(949) 988-4809· Contact· Free search Serving all 58 California counties
CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

Free · no account

Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

4 exact, and 96 close matches worth a look

The 100 shown below are worth $162,649 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 139 records under the surname Kucera, worth $74,531. See every city and first name they are recorded under

  • Likely match

    Sara L Dau Kucera

    Cash held by the State · Montebello, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,869.49
    Start this claim

    State ID 959043683

  • Likely match

    Susan Kucera

    Unclaimed refund · Winchester, CA

    Reported by Interinsurance Exchange Of The Automobil

    $109.77
    Start this claim

    State ID 971719450

  • Likely match

    S R Kaiser

    Stocks or securities · Santa Rosa, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,390.71 Metlife Inc
    Start this claim

    State ID 16300609

  • Likely match

    S Kaiser

    Unclaimed refund

    Reported by Renaissance Imaging Medical Associates

    $242.58
    Start this claim

    State ID 1018541634

  • Likely match

    S Kizziar

    Credit balance · Fairfax, CA

    Reported by Citibank N A

    $240.00
    Start this claim

    State ID 990256096

  • Likely match

    S Kaser

    Unpaid dividends · Culver City, CA

    Reported by Rockwell Automation, Inc.

    $219.44
    Start this claim

    State ID 17291559

  • Worth checking

    Sheldon Kiser

    Cash held by the State · Walnut Creek, CA

    Reported by State Farm General Insurance Company

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $33,738.71
    Start this claim

    State ID 996284255

  • Worth checking

    Sally Ann Kosier

    Uncashed check · Unknown, CA

    Reported by Jpmorgan Chase Bank Na (908802)

    A claim on this will have to be notarized.

    $24,786.46
    Start this claim

    State ID 999559378

  • Worth checking

    Susanne M Kaiser

    Uncashed check · Modesto, CA

    Reported by Bbva Usa

    A claim on this will have to be notarized.

    $12,935.00
    Start this claim

    State ID 1010930978

  • Worth checking

    Sheldon R Kiser

    Uncashed check · Walnut Creek, CA

    Reported by Jp Morgan Chase Bank Na 703

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $8,509.08
    Start this claim

    State ID 1014311515

  • Worth checking

    Stephanie Keiser

    Uncashed check · San Diego, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $4,069.50
    Start this claim

    State ID 1032998717

  • Worth checking

    Stephen Mr Kiser

    Savings account · Los Angeles, CA

    Reported by South Central Los Angeles Regional Center For Developmentally Disabled

    A claim on this will have to be notarized.

    $3,992.00
    Start this claim

    State ID 1033205177

  • Worth checking

    Shere Kahkashan Kaiser

    Uncashed check · Lake Forest, CA

    Reported by Wells Fargo Bank Na Apecs 1009

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $3,741.92
    Start this claim

    State ID 1031910195

  • Worth checking

    Shere Syed Kaiser

    Uncashed check · Lake Forest, CA

    Reported by Wells Fargo Bank Na Apecs 1009

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $3,741.92
    Start this claim

    State ID 1031910195

  • Worth checking

    Shelby Keyser

    Stocks or securities · Fullerton, CA

    Reported by Sempra Energy

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,378.07 Sempra Energy
    Start this claim

    State ID 985683433

  • Worth checking

    Southern Californi Kaiser

    Credit balance · Downey, CA

    Reported by Dexcom Inc

    A claim on this will have to be notarized.

    $3,349.04
    Start this claim

    State ID 1028327210

  • Worth checking

    Stephen E Koziar

    Cash held by the State · Los Gatos, CA

    Reported by Metropolitan Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,250.17
    Start this claim

    State ID 979452537

  • Worth checking

    Stephan Kaiser

    Uncashed check · San Jose, CA

    Reported by Metabank National Association

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $3,038.21
    Start this claim

    State ID 1021935871

  • Worth checking

    Southern Kaiser

    Cash held by the State · Downey, CA

    Reported by Santa Barbara Cottage Hospital

    A claim on this will have to be notarized.

    $2,990.28
    Start this claim

    State ID 1030471996

  • Worth checking

    Sybil A Kayser

    Stocks or securities · Lahabra, CA

    Reported by Home Depot Inc

    A claim on this will have to be notarized.

    $2,492.88 Home Depot Inc
    Start this claim

    State ID 980104720

  • Worth checking

    Sharon L Kaizer

    Uncashed check · San Jose, CA

    Reported by Bmo Bank Na (fka) Bmo Harris Bank Na)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,177.74
    Start this claim

    State ID 1004517872

  • Worth checking

    Sidney Keizer

    Uncashed check · Mr, CA

    Reported by Bank Of America - Na (california Foreign)

    A claim on this will have to be notarized.

    $1,975.00
    Start this claim

    State ID 1047287431

  • Worth checking

    Shiloh L Kaiser

    Uncashed check · Foresthill, CA

    Reported by Bank Of America Na

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,682.32
    Start this claim

    State ID 1033524088

  • Worth checking

    Sarah P Mother Kaiser

    Cash held by the State · Fremont, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,441.82
    Start this claim

    State ID 1024434563

  • Worth checking

    Stewart Kaser

    Savings account · Northridge, CA

    Reported by California Federal Bank Fsb

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,284.32
    Start this claim

    State ID 9201343

  • Worth checking

    Southern Californi Kaiser

    Credit balance · Downey, CA

    Reported by Dexcom Inc

    A claim on this will have to be notarized.

    $1,251.60
    Start this claim

    State ID 1028327206

  • Worth checking

    So Ca Medicar Kaiser

    Uncashed check · Los Angeles, CA

    Reported by Yavapai Regional Medical Center

    A claim on this will have to be notarized.

    $1,199.41
    Start this claim

    State ID 1013590774

  • Worth checking

    Simone M Kyzer

    Stocks or securities · Moreno Valley, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,112.67 Metlife Inc
    Start this claim

    State ID 16303927

  • Worth checking

    Sand And Gravel Kaiser

    Cash held by the State · Orange, CA

    Reported by Intracorp Inc

    A claim on this will have to be notarized.

    $1,022.69
    Start this claim

    State ID 18838176

  • Worth checking

    Shannon Kiser

    Uncashed check · Sonoma, CA

    Reported by First American Title Company

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 17834894

  • Worth checking

    Susan Kiser

    Unclaimed refund · Bakersfield, CA

    Reported by American Modern Home Ins Co

    $978.95
    Start this claim

    State ID 1017084803

  • Worth checking

    Southern Californi Kaiser

    Credit balance · Downey, CA

    Reported by Dexcom Inc

    $852.60
    Start this claim

    State ID 1028327207

  • Worth checking

    Southern Californi Kaiser

    Credit balance · Downey, CA

    Reported by Dexcom Inc

    $823.00
    Start this claim

    State ID 1028327209

  • Worth checking

    Stephen Kaiser

    Unclaimed refund · San Jose, CA

    Reported by Cshc Intermediate Holdings Inc

    $768.00
    Start this claim

    State ID 1026758750

  • Worth checking

    Steffani Kizziar

    Unclaimed refund · San Francisco, CA

    Reported by Safeco Ins Co Of America

    Held jointly with 1 other person

    $719.44
    Start this claim

    State ID 1044482588

  • Worth checking

    Sybil A Kayser

    Stocks or securities · Lahabra, CA

    Reported by Home Depot Inc

    A claim on this will have to be notarized.

    $692.47 Home Depot Inc
    Start this claim

    State ID 980104717

  • Worth checking

    Susan Kaiser

    Savings account · Milpitas, CA

    Reported by Credit Union Of Southern Ca

    $675.34
    Start this claim

    State ID 1023847345

  • Worth checking

    Sharon Keyser

    Cash held by the State · Fullerton, CA

    Reported by H & R Block Tax Services

    $650.00
    Start this claim

    State ID 977451745

  • Worth checking

    Soleman Kazrow

    Unclaimed refund · Tracy, CA

    Reported by American Modern Property & Casualty Insu

    $629.00
    Start this claim

    State ID 1059359095

  • Worth checking

    Santa Teresa Kiaser

    Uncashed check · San Jose, CA

    Reported by Radius Recycling Inc.

    $618.20
    Start this claim

    State ID 985237785

  • Worth checking

    Sid Kizziar

    Uncashed check · Fontana, CA

    Reported by Ctx Mortgage Company

    $594.00
    Start this claim

    State ID 13452558

  • Worth checking

    Samuel D Kiser

    Uncashed check · Unknown,

    Reported by Bank Of America - California

    $567.04
    Start this claim

    State ID 970771621

  • Worth checking

    Santa Rosa Kaiser

    Credit balance · Oakland, CA

    Reported by Stryker Corporation And Subsidiaries

    $558.87
    Start this claim

    State ID 1044410018

  • Worth checking

    Suzanne M Kayser

    Cash held by the State

    Reported by Capital Builders Development Properties

    $556.82
    Start this claim

    State ID 15139058

  • Worth checking

    Sharon Keizer

    Cash held by the State · West Hollywood, CA

    Reported by Consolidated Welfare Fund Security Division

    $553.80
    Start this claim

    State ID 11186997

  • Worth checking

    Sharon D Kasser

    Stocks or securities · Redwood City, CA

    Reported by Johnson & Johnson

    A claim on this will have to be notarized.

    $553.21 Johnson & Johnson
    Start this claim

    State ID 9625610

  • Worth checking

    Shell Auto Care Kooser

    Cash held by the State · San Jose,

    Reported by Imperial Premium Finance, Inc.

    Held jointly with 1 other person

    $551.09
    Start this claim

    State ID 4423309

  • Worth checking

    Stl C Kaisr

    Cash held by the State · Torrance, CA

    Reported by Pacific Bell Telephone Company

    $550.21
    Start this claim

    State ID 9647809

  • Worth checking

    Shirley G Kaiser

    Unpaid dividends · San Bernardino, CA

    Reported by Oppenheimer Multi-sector Income Trust

    $530.00
    Start this claim

    State ID 970993514

  • Worth checking

    Sweta Kesari

    Unclaimed refund · Milpitas, CA

    Reported by Allstate Northbrook Indemnity Company

    Held jointly with 1 other person

    $524.63
    Start this claim

    State ID 1041450556

  • Worth checking

    Stefanie Kaiser

    Cash held by the State · Berkeley, CA

    Reported by Mercedes-benz Financial Services Usa Llc

    $521.24
    Start this claim

    State ID 1037481478

  • Worth checking

    Steve Kaiser

    Unclaimed refund · Huntington Beach, CA

    Reported by Farm Bureau Mutual Ins Co Of Ar

    $511.63
    Start this claim

    State ID 993643964

  • Worth checking

    Scott R Kuzara

    Unpaid wages · Downey, CA

    Reported by Ballard Smith Qualified Settlement Fund

    $502.69
    Start this claim

    State ID 970958446

  • Worth checking

    Swindells E Kaiser

    Uncashed check · Long Beach, CA

    Reported by Hyatt Corporation

    Someone has already filed a claim on this property. It may be you, or it may not.

    $479.50
    Start this claim

    State ID 977060053

  • Worth checking

    Santa Teresa Kaiser

    Uncashed check · San Jose, CA

    Reported by Radius Recycling Inc.

    $470.00
    Start this claim

    State ID 995929466

  • Worth checking

    Southern Californi Kaiser

    Credit balance · Downey, CA

    Reported by Dexcom Inc

    $453.60
    Start this claim

    State ID 1028327204

  • Worth checking

    Sylvan Keiser

    Cash held by the State · Sacramento, CA

    Reported by Macmillan Inc

    Held jointly with 1 other person

    $451.25
    Start this claim

    State ID 13062860

  • Worth checking

    Shilpa Keesara

    Escrow balance

    Reported by Fnf Utc Llc

    Held jointly with 1 other person

    $428.15
    Start this claim

    State ID 1027725552

  • Worth checking

    Sybil A Kayser

    Stocks or securities · Lahabra, CA

    Reported by Home Depot Inc

    A claim on this will have to be notarized.

    $415.48 Home Depot Inc
    Start this claim

    State ID 980104719

  • Worth checking

    Senior Advantage Kaisir

    Uncashed check

    Reported by Bank Of Stockton

    $395.00
    Start this claim

    State ID 954702478

  • Worth checking

    Sandra Kosser

    Deposit held · Santa Barbara, CA

    Reported by Southern California Edison Company

    $390.51
    Start this claim

    State ID 1007238277

  • Worth checking

    Stella V Kizer

    Savings account · Benicia, CA

    Reported by Inova Federal Credit Union

    $390.17
    Start this claim

    State ID 962503635

  • Worth checking

    Samina Kausar

    Uncashed check · Sacramento, CA

    Reported by First Interstate Bank Of Ca Alex Brown Fin Gr C V Div

    $388.54
    Start this claim

    State ID 11432019

  • Worth checking

    Shilpa Keesara

    Savings account

    Reported by 1st United Credit Union

    Held jointly with 1 other person

    $366.75
    Start this claim

    State ID 997366329

  • Worth checking

    Stephen Kaiser

    Uncashed check · San Francisco, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    $353.89
    Start this claim

    State ID 1043683712

  • Worth checking

    Sabrina Kyser

    Insurance proceeds · Bakersfield, CA

    Reported by Fireman's Fund Insurance Company

    $340.00
    Start this claim

    State ID 17063829

  • Worth checking

    Steven Keyser

    Cash held by the State · San Pedro, CA

    Reported by Travelers Indemnity Company

    $340.00
    Start this claim

    State ID 960559400

  • Worth checking

    Sonja Kieser

    Unclaimed refund

    Reported by State Farm General Insurance Company

    Held jointly with 1 other person

    $336.70
    Start this claim

    State ID 1018478696

  • Worth checking

    Sambasivar Kosuru

    Savings account · Fremont, CA

    Reported by Technology Credit Union

    Held jointly with 1 other person

    $326.52
    Start this claim

    State ID 14422617

  • Worth checking

    Santa Teresa Kaiser

    Uncashed check · San Jose, CA

    Reported by Radius Recycling Inc.

    $325.60
    Start this claim

    State ID 995929470

  • Worth checking

    Steven Kaiser

    Unclaimed refund

    Reported by California Earthquake Authority

    Held jointly with 1 other person

    $323.34
    Start this claim

    State ID 1037142394

  • Worth checking

    Sara K Kaiser

    Uncashed check · San Francisco, CA

    Reported by Usaa Federal Savings Bank

    $322.63
    Start this claim

    State ID 1044722535

  • Worth checking

    Sharieff Kauser

    Cash held by the State · Yorba Linda, CA

    Reported by Anthem Inc

    $315.45
    Start this claim

    State ID 982790853

  • Worth checking

    Samantha E Kaiser

    Unclaimed refund · Temecula, CA

    Reported by Allstate Insurance Company

    Held jointly with 1 other person

    $302.49
    Start this claim

    State ID 982948183

  • Worth checking

    Stephanie Kizer

    Credit balance · Crestline, CA

    Reported by Western Dental Services Inc

    $299.00
    Start this claim

    State ID 993074694

  • Worth checking

    Sheela Kosara

    Cash held by the State

    Reported by L.a. Fitness International Llc

    $297.00
    Start this claim

    State ID 964677120

  • Worth checking

    Stephanie Kayser

    Savings account · San Diego, CA

    Reported by Union Bank

    Held jointly with 1 other person

    $295.96
    Start this claim

    State ID 9182013

  • Worth checking

    Shehnaz Kosar

    Unpaid wages · Live Oak, CA

    Reported by Express Services Inc.

    $292.94
    Start this claim

    State ID 999598308

  • Worth checking

    Shahram Md Kossari

    Cash held by the State · Mission Hills, CA

    Reported by Connecticut General Life Insurance Company (cigna West)

    $287.56
    Start this claim

    State ID 967522619

  • Worth checking

    Sandra E Kasra

    Unpaid wages · Lake Forest, CA

    Reported by Wal-mart Stores Inc. And Subsidiaries

    $285.37
    Start this claim

    State ID 1045620487

  • Worth checking

    Shirley L Kosier

    Stocks or securities · Lakewood, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $284.40
    Start this claim

    State ID 16127988

  • Worth checking

    Southern Californi Kaiser

    Credit balance · Downey, CA

    Reported by Dexcom Inc

    $284.20
    Start this claim

    State ID 1028327205

  • Worth checking

    Srinivasa S Murthy Kosuri

    Uncashed check · San Ramon, CA

    Reported by Westamerica Bank

    $276.55
    Start this claim

    State ID 1007266608

  • Worth checking

    Steven Keyser

    Deposit held

    Reported by In Re Neutron Qualified Settlement Fund

    $276.36
    Start this claim

    State ID 1039811326

  • Worth checking

    Shanley P Kezer

    Unclaimed refund · Napa, CA

    Reported by Motor Vehicle Software Corporation

    $276.00
    Start this claim

    State ID 1031570013

  • Worth checking

    Stephan Kisor

    Cash held by the State · Thousand Oaks, CA

    Reported by Safeco Ins Co Of America

    $275.94
    Start this claim

    State ID 976905677

  • Worth checking

    Shalene Kiser

    Unclaimed refund · Huntingtn Bch, CA

    Reported by Frontier Communications Corporation

    $272.10
    Start this claim

    State ID 991405683

  • Worth checking

    Samantha Kaiser

    Unclaimed refund · Temecula, CA

    Reported by Allstate Insurance Company

    Held jointly with 1 other person

    $270.33
    Start this claim

    State ID 982948182

  • Worth checking

    Sheri Kyser

    Unclaimed refund · Smith River, CA

    Reported by Safeco Ins Co Of America

    Held jointly with 1 other person

    $269.72
    Start this claim

    State ID 987103995

  • Worth checking

    Southern California Kaiser

    Cash held by the State · Pasadena, CA

    Reported by Hanger Inc.

    $264.00
    Start this claim

    State ID 1035050069

  • Worth checking

    Shahram S Md Kossari

    Insurance proceeds · Mission Hills, CA

    Reported by Lincoln National Life Insurance Company

    $262.50
    Start this claim

    State ID 17242104

  • Worth checking

    South Ca Commercial Kaiser

    Credit balance · Downey, CA

    Reported by Byram Healthcare

    $251.35
    Start this claim

    State ID 1040746542

  • Worth checking

    Spencer L Keiser

    Cash held by the State · Boulder Creek, CA

    Reported by Aaa Ncnu Insurance Exchange

    Held jointly with 1 other person

    $250.00
    Start this claim

    State ID 16243440

  • Worth checking

    Stacy Kaiser

    Cash held by the State · Calabasas, CA

    Reported by U. S. Bank, N. A.

    $250.00
    Start this claim

    State ID 1022794975

  • Worth checking

    Scott P Kaiser

    Cash held by the State · San Anselmo, CA

    Reported by Bank Of America Na-f/k/a/ Fia Card Services Na

    $250.00
    Start this claim

    State ID 1027275750

  • Worth checking

    Steven J Keyser

    Cash held by the State · Baldwin Park, CA

    Reported by Kaiser Foundation Health Plan Of So Cal

    $250.00
    Start this claim

    State ID 1047070216

  • Worth checking

    Scott P Kaiser

    Cash held by the State · San Francisco, CA

    Reported by Bank Of America Na-f/k/a/ Fia Card Services Na

    $250.00
    Start this claim

    State ID 1019350961

  • Worth checking

    Scott P Kaiser

    Cash held by the State · San Francisco, CA

    Reported by Bank Of America Na-f/k/a/ Fia Card Services Na

    $250.00
    Start this claim

    State ID 1019350960

  • Worth checking

    Stephen Kozar

    Unclaimed refund · Castro Valley, CA

    Reported by B&h Foto & Electronics Corp

    $248.40
    Start this claim

    State ID 979931761

  • Worth checking

    Sharon J Keyser

    Savings account · Fullerton, CA

    Reported by Los Angeles Federal Credit Union

    $248.24
    Start this claim

    State ID 15620425

Showing the 100 most valuable of 115. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

1 probate estate carries that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

1 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Kozar Stephen Joseph Jr.

    Probate estate · Alameda County · 2004

    Matched on Kozar Stephen Joseph Jr. (decedent)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 956815005
    Case 253625-5

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.