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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

198 records carry that name

The 100 shown below are worth $205,036 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 3,024 records under the surname Lau, worth $5,427,985. See every city and first name they are recorded under

  • Strong match

    Michael Lau

    Uncashed check

    Reported by Wells Fargo Bank Na (apecs 1009)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,900.00
    Start this claim

    State ID 1032997640

  • Strong match

    Michael Lau

    Stocks or securities · San Jose, CA

    Reported by Broadcom Corporation

    A claim on this will have to be notarized.

    $1,291.87 Broadcom Corp Class A
    Start this claim

    State ID 971753883

  • Strong match

    Michael Lau

    Deposit held · Los Angeles, CA

    Reported by Southern California Edison Co

    A claim on this will have to be notarized.

    $1,206.26
    Start this claim

    State ID 957072319

  • Strong match

    Michael Xi Lone Lau

    Savings account · Los Angeles, CA

    Reported by Corporate America Family Credit Union

    A claim on this will have to be notarized.

    $1,057.68
    Start this claim

    State ID 1022856539

  • Strong match

    Michael Vengchong Lau

    Credit balance · San Jose, CA

    Reported by Scottrade Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,044.37
    Start this claim

    State ID 981321224

  • Strong match

    Michael A Lau

    Stocks or securities · Barstow, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $711.00
    Start this claim

    State ID 16129435

  • Strong match

    Michael Lau

    Stocks or securities · San Jose, CA

    Reported by Broadcom Corporation

    A claim on this will have to be notarized.

    $645.93 Broadcom Corp Class A
    Start this claim

    State ID 971753884

  • Strong match

    Michael W Lau

    Cash held by the State

    Reported by Lincoln National Life Insurance Company

    $594.30
    Start this claim

    State ID 1734944

  • Strong match

    Michael W Lau

    Stocks or securities

    Reported by Calfed Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $501.00 Cal Fed Bancorp Inc
    Start this claim

    State ID 11771813

  • Strong match

    Michael Lau

    Credit balance · Los Angeles, CA

    Reported by Tiffany And Company Us Sales Llc

    $427.05
    Start this claim

    State ID 1028605039

  • Strong match

    Michael D Lau

    Cash held by the State · Torrance, CA

    Reported by Anthem Inc

    $301.66
    Start this claim

    State ID 992150743

  • Strong match

    Michael Lau

    Cash held by the State · Cupertino, CA

    Reported by Challenger School

    $220.96
    Start this claim

    State ID 961780649

  • Strong match

    Michael D Lau

    Cash held by the State · Torrance, CA

    Reported by Anthem Inc

    $215.10
    Start this claim

    State ID 992139949

  • Strong match

    Michael G Lau

    Savings account · San Diego,

    Reported by San Diego Trust & Savings Bank

    $207.88
    Start this claim

    State ID 4170692

  • Strong match

    Michael Lau

    Credit balance · Los Angeles, CA

    Reported by Synchrony Bank

    $200.00
    Start this claim

    State ID 1007495166

  • Strong match

    Michael Lau

    Cash held by the State

    Reported by Verizon California

    $193.57
    Start this claim

    State ID 4352601

  • Strong match

    Michael Lau

    Escrow balance · Cupertino, CA

    Reported by U. S. Bank, N. A.

    $180.19
    Start this claim

    State ID 1036319882

  • Strong match

    Michael D Lau

    Cash held by the State · Torrance, CA

    Reported by Anthem Inc

    $161.56
    Start this claim

    State ID 992150748

  • Strong match

    Michael D Lau

    Cash held by the State · Torrance, CA

    Reported by Anthem Inc

    $137.03
    Start this claim

    State ID 992139737

  • Strong match

    Michael W Lau

    Unclaimed refund · Agoura Hills, CA

    Reported by Att Services Inc

    $133.08
    Start this claim

    State ID 961969660

  • Strong match

    Michael D Lau

    Cash held by the State · Torrance, CA

    Reported by Anthem Inc

    $122.75
    Start this claim

    State ID 992139573

  • Strong match

    Michael Sh Lau

    Savings account

    Reported by Standard Bank

    Held jointly with 1 other person

    $117.82
    Start this claim

    State ID 11126626

  • Strong match

    Michael Lau

    Uncashed check · Cupertino, CA

    Reported by Premier Access Insurance Company

    $116.00
    Start this claim

    State ID 987197219

  • Strong match

    Michael Lau

    Savings account · San Francisco, CA

    Reported by San Francisco Federal Credit Union

    $115.73
    Start this claim

    State ID 11288172

  • Strong match

    Michael Lau

    Unclaimed refund

    Reported by O'connor Hospital

    $109.00
    Start this claim

    State ID 17614182

  • Strong match

    Michael X Lau

    Credit balance · Los Angeles, CA

    Reported by Jpmorgan Chase Bank Na (300056)

    $102.56
    Start this claim

    State ID 1029000755

  • Strong match

    Michael Lau

    Credit balance · San Diego, CA

    Reported by Gamestop Corp.

    $100.00
    Start this claim

    State ID 1012687759

  • Likely match

    Michelle Lau

    Uncashed check

    Reported by Matson Navigation Company Inc

    $739.42
    Start this claim

    State ID 961482846

  • Likely match

    Michelle Lau

    Cash held by the State · Richmond, CA

    Reported by Anthem Inc

    $452.00
    Start this claim

    State ID 1005916789

  • Likely match

    Michelle M Lau

    Stocks or securities · San Francisco, CA

    Reported by Charles Schwab & Co.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $436.90 Lumentum Holdings Inc
    Start this claim

    State ID 1003862202

  • Likely match

    Michelle M Lau

    Stocks or securities · San Francisco, CA

    Reported by Charles Schwab & Co.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $336.50 Viavi Solutions Inc
    Start this claim

    State ID 1003862204

  • Likely match

    Michelle Lau

    Savings account · San Francisco, CA

    Reported by Wachovia Bank N A

    $305.14
    Start this claim

    State ID 959005161

  • Likely match

    Michelle Lau

    Uncashed check

    Reported by Fdic 10543 First Republic Bank

    $300.00
    Start this claim

    State ID 1040080024

  • Likely match

    Michelle M Lau

    Stocks or securities · San Francisco, CA

    Reported by Charles Schwab & Co.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $270.02 Taiwan Semiconductor Mfg Coadr
    Start this claim

    State ID 1003862203

  • Likely match

    Michelle M Lau

    Credit balance · San Francisco, CA

    Reported by Charles Schwab & Co.

    Held jointly with 1 other person

    $227.48
    Start this claim

    State ID 1003862200

  • Likely match

    Michelle Lau

    Deposit held · Chino Hills, CA

    Reported by Southern California Edison Company

    $223.99
    Start this claim

    State ID 1028725063

  • Likely match

    Michelle Lau

    Uncashed check · San Francisco, CA

    Reported by At&t Mobility Llc

    $100.00
    Start this claim

    State ID 954950257

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Large Cap Growth A

    A claim on this will have to be notarized.

    $10,927.70 Ivy Large Cap Growth Fd Class A
    Start this claim

    State ID 1004779614

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Core Equity A

    A claim on this will have to be notarized.

    $8,658.38 Ivy Core Equity Fund Cl A
    Start this claim

    State ID 1004683212

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Securian Core Bond A

    A claim on this will have to be notarized.

    $4,915.67 Delaware Ivy Securian Core Bond Fund Class A
    Start this claim

    State ID 1004712785

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Accumulative A

    A claim on this will have to be notarized.

    $4,697.84 Ivy Accumulative Fd Class A
    Start this claim

    State ID 1004788685

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Science And Technology A

    A claim on this will have to be notarized.

    $4,496.71 Ivy Science And Technology A
    Start this claim

    State ID 1004683949

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Asset Strategy A

    A claim on this will have to be notarized.

    $4,252.30 Delaware Ivy Asset Strategy Fund Class A
    Start this claim

    State ID 1004683753

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Emerging Markets Equity A

    A claim on this will have to be notarized.

    $4,050.76 Ivy Pacific Opportunitiescl A
    Start this claim

    State ID 1004683956

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Small Cap Core A

    A claim on this will have to be notarized.

    $3,873.55 Ivy Small Cap Core A
    Start this claim

    State ID 1005380239

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Global Growth A

    A claim on this will have to be notarized.

    $3,818.43 Delaware Ivy Global Growth Fund Cl A
    Start this claim

    State ID 1004712641

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Value A

    A claim on this will have to be notarized.

    $3,379.30 Ivy Value Fund Class A
    Start this claim

    State ID 1004712646

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Delaware Ivy Muni High Income Fd Class A

    A claim on this will have to be notarized.

    $3,366.10 Ivy Municipal High Income
    Start this claim

    State ID 1004779599

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy High Income A

    A claim on this will have to be notarized.

    $3,018.16 Ivy High Income A
    Start this claim

    State ID 1004683953

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Corporate Bond A

    A claim on this will have to be notarized.

    $2,523.62 Delaware Ivy Corporate Bond Fund, Cl A
    Start this claim

    State ID 1004788399

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Limited-term Bond A

    A claim on this will have to be notarized.

    $2,427.24 Ivy Limited-term Bond A
    Start this claim

    State ID 1005380649

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Municipal Bond A

    A claim on this will have to be notarized.

    $2,317.10 Ivy Municipal Bond A
    Start this claim

    State ID 1005380652

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Natural Resources A

    A claim on this will have to be notarized.

    $1,506.27 Ivy Global Natural Resourcescl A
    Start this claim

    State ID 1004712634

  • Likely match

    M Duffy Lau

    Stocks or securities · San Francisco, CA

    Reported by Ivy Cash Management A

    A claim on this will have to be notarized.

    $629.39 Ivy Cash Management Fund Class A
    Start this claim

    State ID 1004788707

  • Likely match

    M D Gary Lau

    Cash held by the State · Los Alamitos, CA

    Reported by Health Net Life Insurance Co

    $216.98
    Start this claim

    State ID 1017901607

  • Likely match

    M D Lau

    Cash held by the State · Mountain View, CA

    Reported by Health Net Life Insurance Co.

    $183.00
    Start this claim

    State ID 970945756

  • Likely match

    M D Tsang Lau

    Cash held by the State · Glendale, CA

    Reported by Health Net Of California Inc

    $120.00
    Start this claim

    State ID 1035102306

  • Worth checking

    Marilyn H Lau

    Uncashed check · Santa Clara, CA

    Reported by Jp Morgan Chase Bank Na 703

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $34,826.52
    Start this claim

    State ID 1014311686

  • Worth checking

    Mun Y Lau

    Savings account · Milpitas, CA

    Reported by Wells Fargo Bank

    A claim on this will have to be notarized.

    $20,891.61
    Start this claim

    State ID 981850883

  • Worth checking

    Marietta D M Lau

    Stocks or securities · San Francisco, CA

    Reported by Raytheon Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $7,251.95 Raytheon Company New
    Start this claim

    State ID 994598520

  • Worth checking

    Mark Lau

    Cash held by the State · San Francisco, CA

    Reported by Pathward

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $7,000.00
    Start this claim

    State ID 1041089921

  • Worth checking

    Mei Lau

    Savings account · Mong Kok Kowloon,

    Reported by Bank Of America - California North

    A claim on this will have to be notarized.

    $4,532.49
    Start this claim

    State ID 954401834

  • Worth checking

    Ming Cheung Lau

    Stocks or securities · Alhambra, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $4,486.64 Metlife Inc
    Start this claim

    State ID 1026993368

  • Worth checking

    Mark Lau

    Uncashed check · San Gabriel, CA

    Reported by Bank Of America - California-south

    A claim on this will have to be notarized.

    $3,035.61
    Start this claim

    State ID 959746684

  • Worth checking

    Mo Lau

    Uncashed check · Mission Viejo, CA

    Reported by Royal Business Bank

    A claim on this will have to be notarized.

    $3,021.55
    Start this claim

    State ID 1037634447

  • Worth checking

    Mae L Lau

    Pension or retirement funds · Stockton, CA

    Reported by Wells Fargo Bank Na

    A claim on this will have to be notarized.

    $2,795.85
    Start this claim

    State ID 961490996

  • Worth checking

    Maureen Lau

    Stocks or securities

    Reported by Charles Schwab & Co.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,625.31 Janus Global Select Fd Cl T
    Start this claim

    State ID 988477896

  • Worth checking

    Man Y Lau

    Uncashed check · Hong Kong,

    Reported by Bank Of America - California Na (318)

    A claim on this will have to be notarized.

    $2,480.72
    Start this claim

    State ID 984944822

  • Worth checking

    Mary F Lau

    Uncashed check · San Francisco, CA

    Reported by City National Bank

    A claim on this will have to be notarized.

    $2,445.95
    Start this claim

    State ID 981834681

  • Worth checking

    Mark E Lau

    Unclaimed refund · Sacramento, CA

    Reported by Jpmorgan Chase Bank Na (500005)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,966.47
    Start this claim

    State ID 1029570970

  • Worth checking

    Mendez How Y Lau

    Uncashed check · Seal Beach, CA

    Reported by Cca Citibank Na

    A claim on this will have to be notarized.

    $1,604.64
    Start this claim

    State ID 989648485

  • Worth checking

    Man I Lau

    Uncashed check · Quarry Bay,

    Reported by Asian Pacific National Bank

    A claim on this will have to be notarized.

    $1,440.33
    Start this claim

    State ID 954629851

  • Worth checking

    Mary Grace O Lau

    Deposit held

    Reported by Department Of Financial Protection And Innovation

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,290.13
    Start this claim

    State ID 1025646402

  • Worth checking

    Mei Yee Lau

    Savings account · Fremont, CA

    Reported by Bank Of America - California Na (318)

    A claim on this will have to be notarized.

    $1,229.68
    Start this claim

    State ID 999822030

  • Worth checking

    Lau

    Unclaimed refund · Oakland, CA

    Reported by Farmers Insurance Exchange

    A claim on this will have to be notarized.

    $1,100.95
    Start this claim

    State ID 1021054324

  • Worth checking

    Mary Lau

    Cash held by the State · Los Angeles,

    Reported by Ucsf Stanford Health Care

    A claim on this will have to be notarized.

    $1,093.17
    Start this claim

    State ID 4541261

  • Worth checking

    Mary Anne Lau

    Unpaid wages

    Reported by L-o Soma - Dba Argent Hotel

    $855.73
    Start this claim

    State ID 959090422

  • Worth checking

    Melinda Shyr Lau

    Savings account · San Francisco, CA

    Reported by East West Bank

    $808.57
    Start this claim

    State ID 980718836

  • Worth checking

    Mi Lau

    Savings account · Oakland, CA

    Reported by East West Bank

    $763.03
    Start this claim

    State ID 999062843

  • Worth checking

    Mui A Lau

    Stocks or securities · Huntington Beac, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $723.74 Metlife Inc
    Start this claim

    State ID 17854612

  • Worth checking

    Manwai Lau

    Stocks or securities · Newport Beach, CA

    Reported by The Irvine Company Llc

    A claim on this will have to be notarized.

    $714.86
    Start this claim

    State ID 972725892

  • Worth checking

    Mynor Lau

    Unpaid wages · Antioch, CA

    Reported by Barrett Business Services Inc

    $693.10
    Start this claim

    State ID 990174623

  • Worth checking

    Manhee Lau

    Cash held by the State · Westminster, CA

    Reported by Fia Card Services N.a.

    $688.00
    Start this claim

    State ID 966152434

  • Worth checking

    Mei G Lau

    Cash held by the State · San Francisco, CA

    Reported by Holiday Corporation

    $630.06
    Start this claim

    State ID 5187202

  • Worth checking

    Man Lau

    Uncashed check · Kowloon,

    Reported by Chong Hing Bank Ltd San Francisco Br

    $598.00
    Start this claim

    State ID 12590534

  • Worth checking

    Mary C Lau

    Stocks or securities · Van Nuys, CA

    Reported by Washington Mutual Inc/dime Bancorp

    A claim on this will have to be notarized.

    $596.77 Washington Mutual Inc
    Start this claim

    State ID 14762546

  • Worth checking

    Manyung Lau

    Uncashed check · Central,

    Reported by Bank Of America Nt&sa Branch:0279-chinatown Branch

    $565.46
    Start this claim

    State ID 5427988

  • Worth checking

    Marietta D M Lau

    Unpaid dividends · San Francisco, CA

    Reported by Raytheon Company

    Held jointly with 1 other person

    $549.50
    Start this claim

    State ID 994598519

  • Worth checking

    Mario Lau

    Savings account · Riverside, CA

    Reported by Bank Of America Nt & Sa

    $533.10
    Start this claim

    State ID 10891820

  • Worth checking

    May Lau

    Uncashed check · Hillsborough, CA

    Reported by Bank Of The Orient

    $517.21
    Start this claim

    State ID 9213828

  • Worth checking

    Marietta Lau

    Stocks or securities · San Jose, CA

    Reported by Citigroup Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $513.84 Citigroup Inc
    Start this claim

    State ID 980321055

  • Worth checking

    Mui F Lau

    Cash held by the State · Gardena, CA

    Reported by Government Employees Insurance Company

    Held jointly with 1 other person

    $501.58
    Start this claim

    State ID 1046204513

  • Worth checking

    Meilar W Lau

    Deposit held · San Francisco, CA

    Reported by Ressler V Federated Dept Stores

    $501.16
    Start this claim

    State ID 968462128

  • Worth checking

    Majorie H Lau

    Stocks or securities

    Reported by Calfed Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $501.00 Cal Fed Bancorp Inc
    Start this claim

    State ID 11771813

  • Worth checking

    Melody Lau

    Insurance proceeds · Fremont, CA

    Reported by Farmers Insurance Exchange

    $500.00
    Start this claim

    State ID 17696827

  • Worth checking

    Mayser Lau

    Cash held by the State · Oakland, CA

    Reported by Csaa Insurance Exchange

    $498.00
    Start this claim

    State ID 1023173223

  • Worth checking

    Mynor Lau

    Unpaid wages · Antioch, CA

    Reported by Bbsi

    $483.44
    Start this claim

    State ID 981381296

  • Worth checking

    Mr Lau

    Pension or retirement funds · Glendale, CA

    Reported by Union Bank Of California, N.a.

    $462.21
    Start this claim

    State ID 14884057

  • Worth checking

    Melody V Lau

    Stocks or securities · Chino Hills, CA

    Reported by Brighthouse Financial Inc

    A claim on this will have to be notarized.

    $430.57 Brighthouse Finl Inc
    Start this claim

    State ID 1018722964

  • Worth checking

    Lau

    Unclaimed refund · Oakland, CA

    Reported by Prematic Service Corp - Ca

    Held jointly with 1 other person

    $403.00
    Start this claim

    State ID 996528528

Showing the 100 most valuable of 214. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

1 probate estate carries that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

1 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Lee Michael

    Probate estate · San Francisco County · 2017

    Matched on Lee Michael (decedent), Lee Michael (heir)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.45 closed

    State ID 989056895
    Case 2010-0925

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.