State ID 970234004

  • Strong match

    Michael Holt

    Unpaid wages · Orangevale, CA

    Reported by Goodwill Industries Of Sacramento

    $163.57
    Start this claim

    State ID 1000970201

  • Strong match

    Michael G Holt

    Unclaimed refund · Campbell, CA

    Reported by State Farm Fire And Casualty Company

    Held jointly with 1 other person

    $160.55
    Start this claim

    State ID 992967209

  • Strong match

    Michael L Holt

    Cash held by the State · Fort Bragg, CA

    Reported by California Physicians Service Dba Bsc

    $150.00
    Start this claim

    State ID 956375755

  • Likely match

    Michel D Holt

    Cash held by the State · Sacramento, CA

    Reported by Anthem Inc

    A claim on this will have to be notarized.

    $1,648.00
    Start this claim

    State ID 1001511485

  • Likely match

    Michelle Holt

    Cash held by the State · Hawthorne, CA

    Reported by Government Employees Insurance Company

    Held jointly with 1 other person

    $809.72
    Start this claim

    State ID 1018352607

  • Likely match

    Michel Holt

    Uncashed check · Sacramento, CA

    Reported by The Bancorp Bank

    $547.05
    Start this claim

    State ID 1007469229

  • Likely match

    Michelle Holt

    Escrow balance · Redondo Beach, CA

    Reported by U. S. Bank, N. A.

    Held jointly with 1 other person

    $434.16
    Start this claim

    State ID 1036320250

  • Likely match

    Michelle Holt

    Unclaimed refund · La Quinta, CA

    Reported by Geovera Insurance Company

    $335.00
    Start this claim

    State ID 992870332

  • Likely match

    Michelle Holt

    Cash held by the State · San Jose, CA

    Reported by Pathward

    $296.73
    Start this claim

    State ID 1040813014

  • Likely match

    Michele Holt

    Savings account · San Francisco, CA

    Reported by Bank Of America Nt&sa Branch:0261-castro Branch

    $272.35
    Start this claim

    State ID 1568953

  • Likely match

    Michelle Holt

    Uncashed check · Long Beach, CA

    Reported by Green Dot Bank

    $269.89
    Start this claim

    State ID 983395582

  • Likely match

    Michelle Holt

    Cash held by the State · Pasadena, CA

    Reported by Drivetime Sales & Finance Corp

    $263.72
    Start this claim

    State ID 16820513

  • Likely match

    Michel Holt

    Uncashed check · Sacramento, CA

    Reported by The Bancorp Bank

    $261.00
    Start this claim

    State ID 1007469228

  • Likely match

    Michelle Holt

    Escrow balance · Redondo Beach, CA

    Reported by U. S. Bank, N. A.

    $246.05
    Start this claim

    State ID 1030638797

  • Likely match

    Michel D Holt

    Cash held by the State · Sacramento, CA

    Reported by Anthem Inc

    $200.00
    Start this claim

    State ID 1001510947

  • Likely match

    Michele Holt

    Cash held by the State · Oakland, CA

    Reported by Paypal Inc

    $198.00
    Start this claim

    State ID 1000000557

  • Likely match

    Michelle Holt

    Insurance proceeds · South Pasadena, CA

    Reported by Old American County Mutual Fir

    Held jointly with 1 other person

    $184.60
    Start this claim

    State ID 11127864

  • Likely match

    M D Derick Holt

    Cash held by the State · Fresno, CA

    Reported by Health Net Community Solutions Inc

    A claim on this will have to be notarized.

    $1,390.28
    Start this claim

    State ID 1035104964

  • Likely match

    M Holt

    Cash held by the State · Los Angeles, CA

    Reported by Paid Prescriptions, Inc.

    $458.42
    Start this claim

    State ID 12898249

  • Likely match

    M B Holt

    Cash held by the State

    Reported by Bank Of America Nt&sa Branch:0395-brentwood District Br

    $246.00
    Start this claim

    State ID 1038869

  • Likely match

    M A Holt

    Cash held by the State · Stockton, CA

    Reported by Chevron Usa Inc

    $211.46
    Start this claim

    State ID 851724

  • Likely match

    M Holt

    Unclaimed refund

    Reported by Fire Insurance Exchange

    Held jointly with 1 other person

    $210.77
    Start this claim

    State ID 982746995

  • Likely match

    Michael Holliday

    Uncashed check · Jackson, CA

    Reported by Golden 1 Credit Union

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $18,573.64
    Start this claim

    State ID 989195475

  • Likely match

    Michael Holliday

    Savings account · Jackson, CA

    Reported by Golden 1 Credit Union

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $9,450.53
    Start this claim

    State ID 989199744

  • Likely match

    Michael Holliday

    Savings account · Jackson, CA

    Reported by Golden 1 Credit Union

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $3,044.58
    Start this claim

    State ID 989199743

  • Likely match

    Michael E Jr Holod

    Uncashed check

    Reported by Wells Fargo Bank Na

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,000.00
    Start this claim

    State ID 987986142

  • Likely match

    Michael Holliday

    Retirement account · Oroville, CA

    Reported by Invesco Investment Svcs Inc

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $2,267.30 Invesco Oppenheimer Government Money Market Fd Y
    Start this claim

    State ID 1024754793

  • Likely match

    Michael Hallatt

    Cash held by the State · Santa Monica, CA

    Reported by Ilg Inc

    $936.58 Marriott Vacations Worldwide Corporation
    Start this claim

    State ID 989318645

  • Likely match

    Michael H Holliday

    Uncashed check · Oroville, CA

    Reported by Mortgage Information Services

    $560.00
    Start this claim

    State ID 963474321

  • Likely match

    Michael H Holliday

    Cash held by the State · Oroville, CA

    Reported by Hartford Fire Insurance Company

    Held jointly with 1 other person

    $500.00
    Start this claim

    State ID 976534440

  • Likely match

    Michael Held

    Credit balance · San Diego, CA

    Reported by Citibank N A

    $466.44
    Start this claim

    State ID 1034935646

  • Likely match

    Michael A Halladay

    Uncashed check · Pleasanton, CA

    Reported by North American Title Company

    Held jointly with 1 other person

    $447.50
    Start this claim

    State ID 9409261

  • Likely match

    Michael P Holde

    Cash held by the State · Fresno, CA

    Reported by Management And Training Corporation

    $349.00
    Start this claim

    State ID 1017918905

  • Likely match

    Michael A Haylett

    Stocks or securities · San Diego, CA

    Reported by J C Penney Company Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $321.07 Penney J C Co, Inc
    Start this claim

    State ID 12814714

  • Likely match

    Michael Heald

    Cash held by the State · San Diego, CA

    Reported by Capital One Services Llc

    $305.55
    Start this claim

    State ID 1012418367

  • Likely match

    Michael A Hilty

    Cash held by the State · San Francisco, CA

    Reported by Gutierrez V Wells Fargo Bank Na Qualified Settlement

    $298.53
    Start this claim

    State ID 1012374661

  • Likely match

    Michael Hallatt

    Unpaid dividends · Santa Monica, CA

    Reported by Tripadvisor Inc

    $287.00
    Start this claim

    State ID 1046292688

  • Worth checking

    Michelle Holiday

    Uncashed check · N Hollywood, CA

    Reported by Fund 1 Independent Foreclosure Review Pa

    $300.00
    Start this claim

    State ID 984699552

  • Worth checking

    Maxine Holt

    Stocks or securities · Redondo Beach, CA

    Reported by Nrg Energy Inc

    A claim on this will have to be notarized.

    $16,937.03 Nrg Energy Inc New
    Start this claim

    State ID 984753921

  • Worth checking

    Mary M Holt

    Cash held by the State · Kensington, CA

    Reported by Jhusa

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $11,110.70
    Start this claim

    State ID 979604163

  • Worth checking

    Mary E Est Holt

    Cash held by the State · Hayward, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $4,111.57
    Start this claim

    State ID 1031662860

  • Worth checking

    Mary E Holt

    Cash held by the State · Hayward, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $4,111.57
    Start this claim

    State ID 1031662860

  • Worth checking

    Mark Manning Holt

    Uncashed check · Unknown,

    Reported by Bank Of America - California Na (318)

    A claim on this will have to be notarized.

    $3,030.73
    Start this claim

    State ID 1014960865

  • Worth checking

    Motors Holt

    Cash held by the State

    Reported by Central Bank

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $2,057.72
    Start this claim

    State ID 1584463

  • Worth checking

    Murrel Holt

    Stocks or securities · Pomona, CA

    Reported by Prudential Financial Inc Kba

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $2,049.01 Prudential Financial Inc
    Start this claim

    State ID 17195607

  • Worth checking

    Maxine Holt

    Unpaid dividends · Redondo Beach, CA

    Reported by Nrg Energy Inc

    A claim on this will have to be notarized.

    $2,008.52
    Start this claim

    State ID 984753919

  • Worth checking

    Mary E Holt

    Stocks or securities · Union City, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,549.63 Metlife Inc
    Start this claim

    State ID 16295917

  • Worth checking

    Martha A Holt

    Stocks or securities · Los Angeles, CA

    Reported by Alcatel Lucent

    A claim on this will have to be notarized.

    $1,517.12 Alcatel-lucent Adr
    Start this claim

    State ID 980198974

  • Worth checking

    Margaret H Holt

    Stocks or securities · San Diego, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,506.22 Metlife Inc
    Start this claim

    State ID 983759353

  • Worth checking

    Mary Holt

    Uncashed check · Hillsborough, CA

    Reported by Mills-peninsula Health Svcs

    A claim on this will have to be notarized.

    $1,468.98
    Start this claim

    State ID 16501206

  • Worth checking

    Madge Holt

    Savings account

    Reported by 0139 Bank Of America Nt& Sa

    A claim on this will have to be notarized.

    $1,412.75
    Start this claim

    State ID 368979

  • Worth checking

    Mitzi Holt

    Cash held by the State · Pismo Beach, CA

    Reported by Fire Insurance Exchange

    A claim on this will have to be notarized.

    $1,318.92
    Start this claim

    State ID 1044228887

  • Worth checking

    Mary P Holt

    Stocks or securities · San Jose, CA

    Reported by First Clearing Llc

    A claim on this will have to be notarized.

    $1,242.88 Allspring Index Fund, Cl A
    Start this claim

    State ID 956679922

  • Worth checking

    Martin C Holt

    Cash held by the State · Riverside, CA

    Reported by Jhusa John Hancock Life Ins Co Usa

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,212.49
    Start this claim

    State ID 967816429

  • Worth checking

    Marjorie A Holt

    Uncashed check · Los Altos, CA

    Reported by Dreyfus Premier Gnma Fund Inc Class Z

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,154.00
    Start this claim

    State ID 955930122

  • Worth checking

    Martha A Holt

    Stocks or securities · Los Angeles, CA

    Reported by Lsi Corp

    A claim on this will have to be notarized.

    $1,021.98 Lsi Corporation
    Start this claim

    State ID 963847368

  • Worth checking

    Mainit Holt

    Uncashed check · San Diego, CA

    Reported by Western Union Financial Services Inc

    $983.99
    Start this claim

    State ID 971315566

  • Worth checking

    Maximilian T Holt

    Unpaid wages · Burbank, CA

    Reported by Gep Administrative Services Inc Dba En

    $981.93
    Start this claim

    State ID 1033907393

  • Worth checking

    Mary Elizabeth Holt

    Cash held by the State · San Francisco, CA

    Reported by General Electric Company

    $980.29
    Start this claim

    State ID 1031666364

  • Worth checking

    Margaret M Holt

    Cash held by the State · Pleasant Hill, CA

    Reported by Prudential Financial Inc Kba

    $966.96
    Start this claim

    State ID 18629915

  • Worth checking

    Marym Holt

    Unpaid dividends · Laguna Beach, CA

    Reported by Bny Mellon/espp Project

    A claim on this will have to be notarized.

    $950.77 National Australia Bank Ltdadr
    Start this claim

    State ID 970979024

  • Worth checking

    Marilyn E Holt

    Stocks or securities · Sacramento, CA

    Reported by Virginia Electric & Power Co 5% Pfd

    A claim on this will have to be notarized.

    $932.68 Dominion Energy Inc
    Start this claim

    State ID 15115969

  • Worth checking

    Marc Holt

    Savings account · Alta Loma, CA

    Reported by American First Credit Union

    $900.45
    Start this claim

    State ID 973933710

  • Worth checking

    Holt

    Uncashed check · Sacramento, CA

    Reported by World Omni Financial Corp.

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    $900.00
    Start this claim

    State ID 14806087

  • Worth checking

    Mary Holt

    Cash held by the State

    Reported by Health Net Pharmaceutical

    $883.74
    Start this claim

    State ID 978824123

  • Worth checking

    Max Holt

    Cash held by the State · Santa Ana, CA

    Reported by Toyota Motor Insurance Service

    $875.00
    Start this claim

    State ID 14554569

  • Worth checking

    Mavis Holt

    Cash held by the State · Fremont, CA

    Reported by Jhusa John Hancock Life Ins Co Usa

    Held jointly with 1 other person

    $871.97
    Start this claim

    State ID 970917432

  • Worth checking

    Marsha T Holt

    Cash held by the State · Lake Elsinore, CA

    Reported by Family Service Life Insurance Company

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    $855.62
    Start this claim

    State ID 979591202

  • Worth checking

    Marco S Holt

    Credit balance · Mexico City Df 011560, CA

    Reported by Charles Schwab & Co Inc

    Held jointly with 1 other person

    $790.26
    Start this claim

    State ID 970538868

  • Worth checking

    Marsh Holt

    Credit balance · Salinas, CA

    Reported by National Financial Services Llc

    Held jointly with 1 other person

    $772.16
    Start this claim

    State ID 18056612

  • Worth checking

    Marsh Holt

    Credit balance · Salinas, CA

    Reported by National Financial Services Llc

    Held jointly with 1 other person

    $772.13
    Start this claim

    State ID 18056611

  • Worth checking

    Mary Holt

    Uncashed check · Hillsborough, CA

    Reported by Mills-peninsula Health Svcs

    $760.00
    Start this claim

    State ID 14757504

  • Worth checking

    Holt

    Unclaimed refund · Moreno Valley, CA

    Reported by Ca Earthquake Authority

    $754.00
    Start this claim

    State ID 976762984

  • Worth checking

    M Bell Hilda

    Cash held by the State · San Dimas, CA

    Reported by American General Life & Accident Ins Co

    Held jointly with 1 other person

    $748.00
    Start this claim

    State ID 970998121

  • Worth checking

    M Lonsdale Hilda

    Cash held by the State · American Canyon Ca, CA

    Reported by Beverly Health & Rehab Services

    $741.34
    Start this claim

    State ID 955642497

  • Worth checking

    Melva K Holt

    Stocks or securities · Pico Rivera, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $740.61 Metlife Inc
    Start this claim

    State ID 15484009

  • Worth checking

    Matt Holt

    Unclaimed refund · San Diego, CA

    Reported by Farmers Insurance Exchange

    Someone has already filed a claim on this property. It may be you, or it may not.

    $731.72
    Start this claim

    State ID 1007720855

Showing the 100 most valuable of 218. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

1 probate estate carries that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

1 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Vonfluss Stellaammelley

    Probate estate · Los Angeles County · 1994

    Matched on Holt Mabeljoriera (heir)

    8 heirs named on the State’s record

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 956816579
    Case P649223

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.