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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

343 records carry that name

The 100 shown below are worth $183,848 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 3,723 records under the surname Newman, worth $3,382,917. See every city and first name they are recorded under

  • Strong match

    Richard A Newman

    Cash held by the State · Salinas, CA

    Reported by American General Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $4,175.09
    Start this claim

    State ID 977055313

  • Strong match

    Richard A Newman

    Cash held by the State · Salinas, CA

    Reported by American General Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $4,175.09
    Start this claim

    State ID 977055313

  • Strong match

    Richard S Newman

    Stocks or securities

    Reported by Morgan Stanley & Co Llc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $4,140.99 United Airlines Holdings Inc
    Start this claim

    State ID 1017438017

  • Strong match

    Richard Newman

    Credit balance · San Francisco, CA

    Reported by Saks & Company

    A claim on this will have to be notarized.

    $3,483.00
    Start this claim

    State ID 17459416

  • Strong match

    Richard D Newman

    Stocks or securities · San Francisco, CA

    Reported by Principal Financial Group Inc Common

    A claim on this will have to be notarized.

    $3,202.40 Principal Financial Group
    Start this claim

    State ID 18123357

  • Strong match

    Richard T Newman

    Uncashed check · Solana Beach, CA

    Reported by Citimortgage Inc.

    A claim on this will have to be notarized.

    $1,409.46
    Start this claim

    State ID 982024864

  • Strong match

    Richard Newman

    Stocks or securities · Canoga Park, CA

    Reported by Opt Sciences

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,381.89 Opt Sciences
    Start this claim

    State ID 971259006

  • Strong match

    Richard Newman

    Unclaimed refund · Inglewood, CA

    Reported by Western Union Financial Svcs Inc

    $980.00
    Start this claim

    State ID 996766501

  • Strong match

    Richard T Newman

    Pension or retirement funds · Marina Del Rey, CA

    Reported by Sears Roebuck And Co

    $949.61
    Start this claim

    State ID 12350087

  • Strong match

    Richard Newman

    Savings account · Chico, CA

    Reported by Hsbc Bank Usa Na Holder 03

    Held jointly with 1 other person

    $788.95
    Start this claim

    State ID 986437716

  • Strong match

    Richard Newman

    Cash held by the State · Santa Clarita, CA

    Reported by Rogowski V State Farm Life Insurance

    $576.60
    Start this claim

    State ID 1039755510

  • Strong match

    Richard L Newman

    Uncashed check · Claremont, CA

    Reported by Us Bank Na

    $500.00
    Start this claim

    State ID 998990451

  • Strong match

    Richard Newman

    Uncashed check · Lodi, CA

    Reported by Ramirez Et Al V Rental Car Intermediate Holdings

    $431.01
    Start this claim

    State ID 1046947930

  • Strong match

    Richard M Newman

    Cash held by the State · Visalia, CA

    Reported by Anthem Inc

    $428.85
    Start this claim

    State ID 1001506281

  • Strong match

    Richard Newman

    Unpaid dividends · West Hills,

    Reported by City Of Lakewood

    $425.00
    Start this claim

    State ID 4293615

  • Strong match

    Richard Newman

    Unpaid wages · Santa Clarita, CA

    Reported by Maag V Us Bancorp Et Al

    $377.80
    Start this claim

    State ID 1031922419

  • Strong match

    Richard T Newman

    Escrow balance · San Francisco, CA

    Reported by Citimortgage Inc.

    $373.85
    Start this claim

    State ID 977212619

  • Strong match

    Richard L Newman

    Unclaimed refund · Oroville, CA

    Reported by Oroville Hospital

    $373.57
    Start this claim

    State ID 1022027306

  • Strong match

    Richard Newman

    Cash held by the State

    Reported by Christmas Vacation And Holiday Fund

    $340.07
    Start this claim

    State ID 1007347935

  • Strong match

    Richard A Newman

    Cash held by the State · N Hollywood, CA

    Reported by Prudential Financial Inc Kba

    $284.40
    Start this claim

    State ID 17179319

  • Strong match

    Richard M Newman

    Cash held by the State · Visalia, CA

    Reported by Anthem Inc

    $282.98
    Start this claim

    State ID 1001506289

  • Strong match

    Richard M Newman

    Cash held by the State · Visalia, CA

    Reported by Anthem Inc

    $282.98
    Start this claim

    State ID 1001506285

  • Strong match

    Richard Newman

    Cash held by the State · Upland, CA

    Reported by Health Care Service Corporation

    $250.96
    Start this claim

    State ID 1010381423

  • Strong match

    Richard Newman

    Unclaimed refund · Bakersfield, CA

    Reported by Interinsurance Exchange Of The Automobile Club

    $250.00
    Start this claim

    State ID 1004870680

  • Strong match

    Richard D Newman

    Unpaid dividends · San Francisco, CA

    Reported by Principal Financial Group Inc Common

    $238.52
    Start this claim

    State ID 18123356

  • Strong match

    Richard Newman

    Cash held by the State · Culver City, CA

    Reported by Bank Of America Na-f/k/a/ Fia Card Services Na

    $210.95
    Start this claim

    State ID 1027256402

  • Strong match

    Richard M Newman

    Cash held by the State · Visalia, CA

    Reported by Anthem Inc

    $204.90
    Start this claim

    State ID 1001506284

  • Strong match

    Richard Newman

    Unclaimed refund · Madera, CA

    Reported by Ge Money

    $161.00
    Start this claim

    State ID 956914203

  • Strong match

    Richard Newman

    Unclaimed refund · Sherman Oaks, CA

    Reported by Sunrise Banks

    $152.77
    Start this claim

    State ID 1045706583

  • Likely match

    R D Newman

    Credit balance · La Honda, CA

    Reported by Charles Schwab & Co Inc

    A claim on this will have to be notarized.

    $1,996.92
    Start this claim

    State ID 18035127

  • Likely match

    R P Md Newman

    Cash held by the State · Fountain Valley, CA

    Reported by California Physicians Service

    $586.22
    Start this claim

    State ID 960936666

  • Likely match

    R P Md Newman

    Cash held by the State · Fountain Valley, CA

    Reported by California Physicians Service

    $573.84
    Start this claim

    State ID 960936667

  • Likely match

    R Newman

    Uncashed check

    Reported by Elsinore Escrow

    $204.80
    Start this claim

    State ID 11434850

  • Likely match

    Richard J Neuman

    Stocks or securities · Lodi, CA

    Reported by Ati Inc

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $7,136.40 Ati Inc
    Start this claim

    State ID 1018348292

  • Likely match

    Richard Neiman

    Cash held by the State · San Diego, CA

    Reported by Jackson National Life Insurance Company

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $3,532.90
    Start this claim

    State ID 1031761538

  • Likely match

    Richard J Neuman

    Unpaid dividends · Lodi, CA

    Reported by Ati Inc

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $2,518.73 Ati Inc
    Start this claim

    State ID 1018348293

  • Likely match

    Richard W Naumann

    Uncashed check · Lafayette, CA

    Reported by Citibank N A

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,166.51
    Start this claim

    State ID 1032659108

  • Likely match

    Richard H Neumann

    Unclaimed refund · San Francisco, CA

    Reported by Clubcorp Holdings Inc

    $500.00
    Start this claim

    State ID 1044659758

  • Likely match

    Richard L Neiman

    Uncashed check · San Diego, CA

    Reported by U. S. Bank, N. A.

    $299.65
    Start this claim

    State ID 1036294624

  • Likely match

    Richard David Neuman

    Uncashed check · Brea, CA

    Reported by Mortgage Assets Management Llc

    $298.36
    Start this claim

    State ID 998633605

  • Likely match

    Richard M Neuman

    Stocks or securities · Los Angeles, CA

    Reported by Maxco Incorporated Common

    A claim on this will have to be notarized.

    $277.19 Maxco Inc
    Start this claim

    State ID 12506740

  • Worth checking

    Randy Newman

    Cash held by the State · Venice, CA

    Reported by State Farm Mutual Automobile Ins Co

    A claim on this will have to be notarized.

    $11,579.27
    Start this claim

    State ID 996359003

  • Worth checking

    Rose Newman

    Cash held by the State · San Francico, CA

    Reported by Prudential Insurance Company

    A claim on this will have to be notarized.

    $10,297.91
    Start this claim

    State ID 984236347

  • Worth checking

    Robert Newman

    Credit balance · Beverly Hills, CA

    Reported by American Express Company

    A claim on this will have to be notarized.

    $8,444.46
    Start this claim

    State ID 980293827

  • Worth checking

    Rea M Newman

    Savings account · Millbrae, CA

    Reported by Capital One Na

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $5,798.98
    Start this claim

    State ID 1029955101

  • Worth checking

    Robert Newman

    Stocks or securities · Huntington Beac, CA

    Reported by Mcdonalds Corp

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $5,009.26 Mcdonalds Corporation
    Start this claim

    State ID 11926930

  • Worth checking

    Ronald Newman

    Uncashed check · San Jose, CA

    Reported by Us Bank Na

    A claim on this will have to be notarized.

    $4,781.88
    Start this claim

    State ID 1019089006

  • Worth checking

    Rose Newman

    Cash held by the State · No Hollywood, CA

    Reported by Growth And Income Fund - A

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $4,281.16 Van Kampen Growth & Income Cl A
    Start this claim

    State ID 2504630

  • Worth checking

    Ray Newman

    Unclaimed refund · Los Angeles, CA

    Reported by Clubcorp Holdings Inc

    A claim on this will have to be notarized.

    $4,000.00
    Start this claim

    State ID 1044659802

  • Worth checking

    Rina Newman

    Uncashed check · Los Angeles, CA

    Reported by Home Savings Of America Beverly Hills Branch

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,714.98
    Start this claim

    State ID 12206986

  • Worth checking

    Ralph Newman

    Cash held by the State · San Francisco, CA

    Reported by First Republic Bank

    A claim on this will have to be notarized.

    $3,000.00
    Start this claim

    State ID 17629375

  • Worth checking

    Robert H Newman

    Cash held by the State · Rancho Cordova, CA

    Reported by Prologis

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,907.66
    Start this claim

    State ID 960525438

  • Worth checking

    Rebecca M Newman

    Uncashed check · Santa Rosa, CA

    Reported by Bank Of America Na

    A claim on this will have to be notarized.

    $2,896.00
    Start this claim

    State ID 1045300185

  • Worth checking

    Robert Newman

    Cash held by the State · San Jose, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,815.67
    Start this claim

    State ID 984252314

  • Worth checking

    Robert L Newman

    Stocks or securities · San Anselmo, CA

    Reported by Foot Locker Inc. - Common Stock

    A claim on this will have to be notarized.

    $2,714.51 Foot Locker Inc
    Start this claim

    State ID 18844827

  • Worth checking

    Rudolph Newman

    Cash held by the State · Brea, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,604.51
    Start this claim

    State ID 17257269

  • Worth checking

    Robert Newman

    Insurance proceeds · San Francisco, CA

    Reported by Omni Insurance Company

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $2,600.00
    Start this claim

    State ID 18138988

  • Worth checking

    Ron Newman

    Unclaimed refund · San Francisco, CA

    Reported by Clubcorp Holdings Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $2,500.00
    Start this claim

    State ID 1044659807

  • Worth checking

    Ross D Newman

    Unclaimed refund · La Honda, CA

    Reported by United Services Automobile Association

    A claim on this will have to be notarized.

    $2,432.45
    Start this claim

    State ID 16016765

  • Worth checking

    Ray E Newman

    Cash held by the State · Long Beach, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,376.53
    Start this claim

    State ID 17257803

  • Worth checking

    Robert A Newman

    Stocks or securities · Lancaster, CA

    Reported by The Hanover Insurance Group Inc

    A claim on this will have to be notarized.

    $2,164.34 Hanover Insurance Group Inc
    Start this claim

    State ID 959982539

  • Worth checking

    Robert C Newman

    Stocks or securities · Lakeside, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $2,082.12 Metlife Inc
    Start this claim

    State ID 983773462

  • Worth checking

    Ralph Newman

    Unclaimed refund · Sacramento, CA

    Reported by Clubcorp Holdings Inc

    A claim on this will have to be notarized.

    $2,070.00
    Start this claim

    State ID 1044659798

  • Worth checking

    Robert R Newman

    Cash held by the State · S San Francisco, CA

    Reported by Midland National Life Ins Co

    A claim on this will have to be notarized.

    $1,874.16
    Start this claim

    State ID 15203661

  • Worth checking

    Robert H Newman

    Insurance proceeds · Vallejo, CA

    Reported by Union Bankers Insurance Company Fbo Penn

    A claim on this will have to be notarized.

    $1,860.00
    Start this claim

    State ID 12011545

  • Worth checking

    Robert H Newman

    Insurance proceeds · Vallejo, CA

    Reported by Union Bankers Insurance Company Fbo Penn

    A claim on this will have to be notarized.

    $1,800.00
    Start this claim

    State ID 12011544

  • Worth checking

    Rose E Newman

    Stocks or securities · Long Beach, CA

    Reported by Gte Shareholder Services Inc

    A claim on this will have to be notarized.

    $1,777.02 Gte Corp
    Start this claim

    State ID 4276996

  • Worth checking

    Robert Newman

    Stocks or securities · Los Angeles, CA

    Reported by Boston Financial Data Services

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,743.06 Neuberger & Berman Manhattan Fd
    Start this claim

    State ID 13220251

  • Worth checking

    Rachel Newman

    Unclaimed refund · Granada Hills, CA

    Reported by Tenet Healthcare Corporation

    A claim on this will have to be notarized.

    $1,726.33
    Start this claim

    State ID 969707494

  • Worth checking

    Ryan W Newman

    Uncashed check · Sacramento, CA

    Reported by Bank Of America Na

    A claim on this will have to be notarized.

    $1,602.04
    Start this claim

    State ID 1045300186

  • Worth checking

    R M Neiman

    Unpaid dividends · Los Angeles, CA

    Reported by Kemper U S Mortgage Fd-a

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,508.13
    Start this claim

    State ID 10861881

  • Worth checking

    Robt Newman

    Cash held by the State · Los Angeles, CA

    Reported by Pacific Bell Telephone Company

    A claim on this will have to be notarized.

    $1,373.07
    Start this claim

    State ID 5623720

  • Worth checking

    Newman

    Stocks or securities · Los Angeles, CA

    Reported by Encompass Health Corporation

    Held jointly with 3 other people

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,306.40 Healthsouth Corporation
    Start this claim

    State ID 14519831

  • Worth checking

    Newman

    Stocks or securities · Los Angeles, CA

    Reported by Encompass Health Corporation

    Held jointly with 3 other people

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,306.40 Healthsouth Corporation
    Start this claim

    State ID 14519831

  • Worth checking

    Rosemary J Newman

    Stocks or securities · Huntington Beac, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,304.98 Metlife Inc
    Start this claim

    State ID 15507298

  • Worth checking

    Roy G Newman

    Stocks or securities · San Diego, CA

    Reported by Pacific Telesis

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,285.59 Pacific Telesis Group
    Start this claim

    State ID 9452385

  • Worth checking

    Newman

    Cash held by the State · Santa Monica, CA

    Reported by Union Security Insurance Company

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,271.27
    Start this claim

    State ID 1018144083

  • Worth checking

    Randy Newman

    Cash held by the State · Venice, CA

    Reported by Paypal Inc

    A claim on this will have to be notarized.

    $1,255.35
    Start this claim

    State ID 977755009

  • Worth checking

    Robert Newman

    Escrow balance · Escalon, CA

    Reported by Phh Mortgage Corporation

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,127.38
    Start this claim

    State ID 1047180979

  • Worth checking

    Robin L Newman

    Uncashed check · Grover Beach, CA

    Reported by Bank Of America - Pre-paid Card

    A claim on this will have to be notarized.

    $1,073.19
    Start this claim

    State ID 1011025542

  • Worth checking

    Rhea A Newman

    Cash held by the State · Santa Monica, CA

    Reported by Bank Leumi Usa

    A claim on this will have to be notarized.

    $1,050.00
    Start this claim

    State ID 12823078

  • Worth checking

    Robert L Newman

    Stocks or securities · Sonoma, CA

    Reported by Td Ameritrade Clearing Inc.

    A claim on this will have to be notarized.

    $1,023.48 Paypal Holdings Inco
    Start this claim

    State ID 1017745365

  • Worth checking

    Rhoda Newman

    Cash held by the State

    Reported by Watsco Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,012.50
    Start this claim

    State ID 971101858

  • Worth checking

    Newman

    Uncashed check · Malibu, CA

    Reported by Galpin Jaguar Lincoln Mercury Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 1005182009

  • Worth checking

    Rosemary Newman

    Unclaimed refund · Fresno, CA

    Reported by Federal Warranty Service Corporation

    $998.60
    Start this claim

    State ID 1048059026

  • Worth checking

    Robert Newman

    Unclaimed refund · San Diego, CA

    Reported by Bellsouth Telecommunications

    $968.96
    Start this claim

    State ID 11200077

  • Worth checking

    Ralph Newman

    Stocks or securities · Sacramento, CA

    Reported by Apex Clearing

    A claim on this will have to be notarized.

    $937.46 Walmart Inc
    Start this claim

    State ID 16222529

  • Worth checking

    Rhoda Newman

    Cash held by the State · Los Angeles, CA

    Reported by Metabank Na

    $903.28
    Start this claim

    State ID 996501714

  • Worth checking

    Robert H Newman

    Stocks or securities · Yuba City, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $860.38 Metlife Inc
    Start this claim

    State ID 959847176

  • Worth checking

    Rose Newman

    Stocks or securities · San Francisco, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $824.76
    Start this claim

    State ID 16140829

  • Worth checking

    Rebecca Newman

    Insurance proceeds · Montclair, CA

    Reported by State Comp Insurance Fund

    $819.71
    Start this claim

    State ID 13367152

  • Worth checking

    Ronnie Newman

    Unclaimed refund · Anderson, CA

    Reported by Fire Insurance Exchange

    Held jointly with 1 other person

    $767.60
    Start this claim

    State ID 982748502

  • Worth checking

    Ronald Newman

    Escrow balance · San Jose, CA

    Reported by Fnf Utc Llc

    Held jointly with 1 other person

    $754.27
    Start this claim

    State ID 1027725644

  • Worth checking

    Ranch Companyinc Newman

    Cash held by the State · Oxnard, CA

    Reported by Cellco Partnership Dba Verizon Wireless

    $710.75
    Start this claim

    State ID 17047538

  • Worth checking

    Ralph Sr Newman

    Stocks or securities · San Francisco, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $695.91 Metlife Inc
    Start this claim

    State ID 17856299

  • Worth checking

    Ryann Newman

    Cash held by the State · Glenn, CA

    Reported by California Physicians Dba Blue Shield Of Ca

    $677.01
    Start this claim

    State ID 997588276

  • Worth checking

    Ronald Newman

    Cash held by the State · Ramona, CA

    Reported by Comerica Bank

    $672.81
    Start this claim

    State ID 987589310

  • Worth checking

    Rebecca Newman

    Unclaimed refund · Ladera Ranch, CA

    Reported by Interinsurance Exchange Of The Automobil

    $666.00
    Start this claim

    State ID 996656130

  • Worth checking

    Rea M Newman

    Unpaid dividends · Millbrae, CA

    Reported by Allstate Corporation

    Held jointly with 2 other people

    $665.04
    Start this claim

    State ID 1033644030

  • Worth checking

    Ruth Lyons Newman

    Mineral or royalty payments · Sacramento, CA

    Reported by Universal Music Corp.

    $649.01
    Start this claim

    State ID 982085598

Showing the 100 most valuable of 343. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.