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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

149 records carry that name

The 100 shown below are worth $62,958 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 4,164 records under the surname Duncan, worth $3,251,052. See every city and first name they are recorded under

  • Strong match

    Thomas H Duncan

    Cash held by the State · San Francisco, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,695.26
    Start this claim

    State ID 970993620

  • Strong match

    Thomas Duncan

    Insurance proceeds · Crestline, CA

    Reported by State Farm General Insurance Company

    Held jointly with 3 other people

    A claim on this will have to be notarized.

    $1,200.00
    Start this claim

    State ID 15065264

  • Strong match

    Thomas N Duncan

    Stocks or securities · Amador City, CA

    Reported by Bellsouth Corportion

    A claim on this will have to be notarized.

    $949.28 Bellsouth Corporation
    Start this claim

    State ID 18106810

  • Strong match

    Thomas M Duncan

    Stocks or securities · San Diego, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $914.11 Metlife Inc
    Start this claim

    State ID 16281411

  • Strong match

    Thomas V Duncan

    Stocks or securities · San Francisco, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $914.11 Metlife Inc
    Start this claim

    State ID 16281409

  • Strong match

    Thomas Duncan

    Cash held by the State · Manhattan Beach, CA

    Reported by Bobbie Miller

    $883.30
    Start this claim

    State ID 11469202

  • Strong match

    Thomas J Duncan

    Stocks or securities · La Palma, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $715.19 Metlife Inc
    Start this claim

    State ID 16281410

  • Strong match

    Thomas Duncan

    Cash held by the State · Redlands, CA

    Reported by Employers Mutual Casualty Company

    Held jointly with 1 other person

    $676.50
    Start this claim

    State ID 12671822

  • Strong match

    Thomas N Duncan

    Uncashed check · Amador City, CA

    Reported by Alger Large Cap Growth Fund

    Held jointly with 1 other person

    $400.00
    Start this claim

    State ID 997640080

  • Strong match

    Thomas W Duncan

    Uncashed check · Oxnard, CA

    Reported by Us Bank Na

    $322.80
    Start this claim

    State ID 998981661

  • Strong match

    Thomas E Duncan

    Stocks or securities · San Fernando, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $312.84
    Start this claim

    State ID 16108713

  • Strong match

    Thomas M Duncan

    Savings account · Corona Dl Mar, CA

    Reported by Bmo Bank Na (fka) Bmo Harris Bank Na)

    $300.05
    Start this claim

    State ID 989959579

  • Strong match

    Thomas N Duncan

    Savings account · Amador City, CA

    Reported by Citizens Equity First Credit Union (cefcu)

    $288.17
    Start this claim

    State ID 981072757

  • Strong match

    Thomas S Duncan

    Unclaimed refund · San Luis Obispo, CA

    Reported by Radian Guaranty Inc

    Held jointly with 1 other person

    $279.13
    Start this claim

    State ID 953848999

  • Strong match

    Thomas L Duncan

    Cash held by the State · Shasta Lake, CA

    Reported by Western National Life

    $263.42
    Start this claim

    State ID 954714056

  • Strong match

    Thomas P Duncan

    Cash held by the State · Antioch, CA

    Reported by American National Insurance Company

    $252.00
    Start this claim

    State ID 13253874

  • Strong match

    Thomas J Duncan

    Cash held by the State · San Francisco, CA

    Reported by Aurora National Life

    $222.45
    Start this claim

    State ID 967476463

  • Strong match

    Thomas H Duncan

    Stocks or securities · Fresno, CA

    Reported by Dreyfus Corporation Audit

    A claim on this will have to be notarized.

    $218.95 Dreyfus Fund Inc
    Start this claim

    State ID 5640925

  • Strong match

    Thomas Duncan

    Cash held by the State · Los Angeles, CA

    Reported by Clougherty Packing Llc

    $202.68
    Start this claim

    State ID 974760600

  • Strong match

    Thomas Duncan

    Cash held by the State · Los Angeles, CA

    Reported by American General Life Insurance Company

    Held jointly with 1 other person

    $192.53
    Start this claim

    State ID 998887495

  • Strong match

    Thomas Duncan

    Unclaimed refund · Temple City, CA

    Reported by American Modern Property & Casualty Insu

    $189.50
    Start this claim

    State ID 1044835625

  • Strong match

    Thomas G Duncan

    Uncashed check · San Jose, CA

    Reported by Bank Of America - Pre-paid Card

    $172.86
    Start this claim

    State ID 1027245288

  • Strong match

    Thomas J Duncan

    Cash held by the State · Huntington Beach, CA

    Reported by Genworth Life Insurance Co

    $165.13
    Start this claim

    State ID 1004378399

  • Strong match

    Thomas G Duncan

    Savings account · Irvine, CA

    Reported by Visalia Community Bank

    $162.20
    Start this claim

    State ID 16892365

  • Strong match

    Thomas Duncan

    Unclaimed refund · Roseville, CA

    Reported by State Farm Mutual Automobile Ins

    $114.01
    Start this claim

    State ID 986417819

  • Strong match

    Thomas S Duncan

    Uncashed check · Oceanside, CA

    Reported by Perry Falk Infiniti Of Escondido Llc

    $114.00
    Start this claim

    State ID 993474962

  • Strong match

    Thomas Duncan

    Uncashed check

    Reported by Pacific Community Credit Union

    $113.99
    Start this claim

    State ID 997512277

  • Strong match

    Thomas Duncan

    Unclaimed refund · Los Angeles, CA

    Reported by Interinsurance Exchange Of The Automobile Club

    $109.26
    Start this claim

    State ID 1047550560

  • Strong match

    Thomas Duncan

    Credit balance · San Jose, CA

    Reported by Credit One Bank N.a.

    $108.19
    Start this claim

    State ID 1013455758

  • Likely match

    T L Duncan

    Unpaid dividends · Shasta Lake, CA

    Reported by Pg&e Corporation - Common

    Held jointly with 1 other person

    $479.16
    Start this claim

    State ID 962532832

  • Likely match

    T N Duncan

    Stocks or securities · Jackson,

    Reported by Verizon Communications Inc/gte Corp

    A claim on this will have to be notarized.

    $448.61 Bell Atlantic Corporation
    Start this claim

    State ID 13482756

  • Likely match

    T S Duncan

    Mineral or royalty payments

    Reported by Union Oil Company Of

    $377.08
    Start this claim

    State ID 13320796

  • Likely match

    T N Duncan

    Stocks or securities · Amador City, CA

    Reported by Verizon Communications Inc/gte Corp

    A claim on this will have to be notarized.

    $281.58 Verizon Communications Inc
    Start this claim

    State ID 15189574

  • Likely match

    T N Duncan

    Stocks or securities · Jackson, CA

    Reported by Ameritech Corporation

    A claim on this will have to be notarized.

    $242.50 Ameritech Corporation
    Start this claim

    State ID 11915534

  • Likely match

    T L Duncan

    Unpaid dividends · Shasta Lake, CA

    Reported by Pg&e Corporation - Common

    Held jointly with 1 other person

    $239.58
    Start this claim

    State ID 963896957

  • Likely match

    T N Duncan

    Stocks or securities · Amador City, CA

    Reported by Axa Financial Inc

    A claim on this will have to be notarized.

    $230.24
    Start this claim

    State ID 16462960

  • Likely match

    T Duncan

    Uncashed check · Los Angeles, CA

    Reported by California Physician's Service Dba Blue

    $152.60
    Start this claim

    State ID 4126834

  • Likely match

    T Duncan

    Unclaimed refund · Chico, CA

    Reported by American Bankers Insurance Company

    $135.14
    Start this claim

    State ID 12642285

  • Likely match

    T M Duncan

    Savings account · San Diego, CA

    Reported by Bank Of America Nt & Sa

    Held jointly with 2 other people

    $120.36
    Start this claim

    State ID 10808240

  • Likely match

    T W Duncan

    Cash held by the State · Huntington Park, CA

    Reported by Wells Fargo Bank Na

    $114.12
    Start this claim

    State ID 1297182

  • Likely match

    T N Duncan

    Stocks or securities · Amador City, CA

    Reported by Axa Sa Adr

    A claim on this will have to be notarized.

    $112.20 Axa-adr
    Start this claim

    State ID 19000959

  • Likely match

    Thomas W Dunagan

    Cash held by the State · Bakersfield, CA

    Reported by American National Insurance Company

    A claim on this will have to be notarized.

    $1,955.61
    Start this claim

    State ID 993593857

  • Likely match

    Thomas W Dunagan

    Cash held by the State · Bakersfield, CA

    Reported by American National Insurance Company

    A claim on this will have to be notarized.

    $1,905.61
    Start this claim

    State ID 988937412

  • Likely match

    Thomas Donegan

    Cash held by the State

    Reported by Cmp Town & Country Lp

    A claim on this will have to be notarized.

    $1,745.00
    Start this claim

    State ID 996460875

  • Likely match

    Thomas M Dunkin

    Stocks or securities · Encinitas, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $740.61 Metlife Inc
    Start this claim

    State ID 15467327

  • Likely match

    Thomas E Donegan

    Cash held by the State · Santee, CA

    Reported by Bank Of New York (delaware)

    Held jointly with 1 other person

    $721.58
    Start this claim

    State ID 16215587

  • Likely match

    Thomas M Dunigan

    Cash held by the State · Redwood Valley, CA

    Reported by General Electric Company

    $426.00
    Start this claim

    State ID 967411197

  • Likely match

    Thomas H Dunkin

    Unpaid wages · National City, CA

    Reported by Pacific Maritime Association

    $256.08
    Start this claim

    State ID 1013373606

  • Likely match

    Thomas Dungan

    Uncashed check · Oceanside, CA

    Reported by Prizelogic Llc

    $200.00
    Start this claim

    State ID 1004534113

  • Likely match

    Thomas Donkin

    Cash held by the State · San Francisco, CA

    Reported by Prudential Insurance Company

    $152.00
    Start this claim

    State ID 5388753

  • Likely match

    Thomas J Donegan

    Unclaimed refund · Los Angeles, CA

    Reported by Farmers Insurance Exchange

    $148.51
    Start this claim

    State ID 1021050982

  • Likely match

    Thomas Donegan

    Uncashed check

    Reported by Cmp Town & Country Lp

    Held jointly with 1 other person

    $100.00
    Start this claim

    State ID 992207159

  • Worth checking

    Tracey J Duncan

    Uncashed check · Moreno Valley, CA

    Reported by Bank Of America Na - North Carolina

    A claim on this will have to be notarized.

    $4,800.00
    Start this claim

    State ID 1014941774

  • Worth checking

    Treeva Duncan

    Cash held by the State · Bakersfield, CA

    Reported by Wells Fargo Bank National Assocation

    A claim on this will have to be notarized.

    $4,036.13
    Start this claim

    State ID 987091032

  • Worth checking

    Tabitha Duncan

    Uncashed check · Hesperia, CA

    Reported by Fund 1 Independent Foreclosure Review Pa

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,000.00
    Start this claim

    State ID 984687062

  • Worth checking

    Trevor A Duncan

    Stocks or securities · Menifee, CA

    Reported by Edward D. Jones & Co

    A claim on this will have to be notarized.

    $2,382.65 American Fd Invsmnt Co Of America Cl A
    Start this claim

    State ID 1041378234

  • Worth checking

    Travis Duncan

    Cash held by the State · Redondo Beach, CA

    Reported by Toyota Motor Credit Corporation

    A claim on this will have to be notarized.

    $1,642.83
    Start this claim

    State ID 986270251

  • Worth checking

    Trevor A Duncan

    Cash held by the State · Menifee, CA

    Reported by Elevance Health Inc

    A claim on this will have to be notarized.

    $1,500.00
    Start this claim

    State ID 1042511444

  • Worth checking

    Troy Gdn Duncan

    Stocks or securities · Redlands, CA

    Reported by Ivy Accumulative A

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,390.10 Waddell & Reed Advisors Accum - A
    Start this claim

    State ID 971512281

  • Worth checking

    Timothy C Duncan

    Unpaid wages · Redding, CA

    Reported by Woodings Et Al V Freedomroads Llc Et Al

    A claim on this will have to be notarized.

    $1,179.83
    Start this claim

    State ID 1024955215

  • Worth checking

    Taylor Duncan

    Credit balance · Santa Maria, CA

    Reported by Citibank N A

    A claim on this will have to be notarized.

    $1,100.00
    Start this claim

    State ID 1016879684

  • Worth checking

    Tricia Duncan

    Unclaimed refund · Elk Grove, CA

    Reported by Travelers Indemnity Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,034.00
    Start this claim

    State ID 1044913657

  • Worth checking

    Tina Duncan

    Escrow balance · Tracy, CA

    Reported by First American Title Company

    Held jointly with 2 other people

    A claim on this will have to be notarized.

    $1,000.00
    Start this claim

    State ID 961720294

  • Worth checking

    Tyler Duncan

    Uncashed check · Santa Barbara, CA

    Reported by Southern California Edison Company

    $982.30
    Start this claim

    State ID 1010322116

  • Worth checking

    Terrell Duncan

    Uncashed check · Camarillo, CA

    Reported by First Interstate Bank Of Ca Alex Brown Fin Gr C V Div

    $694.36
    Start this claim

    State ID 11298339

  • Worth checking

    Travis Duncan

    Credit balance · Lake Arrowhead, CA

    Reported by Apple Inc

    $600.00
    Start this claim

    State ID 1043583804

  • Worth checking

    Terrence Duncan

    Uncashed check

    Reported by Wells Fargo Bank National Assocation

    Held jointly with 1 other person

    $587.75
    Start this claim

    State ID 994851870

  • Worth checking

    Taylor J Duncan

    Uncashed check

    Reported by Tri Counties Bank

    Held jointly with 1 other person

    $584.98
    Start this claim

    State ID 1030957630

  • Worth checking

    Tricia Duncan

    Unclaimed refund · Elk Grove, CA

    Reported by Travelers Indemnity Company

    Held jointly with 1 other person

    $577.00
    Start this claim

    State ID 1033207145

  • Worth checking

    Tom W Duncan

    Unpaid dividends

    Reported by Southwest California Production Credit Association

    $540.00
    Start this claim

    State ID 1011825

  • Worth checking

    Todd Duncan

    Pension or retirement funds · Sacramento, CA

    Reported by Delaware Charter Guarantee And Trust

    $526.95
    Start this claim

    State ID 980218661

  • Worth checking

    Tanner D Duncan

    Stocks or securities · Stockton, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $501.05 Metlife Inc
    Start this claim

    State ID 17851591

  • Worth checking

    Duncan

    Stocks or securities · Pasadena, CA

    Reported by Bozzuto & Associates Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $500.00
    Start this claim

    State ID 1040273067

  • Worth checking

    Tina Duncan

    Uncashed check · San Diego, CA

    Reported by U.s. Bank Na

    $495.00
    Start this claim

    State ID 977110387

  • Worth checking

    Tyler J Duncan

    Unpaid wages · Corona, CA

    Reported by Wal-mart Stores Inc. And Subsidiaries

    $475.52
    Start this claim

    State ID 1045617643

  • Worth checking

    Tara M Duncan

    Cash held by the State · Santa Rosa, CA

    Reported by Gutierrez V Wells Fargo Bank Na Qualified Settlement

    $439.67
    Start this claim

    State ID 1011987034

  • Worth checking

    Tee Duncan

    Unclaimed refund · Cerritos, CA

    Reported by Green Dot Bank

    $404.95
    Start this claim

    State ID 978033020

  • Worth checking

    Tyron Duncan

    Cash held by the State · San Fran, CA

    Reported by Motors Insurance Corporation

    $402.04
    Start this claim

    State ID 12565365

  • Worth checking

    Tom Duncan

    Credit balance · Montclair, CA

    Reported by Adt Llc

    $401.86
    Start this claim

    State ID 1008040229

  • Worth checking

    Tiffany J Duncan

    Stocks or securities · Oakdale, CA

    Reported by Prudential Financial Inc Common

    A claim on this will have to be notarized.

    $398.16
    Start this claim

    State ID 15923669

  • Worth checking

    Tom E Duncan

    Cash held by the State · Los Angeles, CA

    Reported by National Financial Services Llc

    Held jointly with 1 other person

    $387.20 Fidelity Ca Amt Tx Free Mny Mkt
    Start this claim

    State ID 1021743023

  • Worth checking

    Tiffany N Duncan

    Cash held by the State · Sacramento, CA

    Reported by Gutierrez V Wells Fargo Bank Na Qualified Settlement

    $384.46
    Start this claim

    State ID 1011987036

  • Worth checking

    Timothy Michael Duncan

    Stocks or securities · Norco, CA

    Reported by The Walt Disney Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $368.63 Disney Walt Company
    Start this claim

    State ID 1008550360

  • Worth checking

    Thelma Duncan

    Stocks or securities · Stockton, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $352.70 Metlife Inc
    Start this claim

    State ID 15467293

  • Worth checking

    Thelma Duncan

    Stocks or securities · Sacramento, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $352.70 Metlife Inc
    Start this claim

    State ID 15467294

  • Worth checking

    Tonay Duncan

    Unclaimed refund · Sacramento, CA

    Reported by Bristol West Holdings Inc

    $343.85
    Start this claim

    State ID 1033350112

  • Worth checking

    Tina Duncan

    Escrow balance · Antelope, CA

    Reported by Wells Fargo Bank Na Dba Wells Fargo Home

    Held jointly with 1 other person

    $329.00
    Start this claim

    State ID 956857579

  • Worth checking

    Travis Duncan

    Unpaid wages · Oakland, CA

    Reported by Federal Express Corporation

    $301.47
    Start this claim

    State ID 1013582747

  • Worth checking

    Tylor Duncan

    Cash held by the State · Manteca, CA

    Reported by Home Depot Wage And Hour Settlement Fund

    $292.07
    Start this claim

    State ID 1039861042

  • Worth checking

    Terry Duncan

    Unclaimed refund · San Francisco, CA

    Reported by Liberty Mutual Insurance Co

    Held jointly with 1 other person

    $291.00
    Start this claim

    State ID 17531157

  • Worth checking

    Tim Duncan

    Deposit held · Orange, CA

    Reported by Sce

    $290.33
    Start this claim

    State ID 959256304

  • Worth checking

    Tenya Duncan

    Uncashed check · Los Angeles, CA

    Reported by Sbb &t Ral Funding Corporation

    $286.00
    Start this claim

    State ID 961598692

  • Worth checking

    Todd E Jr Duncan

    Unclaimed refund · Sacramento, CA

    Reported by Allstate Northbrook Indemnity Company

    $281.01
    Start this claim

    State ID 1041451252

  • Worth checking

    Tricia Duncan

    Insurance proceeds · Manhattan Beach, CA

    Reported by State Farm General Insurance Company

    Held jointly with 1 other person

    $278.30
    Start this claim

    State ID 15052143

  • Worth checking

    Tammy Duncan

    Unclaimed refund · Redding, CA

    Reported by California Physicians Service

    Someone has already filed a claim on this property. It may be you, or it may not.

    $278.10
    Start this claim

    State ID 1011570190

  • Worth checking

    Tamara Duncan

    Cash held by the State · Ventura,

    Reported by Folksamerica Reinsurance Co.

    Held jointly with 1 other person

    $274.94
    Start this claim

    State ID 13429812

  • Worth checking

    Tony Duncan

    Unclaimed refund · Sacramento, CA

    Reported by Bank Of America - North Carolina

    $259.80
    Start this claim

    State ID 994699565

  • Worth checking

    Terry Duncan

    Unclaimed refund · San Bernardino, CA

    Reported by Southern California Edison 4.78%

    $249.38
    Start this claim

    State ID 13718441

  • Worth checking

    Timothy Michael Duncan

    Stocks or securities · Norco, CA

    Reported by Walt Disney Company (21cf) The

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $225.28 Disney Walt Company
    Start this claim

    State ID 1027119927

  • Worth checking

    Duncan

    Unpaid wages · San Diego, CA

    Reported by Alaric Biddle Et Al V The Sherwin-williams Manufacturing Co. Et Al

    Someone has already filed a claim on this property. It may be you, or it may not.

    $218.87
    Start this claim

    State ID 1088050568

Showing the 100 most valuable of 160. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

2 probate estates carry that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

1 is still open, holding $839.

  • McMurphy Claude

    Probate estate · Alameda County · 2023

    Matched on Duncan Toby J (heir)

    30 heirs named on the State’s record

    $838.59
    Ask about this estate

    State ID 1024717740
    Case 11-01019

1 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Duncan Thelma

    Probate estate · Los Angeles County · 1980

    Matched on Duncan Thelma (decedent)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 956828186
    Case 591 919

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.