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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

250 records carry that name

The 100 shown below are worth $108,615 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 6,105 records under the surname Graham, worth $4,953,872. See every city and first name they are recorded under

  • Strong match

    Thomas K Graham

    Stocks or securities · La Jolla, CA

    Reported by Us Bank Uncashed Checks

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $4,000.00
    Start this claim

    State ID 14266341

  • Strong match

    Thomas E Graham

    Stocks or securities · Glendale,

    Reported by Evergreen Service Co

    A claim on this will have to be notarized.

    $3,984.26 Evergreen Large Co Grwth A
    Start this claim

    State ID 13556261

  • Strong match

    Thomas H Graham

    Stocks or securities · Malibu, CA

    Reported by Sempra Energy

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,191.74 Sempra Energy
    Start this claim

    State ID 14740814

  • Strong match

    Thomas A Graham

    Cash held by the State · Rancho Cordov, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,509.31
    Start this claim

    State ID 15160168

  • Strong match

    Thomas E Graham

    Stocks or securities · Glendale, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,271.48 Metlife Inc
    Start this claim

    State ID 16289855

  • Strong match

    Thomas V Graham

    Stocks or securities · Novato, CA

    Reported by Axa Financial Inc

    A claim on this will have to be notarized.

    $1,124.63
    Start this claim

    State ID 16463414

  • Strong match

    Thomas Graham

    Cash held by the State

    Reported by Long Beach Memorial Medical Center

    $674.45
    Start this claim

    State ID 4278725

  • Strong match

    Thomas H Jr Graham

    Cash held by the State · Banning, CA

    Reported by Jackson National Life Insurance Company

    Held jointly with 1 other person

    $540.81
    Start this claim

    State ID 989026176

  • Strong match

    Thomas E Graham

    Stocks or securities · Los Angeles, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $389.73 Metlife Inc
    Start this claim

    State ID 15477083

  • Strong match

    Thomas Graham

    Unpaid wages · Bakersfield, CA

    Reported by Key Energy Service Inc

    $363.64
    Start this claim

    State ID 993809840

  • Strong match

    Thomas L Graham

    Cash held by the State · Northridge, CA

    Reported by Transamerica Life Insurance Company

    $350.00
    Start this claim

    State ID 1039970025

  • Strong match

    Thomas Graham

    Cash held by the State · Port Hueneme, CA

    Reported by Ecount Inc.

    $323.00
    Start this claim

    State ID 973922563

  • Strong match

    Thomas W Graham

    Escrow balance · Van Nuys, CA

    Reported by Us Bank Na

    Held jointly with 1 other person

    $310.86
    Start this claim

    State ID 1011517595

  • Strong match

    Thomas H Graham

    Unpaid dividends · Malibu, CA

    Reported by Sempra Energy

    Held jointly with 1 other person

    $305.40
    Start this claim

    State ID 14740813

  • Strong match

    Thomas L Graham

    Cash held by the State · Oxnard, CA

    Reported by Amer Stk Trans & Tr Ttee Psp 18

    Held jointly with 1 other person

    $252.00
    Start this claim

    State ID 966263979

  • Strong match

    Thomas W Graham

    Uncashed check · Placentia, CA

    Reported by California Teachers Association

    $218.97
    Start this claim

    State ID 1033151418

  • Strong match

    Thomas Graham

    Unclaimed refund

    Reported by Mid Century Insurance Company

    $206.71
    Start this claim

    State ID 955853134

  • Strong match

    Thomas F Graham

    Cash held by the State · Stockton, CA

    Reported by General American Life Insurance Company

    $195.78
    Start this claim

    State ID 5285696

  • Strong match

    Thomas Z Graham

    Cash held by the State · Riverside, CA

    Reported by Bank Of America - California Na (318)

    $191.51
    Start this claim

    State ID 976597768

  • Strong match

    Thomas Graham

    Uncashed check · San Francisco, CA

    Reported by American University

    $180.00
    Start this claim

    State ID 979688089

  • Strong match

    Thomas Graham

    Cash held by the State · Fairfield, CA

    Reported by Motors Insurance Corporation

    $179.53
    Start this claim

    State ID 12565806

  • Strong match

    Thomas L Graham

    Unpaid dividends · Modesto,

    Reported by General Motors Corp

    Held jointly with 1 other person

    $178.40
    Start this claim

    State ID 13236931

  • Strong match

    Thomas Graham

    Cash held by the State · Sacramento, CA

    Reported by Cellco Partnership Dba Verizon Wireless

    $150.00
    Start this claim

    State ID 985771693

  • Strong match

    Thomas Z Graham

    Savings account · Riverside, CA

    Reported by Bank Of America Nt&sa Branch:2447-rubidoux Branch

    $141.50
    Start this claim

    State ID 11009791

  • Strong match

    Thomas H Graham

    Cash held by the State · San Diego, CA

    Reported by Mercury Casualty Company

    $140.45
    Start this claim

    State ID 11238020

  • Strong match

    Thomas Graham

    Insurance proceeds · Los Angeles, CA

    Reported by Guardian Life Insurance Co The

    $139.00
    Start this claim

    State ID 16214619

  • Strong match

    Thomas M Graham

    Unclaimed refund · Ventura, CA

    Reported by Progressive Casualty Insurance Co

    $137.00
    Start this claim

    State ID 964777628

  • Strong match

    Thomas M Graham

    Escrow balance · Redding, CA

    Reported by Nationstar Mortgage, Llc

    $134.12
    Start this claim

    State ID 1025914616

  • Strong match

    Thomas Graham

    Savings account

    Reported by Corporate America Family Credit Union

    Held jointly with 1 other person

    $126.45
    Start this claim

    State ID 986112816

  • Strong match

    Thomas Graham

    Escrow balance · Marysville, CA

    Reported by Nationstar Mortgage, Llc

    $125.23
    Start this claim

    State ID 1005391288

  • Strong match

    Thomas Graham

    Insurance proceeds · Los Angeles, CA

    Reported by Guardian Life Insurance Co The

    $124.00
    Start this claim

    State ID 15195259

  • Strong match

    Thomas V Graham

    Cash held by the State · Novato, CA

    Reported by Wells Fargo Bank Na

    $121.65
    Start this claim

    State ID 971481545

  • Strong match

    Thomas Graham

    Insurance proceeds · Livermore, CA

    Reported by State Farm Mutual Automobile Insurance Company

    Held jointly with 1 other person

    $119.60
    Start this claim

    State ID 15551784

  • Strong match

    Thomas D Graham

    Cash held by the State · Singapore,

    Reported by Bechtel Corporation

    $111.97
    Start this claim

    State ID 17143098

  • Strong match

    Thomas L Graham

    Stocks or securities · Los Angeles, CA

    Reported by Amerada Hess Corporation

    A claim on this will have to be notarized.

    $107.10 Amerada Hess Corp
    Start this claim

    State ID 14249923

  • Likely match

    T Graham

    Unclaimed refund · Cerritos, CA

    Reported by Southern California Edison 4.78%

    Held jointly with 1 other person

    $266.85
    Start this claim

    State ID 14581013

  • Likely match

    Thomas Gorham

    Unclaimed refund · Corona, CA

    Reported by Interinsurance Exchange Of The Automobil

    Held jointly with 1 other person

    $662.00
    Start this claim

    State ID 996572221

  • Likely match

    Thomas Gorham

    Unclaimed refund · Studio City, CA

    Reported by Lendup Loans Llc

    $179.22
    Start this claim

    State ID 1001675578

  • Worth checking

    Theretha Graham

    Unpaid dividends · Los Angeles, CA

    Reported by Stancorp Financial Group Inc

    A claim on this will have to be notarized.

    $16,560.00
    Start this claim

    State ID 1028390463

  • Worth checking

    Tony Graham

    Cash held by the State · Oakley, CA

    Reported by Incomm Financial Services Inc.

    A claim on this will have to be notarized.

    $7,594.97
    Start this claim

    State ID 1044308806

  • Worth checking

    Thelma M Graham

    Stocks or securities · Garden Grove, CA

    Reported by Disneyland Accounts Payable

    A claim on this will have to be notarized.

    $4,819.41 Disney Walt Company
    Start this claim

    State ID 12038668

  • Worth checking

    Todd Graham

    Credit balance · Windsor, CA

    Reported by Best Buy Co Inc & Subsidiaries

    A claim on this will have to be notarized.

    $3,186.26
    Start this claim

    State ID 1028437604

  • Worth checking

    Thelma M Graham

    Stocks or securities · Buena Park, CA

    Reported by Vodafone Group Plc

    A claim on this will have to be notarized.

    $2,970.71 Vodafone Group Plc New Adr
    Start this claim

    State ID 975592039

  • Worth checking

    Teri Graham

    Cash held by the State · Long Beach, CA

    Reported by American Memorial Life Insurance Company

    A claim on this will have to be notarized.

    $2,653.84
    Start this claim

    State ID 974830290

  • Worth checking

    Thurman Graham

    Cash held by the State · Santa Ana, CA

    Reported by Prudential Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,615.76
    Start this claim

    State ID 15160167

  • Worth checking

    Timothy D Graham

    Credit balance · Carmichael, CA

    Reported by American Express Company

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $2,387.16
    Start this claim

    State ID 1016182534

  • Worth checking

    Tyler J Graham

    Stocks or securities · Woodbridge, CA

    Reported by Pg&e Corporation - Common

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,362.37 Pg&e Corp
    Start this claim

    State ID 14559745

  • Worth checking

    Thelma M Graham

    Stocks or securities · Buena Park, CA

    Reported by Verizon Communications Inc

    A claim on this will have to be notarized.

    $2,193.83 Verizon Communications Inc
    Start this claim

    State ID 994800330

  • Worth checking

    Thelma Graham

    Cash held by the State · Los Angeles, CA

    Reported by Prudential Insurance Company

    A claim on this will have to be notarized.

    $2,077.31
    Start this claim

    State ID 18637509

  • Worth checking

    Timothy J Graham

    Uncashed check · Oxnard, CA

    Reported by Bank Of America - Pre-paid Card

    A claim on this will have to be notarized.

    $1,558.98
    Start this claim

    State ID 1005856391

  • Worth checking

    Therese Graham

    Uncashed check · San Diego, CA

    Reported by Bank Of America Na

    A claim on this will have to be notarized.

    $1,490.00
    Start this claim

    State ID 1045289417

  • Worth checking

    Terri Graham

    Uncashed check

    Reported by Bank Of America - California Na (318)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,361.42
    Start this claim

    State ID 989567882

  • Worth checking

    Graham

    Unclaimed refund · Grand Terrace, CA

    Reported by Clubcorp Holdings Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,250.00
    Start this claim

    State ID 1044652639

  • Worth checking

    Thelma Graham

    Cash held by the State · Pasadena, CA

    Reported by American General Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,248.75
    Start this claim

    State ID 979470406

  • Worth checking

    Thelma Est Graham

    Cash held by the State · Pasadena, CA

    Reported by American General Life Insurance Company

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,248.75
    Start this claim

    State ID 979470406

  • Worth checking

    Tena Graham

    Cash held by the State · San Pablo, CA

    Reported by Paypal Inc

    A claim on this will have to be notarized.

    $1,200.00
    Start this claim

    State ID 983621656

  • Worth checking

    Traci R Graham

    Unpaid wages · Vacaville, CA

    Reported by Woodings Et Al V Freedomroads Llc Et Al

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,094.23
    Start this claim

    State ID 1024955226

  • Worth checking

    Teresa Graham

    Unclaimed refund · Huntington Beach, CA

    Reported by Jpmorgan Chase Bank N.a. (500005)

    A claim on this will have to be notarized.

    $1,077.00
    Start this claim

    State ID 991078750

  • Worth checking

    Timothy Graham

    Unclaimed refund · San Diego, CA

    Reported by San Diego Family Housing Llc

    A claim on this will have to be notarized.

    $1,076.67
    Start this claim

    State ID 986434953

  • Worth checking

    Theodore Jr Graham

    Mineral or royalty payments · Los Angeles, CA

    Reported by Sentinel Peak Resources California Llc

    A claim on this will have to be notarized.

    $1,049.16
    Start this claim

    State ID 996045643

  • Worth checking

    Terrance Graham

    Unclaimed refund

    Reported by Barclaysamerican/mortgage Corp

    $998.14
    Start this claim

    State ID 12671709

  • Worth checking

    Todd Graham

    Deposit held · San Dimas, CA

    Reported by Southern California Edison

    $959.41
    Start this claim

    State ID 954077675

  • Worth checking

    Ted Graham

    Savings account · San Bernardino, CA

    Reported by Thinkwise Federal Credit Union

    Held jointly with 1 other person

    $898.72
    Start this claim

    State ID 969565920

  • Worth checking

    Tyla Graham

    Cash held by the State · Laguna Hills, CA

    Reported by Wepay Inc

    $827.40
    Start this claim

    State ID 1005198101

  • Worth checking

    Tammera M Graham

    Unclaimed refund · Needles, CA

    Reported by Fire Insurance Exchange (manual Entries)

    $782.40
    Start this claim

    State ID 15625944

  • Worth checking

    Thelma M Graham

    Stocks or securities · Cypress, CA

    Reported by Teradata Corporation

    A claim on this will have to be notarized.

    $780.80 Teradata Corporation
    Start this claim

    State ID 994620880

  • Worth checking

    Tracy Graham

    Uncashed check

    Reported by Wells Fargo Bank National Assocation

    $757.54
    Start this claim

    State ID 994855053

  • Worth checking

    Timothy M Graham

    Uncashed check · Santa Clarita, CA

    Reported by Navy Federal Credit Union

    Held jointly with 1 other person

    $743.47
    Start this claim

    State ID 1042365092

  • Worth checking

    Theodore Jr Graham

    Mineral or royalty payments · Los Angeles, CA

    Reported by Plains Explor & Prod Company

    $733.33
    Start this claim

    State ID 969246087

  • Worth checking

    Thelma M Graham

    Unpaid dividends · Buena Park, CA

    Reported by Vodafone Group Plc

    $709.63
    Start this claim

    State ID 975592042

  • Worth checking

    Terry Graham

    Cash held by the State · Turlock, CA

    Reported by Fire Insurance Exchange

    Someone has already filed a claim on this property. It may be you, or it may not.

    $692.95
    Start this claim

    State ID 1044228870

  • Worth checking

    Todd Graham

    Unclaimed refund · Pleasanton, CA

    Reported by Csaa Insurance Exchange

    $690.00
    Start this claim

    State ID 1037312397

  • Worth checking

    Teri A Graham

    Stocks or securities · Long Beach, CA

    Reported by John Hancock Financial Services Inc

    A claim on this will have to be notarized.

    $680.00
    Start this claim

    State ID 15670202

  • Worth checking

    Graham

    Unclaimed refund · San Jose, CA

    Reported by Palo Alto Medical Foundation

    Held jointly with 1 other person

    $677.98
    Start this claim

    State ID 1009222913

  • Worth checking

    Tracy L Graham

    Stocks or securities · Bakersfield, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $670.25 Metlife Inc
    Start this claim

    State ID 15477085

  • Worth checking

    Timothy L Graham

    Uncashed check · Santa Rosa, CA

    Reported by Exchange Bank

    $635.00
    Start this claim

    State ID 975677024

  • Worth checking

    Timothy M Graham

    Savings account · Santa Clarita, CA

    Reported by Navy Federal Credit Union

    Held jointly with 1 other person

    $619.63
    Start this claim

    State ID 1042367726

  • Worth checking

    Theodore Jr Graham

    Mineral or royalty payments · Los Angeles, CA

    Reported by Freeport-mcmoran Oil & Gas

    $597.81
    Start this claim

    State ID 986313036

  • Worth checking

    Travis Graham

    Cash held by the State · Studio City, CA

    Reported by Fullscreen Llc

    $595.99
    Start this claim

    State ID 1024345256

  • Worth checking

    Theodore Jr Graham

    Mineral or royalty payments · Los Angeles, CA

    Reported by Plains Explor & Prod Company

    $574.04
    Start this claim

    State ID 971768819

  • Worth checking

    Theodore Jr Graham

    Mineral or royalty payments · Los Angeles, CA

    Reported by Freeport-mcmoran Oil & Gas

    $573.04
    Start this claim

    State ID 978286552

  • Worth checking

    Theodore Jr Graham

    Mineral or royalty payments · Los Angeles, CA

    Reported by Freeport-mcmoran Oil & Gas

    $564.07
    Start this claim

    State ID 981229785

  • Worth checking

    Terry Graham

    Cash held by the State · San Bernardino, CA

    Reported by Comerica Bank

    Someone has already filed a claim on this property. It may be you, or it may not.

    $543.39
    Start this claim

    State ID 1030608421

  • Worth checking

    Theodore Jr Graham

    Mineral or royalty payments · Los Angeles, CA

    Reported by Plains Explor & Prod Company

    $526.46
    Start this claim

    State ID 960216755

  • Worth checking

    Travis Graham

    Unclaimed refund · Santa Clara, CA

    Reported by Forty Niners Football Company Llc

    $512.00
    Start this claim

    State ID 972368402

  • Worth checking

    Theodore Jr Graham

    Mineral or royalty payments · Los Angeles, CA

    Reported by Plains Explor & Prod Company

    $496.10
    Start this claim

    State ID 963290540

  • Worth checking

    Todd Graham

    Credit balance · Windsor, CA

    Reported by Best Buy Co Inc & Subsidiaries

    $477.83
    Start this claim

    State ID 1009517046

  • Worth checking

    Tanya H Graham

    Cash held by the State · Irvine, CA

    Reported by Optumhealth Bank

    $475.00
    Start this claim

    State ID 1005804786

  • Worth checking

    Ty R Graham

    Unpaid dividends · Altadena, CA

    Reported by Prudential Financial Inc Kba

    $455.04
    Start this claim

    State ID 17903970

  • Worth checking

    Tara Graham

    Uncashed check · Unknown,

    Reported by Bank Of America - California

    $450.00
    Start this claim

    State ID 981539324

  • Worth checking

    Tania Lynn Graham

    Uncashed check · Corona, CA

    Reported by Loancare Llc

    Held jointly with 1 other person

    $445.58
    Start this claim

    State ID 1044383801

  • Worth checking

    Tamara Graham

    Cash held by the State

    Reported by Irvine Holding Company Llc

    Held jointly with 1 other person

    $439.89
    Start this claim

    State ID 1017449098

  • Worth checking

    Travel Svc Graham

    Unclaimed refund · Walnut Creek, CA

    Reported by Princess Cruise Lines Ltd

    $437.32
    Start this claim

    State ID 960256471

  • Worth checking

    Tionna Graham

    Cash held by the State · Temecula, CA

    Reported by Paypal

    $431.79
    Start this claim

    State ID 1046506911

  • Worth checking

    Teresa Graham

    Cash held by the State · Downey, CA

    Reported by Ecount Inc.

    $405.50
    Start this claim

    State ID 977437219

  • Worth checking

    Tyla A Graham

    Unpaid wages · Laguna Hills, CA

    Reported by Target Corporation

    $395.66
    Start this claim

    State ID 1000672610

  • Worth checking

    Trisha Graham

    Stocks or securities · Hayward, CA

    Reported by Amneal Pharmaceuticals Inc

    A claim on this will have to be notarized.

    $394.87 Amneal Pharmaceuticals Inc Cl A
    Start this claim

    State ID 1022236522

  • Worth checking

    Tracey Graham

    Unclaimed refund · Signal Hill, CA

    Reported by Safeco Ins Co Of America

    Held jointly with 1 other person

    $389.88
    Start this claim

    State ID 997687219

  • Worth checking

    Todd Chandler Graham

    Cash held by the State · Temecula, CA

    Reported by Delta Dental Of California

    $389.00
    Start this claim

    State ID 1008925405

  • Worth checking

    Timothy Graham

    Unclaimed refund · Bakersfield, CA

    Reported by Travelers Indemnity Company

    $383.00
    Start this claim

    State ID 991572522

Showing the 100 most valuable of 252. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

3 probate estates carry that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

3 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Graham Thomas Wt

    Probate estate · Sacramento County · 1977

    Matched on Graham Thomas Wt (decedent)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 956827847
    Case 80933

  • Graham Theodore Frederick

    Probate estate · Riverside County · 1990

    Matched on Graham Theodore Frederick (decedent)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 956821687
    Case 36868

  • Peterson John Mejhomasel Diaz

    Probate estate · Stanislaus County · 1991

    Matched on Graham Theodore (heir)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 956817197
    Case 87-4-01003

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.