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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

306 records carry that name

The 100 shown below are worth $115,409 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 3,785 records under the surname Chapman, worth $2,493,272. See every city and first name they are recorded under

  • Strong match

    Richard Chapman

    Cash held by the State · Long Beach, CA

    Reported by Jhusa John Hancock Life Ins Co Usa

    A claim on this will have to be notarized.

    $1,567.13
    Start this claim

    State ID 967815922

  • Strong match

    Richard M Chapman

    Cash held by the State · San Mateo, CA

    Reported by Massachusetts Mutual Life Insurance Company

    A claim on this will have to be notarized.

    $1,193.39
    Start this claim

    State ID 1031726171

  • Strong match

    Richard A Chapman

    Cash held by the State · Camarillo, CA

    Reported by Bank Of America Na

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,107.26
    Start this claim

    State ID 1045332650

  • Strong match

    Richard W Chapman

    Stocks or securities · Chatsworth, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,093.36 Metlife Inc
    Start this claim

    State ID 15457987

  • Strong match

    Richard B Chapman

    Savings account · Oakland, CA

    Reported by City National Bank

    Held jointly with 1 other person

    $630.13
    Start this claim

    State ID 17519352

  • Strong match

    Richard L Chapman

    Stocks or securities · Long Beach, CA

    Reported by John Hancock Financial Services Inc

    A claim on this will have to be notarized.

    $476.00
    Start this claim

    State ID 15679976

  • Strong match

    Richard A Chapman

    Mineral or royalty payments · Santa Cruz, CA

    Reported by Occidental Permian Ltd

    $463.63
    Start this claim

    State ID 1033804420

  • Strong match

    Richard D Chapman

    Cash held by the State · Signal Hill, CA

    Reported by Citimortgage Inc (formerly Aamg)

    $439.74
    Start this claim

    State ID 953629113

  • Strong match

    Richard Chapman

    Cash held by the State · Long Beach, CA

    Reported by Comerica Bank

    $312.13
    Start this claim

    State ID 995257478

  • Strong match

    Richard Chapman

    Cash held by the State · Canyon Lake, CA

    Reported by First American P&c Ins Co

    Held jointly with 1 other person

    $279.34
    Start this claim

    State ID 12387611

  • Strong match

    Richard Chapman

    Credit balance · Rancho Sante Fe, CA

    Reported by Amerigas Propane Lp

    $260.40
    Start this claim

    State ID 960809557

  • Strong match

    Richard C Jr Chapman

    Cash held by the State · Whittier, CA

    Reported by Citrus Gorve Heights Water Co %martin E Whelan Jr Inc

    Held jointly with 1 other person

    $240.20
    Start this claim

    State ID 1084498

  • Strong match

    Richard A Chapman

    Uncashed check · La Mesa, CA

    Reported by Wells Fargo Bank Na

    $208.21
    Start this claim

    State ID 1003272085

  • Strong match

    Richard M Chapman

    Stocks or securities · San Mateo, CA

    Reported by Fresenius Medical Care Ag

    A claim on this will have to be notarized.

    $188.30 Fresenius Medical Care Ag Adr
    Start this claim

    State ID 15189005

  • Strong match

    Richard Chapman

    Cash held by the State · Santa Cruz, CA

    Reported by Balboa Insurance Company

    $157.45
    Start this claim

    State ID 11385697

  • Strong match

    Richard Chapman

    Unclaimed refund · Anaheim, CA

    Reported by Essex Portfolio Lp

    $150.00
    Start this claim

    State ID 1036145826

  • Strong match

    Richard Chapman

    Credit balance · Palm Springs, CA

    Reported by Officemax North America Inc

    $141.36
    Start this claim

    State ID 983334062

  • Strong match

    Richard Chapman

    Uncashed check · Westminster, CA

    Reported by Jpmorgan Chase Bank N.a. (908802)

    $137.63
    Start this claim

    State ID 994360178

  • Strong match

    Richard Chapman

    Credit balance · Palm Springs, CA

    Reported by Charter Communications Inc

    $133.72
    Start this claim

    State ID 990575127

  • Strong match

    Richard Chapman

    Unclaimed refund · Daly City, CA

    Reported by Interinsurance Exchange Of The Automobile Club

    $125.00
    Start this claim

    State ID 1047507199

  • Likely match

    R Chapman

    Cash held by the State

    Reported by American Bechtel Inc

    A claim on this will have to be notarized.

    $2,020.00
    Start this claim

    State ID 9289240

  • Likely match

    R Chapman

    Cash held by the State · Lancaster, CA

    Reported by Anheuser-busch Inbev Sa

    A claim on this will have to be notarized.

    $1,540.00
    Start this claim

    State ID 980562259

  • Likely match

    R W Chapman

    Unclaimed refund · San Diego, CA

    Reported by San Diego Gas & Electric C0

    $762.90
    Start this claim

    State ID 16755368

  • Likely match

    R Clark Chapman

    Cash held by the State · Burbank, CA

    Reported by News Corporation

    $734.35
    Start this claim

    State ID 993682900

  • Likely match

    R Chapman

    Cash held by the State

    Reported by Delaware Vs New York Settlement

    $602.00
    Start this claim

    State ID 2067316

  • Likely match

    R C Chapman

    Savings account · Long Beach, CA

    Reported by Home Savings And Loan Association

    Held jointly with 1 other person

    $193.98
    Start this claim

    State ID 416290

  • Likely match

    R Clark Jr Chapman

    Cash held by the State · Burbank, CA

    Reported by Gutierrez V Wells Fargo Bank Na Qualified Settlement

    $179.11
    Start this claim

    State ID 1012324321

  • Likely match

    R Chapman

    Cash held by the State · Bakersfield, CA

    Reported by Hertz Corporation

    $166.44
    Start this claim

    State ID 960949384

  • Likely match

    R N Chapman

    Cash held by the State

    Reported by Bank Of America - Passbook Accounts

    $149.49
    Start this claim

    State ID 101193

  • Likely match

    Richard M Chipman

    Unclaimed refund · Capitola, CA

    Reported by Government Employees Insurance Company

    Held jointly with 1 other person

    $251.65
    Start this claim

    State ID 1046221820

  • Worth checking

    Rachel K Chapman

    Uncashed check · Upland, CA

    Reported by Northern Trust Co

    A claim on this will have to be notarized.

    $16,059.05
    Start this claim

    State ID 999034818

  • Worth checking

    Ross Chapman

    Cash held by the State · Pleasanton, CA

    Reported by Brighthouse Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $6,882.74
    Start this claim

    State ID 1017968224

  • Worth checking

    Robert Chapman

    Deposit held · Bakersfield, CA

    Reported by Citibank Na Cca

    A claim on this will have to be notarized.

    $3,890.76
    Start this claim

    State ID 1042124965

  • Worth checking

    Ruth S Chapman

    Unpaid dividends · Albany, CA

    Reported by Bp Plc Adr Common

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,880.12
    Start this claim

    State ID 17026430

  • Worth checking

    Ruth Chapman

    Stocks or securities · Chula Vista, CA

    Reported by Comcast Corporation

    A claim on this will have to be notarized.

    $3,799.73 Comcast Corp New
    Start this claim

    State ID 971464283

  • Worth checking

    Chapman

    Cash held by the State · Woodland Hills, CA

    Reported by Thrivent Financial

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,705.93
    Start this claim

    State ID 1058624466

  • Worth checking

    Ronald W Chapman

    Cash held by the State · La Mesa, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,480.78
    Start this claim

    State ID 17253996

  • Worth checking

    Robert Chapman

    Stocks or securities · Bellflower, CA

    Reported by Washington Mutual

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,279.75 Washington Mutual Inc
    Start this claim

    State ID 14309024

  • Worth checking

    Robert L Chapman

    Savings account · Manhattan Beach, CA

    Reported by Citizens Bank N.a. (880)

    A claim on this will have to be notarized.

    $3,187.19
    Start this claim

    State ID 1047267214

  • Worth checking

    Robert Chapman

    Cash held by the State · San Bernardino, CA

    Reported by Comerica Bank

    A claim on this will have to be notarized.

    $2,555.59
    Start this claim

    State ID 1024337267

  • Worth checking

    Robert Chapman

    Pension or retirement funds · Huntington Beach, CA

    Reported by Union Bank N.a. - Pars

    A claim on this will have to be notarized.

    $2,523.28
    Start this claim

    State ID 968746750

  • Worth checking

    Roger Chapman

    Stocks or securities · Palo Alto, CA

    Reported by Manulife Financial Corp/john Hancock Fin

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,402.72 Scottish Power Plcadr
    Start this claim

    State ID 18114832

  • Worth checking

    Ramona I Chapman

    Uncashed check · Inglewood, CA

    Reported by Jpmorgan Chase Bank Na (703)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,134.22
    Start this claim

    State ID 1030041133

  • Worth checking

    Rose Chapman

    Stocks or securities · Northridge, CA

    Reported by Brasil Telecom Sa

    A claim on this will have to be notarized.

    $2,030.80
    Start this claim

    State ID 17045466

  • Worth checking

    Chapman

    Uncashed check

    Reported by Continental Lawyers Title Co

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $2,000.00
    Start this claim

    State ID 10382394

  • Worth checking

    Rosa A Chapman

    Cash held by the State · Unknown, CA

    Reported by Metropolitan Life Insurance Company

    A claim on this will have to be notarized.

    $1,905.36
    Start this claim

    State ID 954802743

  • Worth checking

    Robert Chapman

    Cash held by the State · Daly City, CA

    Reported by Paypal Inc

    A claim on this will have to be notarized.

    $1,678.55
    Start this claim

    State ID 977718876

  • Worth checking

    Ronald W Chapman

    Cash held by the State · Vallejo, CA

    Reported by Transamerica Life Insurance Company

    A claim on this will have to be notarized.

    $1,488.30
    Start this claim

    State ID 993566141

  • Worth checking

    Robert L Chapman

    Savings account · Manhattan Beach, CA

    Reported by Roselle Bank

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,421.44
    Start this claim

    State ID 1003915761

  • Worth checking

    Rupert W Chapman

    Cash held by the State · San Francisco, CA

    Reported by Universal Guaranty Life

    A claim on this will have to be notarized.

    $1,410.03
    Start this claim

    State ID 998723729

  • Worth checking

    Robert I Chapman

    Savings account · Manhattan Beach, CA

    Reported by First National Bank

    A claim on this will have to be notarized.

    $1,344.30
    Start this claim

    State ID 1021327963

  • Worth checking

    Ronald H Chapman

    Cash held by the State · Carlsbad, CA

    Reported by Family Service Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,225.64
    Start this claim

    State ID 984421816

  • Worth checking

    Robert E Chapman

    Stocks or securities · Placentia, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,152.51 Metlife Inc
    Start this claim

    State ID 16272903

  • Worth checking

    Rosalie Chapman

    Escrow balance · Helendale, CA

    Reported by Wells Fargo Bank Na

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,089.18
    Start this claim

    State ID 1006200437

  • Worth checking

    Reginald Chapman

    Unclaimed refund · Seaside, CA

    Reported by Western Union Financial Services, Inc.

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 1036429189

  • Worth checking

    Robert L Chapman

    Cash held by the State · Compton, CA

    Reported by The Boeing Company

    $871.92
    Start this claim

    State ID 980551274

  • Worth checking

    Robert Chapman

    Cash held by the State · Manhattan Beach, CA

    Reported by Pennsylvania State Of

    Held jointly with 1 other person

    $832.14
    Start this claim

    State ID 19062331

  • Worth checking

    Robert Chapman

    Stocks or securities · Compton, CA

    Reported by Boeing Company The

    A claim on this will have to be notarized.

    $795.10 Boeing Company
    Start this claim

    State ID 975593047

  • Worth checking

    Ruth Chapman

    Uncashed check

    Reported by Union Bank N.a.

    Held jointly with 1 other person

    $733.03
    Start this claim

    State ID 1019295455

  • Worth checking

    Robert L Chapman

    Stocks or securities · San Jose, CA

    Reported by Alliance Fund

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $693.82 Alliance Fund Inc A
    Start this claim

    State ID 3002655

  • Worth checking

    Robert F Chapman

    Unpaid dividends · Tracy, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $693.18 Metlife Inc
    Start this claim

    State ID 977376315

  • Worth checking

    Rosa Chapman

    Cash held by the State · Long Beach, CA

    Reported by Physicians Life Insurance Company

    $679.00
    Start this claim

    State ID 970943357

  • Worth checking

    Robert J Chapman

    Savings account · Manhattan Beach, CA

    Reported by Bay State Savings Bank

    Held jointly with 1 other person

    $663.70
    Start this claim

    State ID 1017988755

  • Worth checking

    Robert Chapman

    Savings account · Manhattan Beach, CA

    Reported by Enfield Federal Savings

    Held jointly with 1 other person

    $638.62
    Start this claim

    State ID 974920507

  • Worth checking

    Ruth L Chapman

    Mineral or royalty payments · Riverside, CA

    Reported by California Resources Long Beach Inc

    $633.10
    Start this claim

    State ID 997815793

  • Worth checking

    Russell Chapman

    Cash held by the State · San Francisco, CA

    Reported by New York Life Insurance Co

    $618.39
    Start this claim

    State ID 11340379

  • Worth checking

    Robert M Chapman

    Stocks or securities · Redlands, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $597.24
    Start this claim

    State ID 16101384

  • Worth checking

    Ramona I Chapman

    Savings account · Inglewood, CA

    Reported by Jpmorgan Chase Bank Na (703)

    Held jointly with 1 other person

    $595.47
    Start this claim

    State ID 1030046054

  • Worth checking

    Rachel Chapman

    Uncashed check · Los Angeles, CA

    Reported by Woehrle V Amn Services Llc Fund

    $583.30
    Start this claim

    State ID 1031914493

  • Worth checking

    Roberts Hillary Chapman

    Cash held by the State · Los Angeles, CA

    Reported by Esurance Property & Casualty Insurance

    Held jointly with 1 other person

    $576.63
    Start this claim

    State ID 977500603

  • Worth checking

    Ruth Chapman

    Stocks or securities · Chula Vista, CA

    Reported by At&t Inc.

    A claim on this will have to be notarized.

    $572.42 At & T Inc
    Start this claim

    State ID 984753223

  • Worth checking

    Robert L Chapman

    Insurance proceeds · Palo Cedro, CA

    Reported by California Physician's Service Dba Blue

    $556.88
    Start this claim

    State ID 15893186

  • Worth checking

    Russell D Chapman

    Stocks or securities · Bellflower, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $516.37 Metlife Inc
    Start this claim

    State ID 16272902

  • Worth checking

    Roger Chapman

    Unpaid dividends · Palo Alto, CA

    Reported by Manulife Financial Corp/john Hancock Fin

    Held jointly with 1 other person

    $514.42
    Start this claim

    State ID 18114831

  • Worth checking

    Ronald W Chapman

    Stocks or securities · La Mesa, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $511.92
    Start this claim

    State ID 16101387

  • Worth checking

    R L Chipman

    Unclaimed refund · Tarzana, CA

    Reported by Clubcorp Holdings Inc

    $500.00
    Start this claim

    State ID 1044648513

  • Worth checking

    Ray Chapman

    Money order

    Reported by Wells Fargo & Company

    $500.00
    Start this claim

    State ID 968911140

  • Worth checking

    Robert Chapman

    Unclaimed refund · San Francisco, CA

    Reported by Clubcorp Holdings Inc

    $500.00
    Start this claim

    State ID 1044648399

  • Worth checking

    Row Team Chapman

    Uncashed check · Orange, CA

    Reported by Bank Of America - California Na (318)

    $500.00
    Start this claim

    State ID 1027297851

  • Worth checking

    Robert B Chapman

    Uncashed check

    Reported by Wells Fargo Bank Na (apecs 1009)

    $500.00
    Start this claim

    State ID 1024473029

  • Worth checking

    Robert B Chapman

    Uncashed check

    Reported by Wells Fargo Bank Na (apecs 1009)

    $500.00
    Start this claim

    State ID 1024473028

  • Worth checking

    Robert D Chapman

    Uncashed check · Newport Beach, CA

    Reported by Prudential Insurance Company

    $461.32
    Start this claim

    State ID 954745815

  • Worth checking

    Robert D Chapman

    Uncashed check · Newport Beach, CA

    Reported by Prudential Insurance Company

    $461.32
    Start this claim

    State ID 954745814

  • Worth checking

    Ron Chapman

    Unpaid wages · Riverside, CA

    Reported by State Of Washington

    $460.86
    Start this claim

    State ID 18061812

  • Worth checking

    Ruth L Chapman

    Mineral or royalty payments · Riverside, CA

    Reported by California Resources Long Beach Inc

    $456.53
    Start this claim

    State ID 991556815

  • Worth checking

    Robert Chapman

    Uncashed check · San Francisco, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    $453.27
    Start this claim

    State ID 1043546778

  • Worth checking

    Robert G Chapman

    Unclaimed refund · San Jose, CA

    Reported by Ge Money

    $451.56
    Start this claim

    State ID 956632963

  • Worth checking

    Rebecca R Chapman

    Cash held by the State · Big Sur, CA

    Reported by State Of Maine Treasurer

    $450.00
    Start this claim

    State ID 1039967768

  • Worth checking

    Ronald G Iii Chapman

    Cash held by the State · Corona, CA

    Reported by Philadelphia American Life Ins Co

    $445.89
    Start this claim

    State ID 1039524201

  • Worth checking

    Rosie Chapman

    Unclaimed refund · Santa Ana, CA

    Reported by Att Services Inc

    $437.78
    Start this claim

    State ID 991152193

  • Worth checking

    Robert Chapman

    Credit balance · San Jose, CA

    Reported by Jpmorgan Chase Bank N.a (300056)

    $423.05
    Start this claim

    State ID 994388967

  • Worth checking

    Ruth L Chapman

    Mineral or royalty payments · Riverside, CA

    Reported by California Resources Long Beach Inc

    $417.71
    Start this claim

    State ID 1004094937

  • Worth checking

    Robert E Chapman

    Unclaimed refund · San Francisco, CA

    Reported by Clubcorp Holdings Inc

    $410.00
    Start this claim

    State ID 1044648400

  • Worth checking

    Ruby L Chapman

    Savings account · San Diego, CA

    Reported by Bank Of America N A

    Held jointly with 1 other person

    $408.21
    Start this claim

    State ID 15857204

  • Worth checking

    Rayhanna Chapman

    Unpaid wages · Lancaster, CA

    Reported by Cec Entertainment Inc

    $401.35
    Start this claim

    State ID 997976343

  • Worth checking

    Robert Chapman

    Uncashed check · San Diego, CA

    Reported by Prizelogic Llc

    $400.00
    Start this claim

    State ID 1004533949

  • Worth checking

    Robert Chapman

    Escrow balance · Rio Vista, CA

    Reported by First American Title Company

    $398.88
    Start this claim

    State ID 955548589

  • Worth checking

    Raymond Chapman

    Stocks or securities · Orange, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $397.44 Metlife Inc
    Start this claim

    State ID 16272901

  • Worth checking

    Robert N Chapman

    Stocks or securities · Los Alamitos, CA

    Reported by Honeywell International Inc Drp

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $384.36 Honeywell Intl Inc
    Start this claim

    State ID 17218864

  • Worth checking

    Ronald Chapman

    Credit balance · San Francisco,

    Reported by Toyota Motor Credit Corporation

    $380.90
    Start this claim

    State ID 13858696

Showing the 100 most valuable of 306. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

2 probate estates carry that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

1 is still open, holding $183,985.

  • (Pifer) Chapman Luella Deane

    Probate estate · Alameda County · 2023

    Matched on Chapman Ross (heir)

    $183,984.57
    Ask about this estate

    State ID 1024717749
    Case RP16819182

1 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Grimes Wallace

    Probate estate · Merced County · 2009

    Matched on Chapman Rosemary (heir)

    2 heirs named on the State’s record

    Permanently escheated — the State now owns this and it cannot be claimed.

    $240.00 closed

    State ID 956811800
    Case 2 3873

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.