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CALIFORNIAUNCLAIMED PROPERTY SERVICES Claim Property

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Search California Unclaimed Property — Free

Enter a name exactly as it may have appeared on an old account. We search the State Controller’s published records under every reasonable variant of it, not just the spelling you typed.

224 records carry that name

The 100 shown below are worth $358,283 between them. A match is not proof — the State holds many people with the same name, and establishing which record is yours is the real work of a claim.

The State holds 6,061 records under the surname Ho, worth $5,395,492. See every city and first name they are recorded under

  • Strong match

    Wai Keen Ho

    Credit balance · Kuala Lumpur 59100, CA

    Reported by Charles Schwab & Co Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $3,141.73
    Start this claim

    State ID 1031524687

  • Strong match

    Wai Yin Ho

    Cash held by the State · Rosemead, CA

    Reported by Rogowski V State Farm Life Insurance

    A claim on this will have to be notarized.

    $3,094.59
    Start this claim

    State ID 1039749689

  • Strong match

    Wai F Ms Ho

    Uncashed check · San Francisco, CA

    Reported by Citibank N A

    A claim on this will have to be notarized.

    $2,655.13
    Start this claim

    State ID 1016317704

  • Strong match

    Wai F Ms Ho

    Uncashed check · San Francisco, CA

    Reported by Citibank N A

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,629.07
    Start this claim

    State ID 1018450686

  • Strong match

    Wai F Ms Ho

    Uncashed check · San Francisco, CA

    Reported by Citibank N A

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,629.07
    Start this claim

    State ID 1018450686

  • Strong match

    Wai Ling Chu Ho

    Uncashed check

    Reported by United Pacific Bank

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,541.66
    Start this claim

    State ID 960579446

  • Strong match

    Wai Hong Ho

    Uncashed check · Los Angeles, CA

    Reported by Bank Of America - California Na (318)

    A claim on this will have to be notarized.

    $1,513.85
    Start this claim

    State ID 976590567

  • Strong match

    Wai Chan Ho

    Credit balance · North Point 00000, CA

    Reported by Charles Schwab & Co Inc

    A claim on this will have to be notarized.

    $1,294.26
    Start this claim

    State ID 1071362242

  • Strong match

    Wai Ho

    Uncashed check · San Jose, CA

    Reported by Customers Bank

    $927.26
    Start this claim

    State ID 1013115545

  • Strong match

    Wai Lung Ho

    Unclaimed refund · Santa Clara, CA

    Reported by Allstate Indemnity Company

    $908.27
    Start this claim

    State ID 998111970

  • Strong match

    Wai Soo Ho

    Escrow balance

    Reported by Fnf Utc Llc

    Held jointly with 2 other people

    $782.47
    Start this claim

    State ID 1018926229

  • Strong match

    Wai L Ho

    Savings account · Yai Po N T,

    Reported by Citibank N. A.

    Held jointly with 1 other person

    $633.88
    Start this claim

    State ID 13869642

  • Strong match

    Wai Ho

    Unclaimed refund · Arcadia, CA

    Reported by Interinsurance Exchange Of The Automobile Club

    Held jointly with 1 other person

    $563.70
    Start this claim

    State ID 1033936787

  • Strong match

    Wai Yee Ho

    Uncashed check · Unknown,

    Reported by Bank Of America - California

    $500.00
    Start this claim

    State ID 974727021

  • Strong match

    Wai Ho

    Unclaimed refund · Pleasant Hill, CA

    Reported by Att Services Inc

    $499.33
    Start this claim

    State ID 982396538

  • Strong match

    Wai Ho

    Unclaimed refund · Pleasant Hill, CA

    Reported by Att Services Inc

    $499.33
    Start this claim

    State ID 982396537

  • Strong match

    Wai K Ho

    Uncashed check · San Francisco, CA

    Reported by Citibank N A

    Held jointly with 1 other person

    $498.03
    Start this claim

    State ID 1032668914

  • Strong match

    Wai Ling Ho

    Savings account · Castro Valley, CA

    Reported by East West Bank

    Held jointly with 2 other people

    $488.91
    Start this claim

    State ID 1011263126

  • Strong match

    Wai Sum Ho

    Savings account · San Leandro, CA

    Reported by East West Bank

    Held jointly with 2 other people

    $488.91
    Start this claim

    State ID 1011263126

  • Strong match

    Wai Ho

    Unclaimed refund · Arcadia, CA

    Reported by Interinsurance Exchange Of The Automobile Club

    Held jointly with 1 other person

    $451.98
    Start this claim

    State ID 999511063

  • Strong match

    Wai S Ho

    Uncashed check · West Sacramento, CA

    Reported by Wells Fargo Bank Na

    $381.24
    Start this claim

    State ID 971467206

  • Strong match

    Wai Ho

    Uncashed check · Sunnyvale, CA

    Reported by Merrill Lynch Trust Company Fsb Rsg

    $291.64
    Start this claim

    State ID 955986576

  • Strong match

    Wai Timothy Tsang Ho

    Unclaimed refund · Cupertino, CA

    Reported by Farmers Insurance Exchange

    $257.71
    Start this claim

    State ID 1007720773

  • Strong match

    Wai Ho

    Unclaimed refund · Palo Alto, CA

    Reported by Farmers Insurance Exchange

    $214.33
    Start this claim

    State ID 12781086

  • Strong match

    Wai F Ho

    Unclaimed refund · San Gabriel, CA

    Reported by Allstate Indemnity Company

    Held jointly with 1 other person

    $208.21
    Start this claim

    State ID 978967253

  • Strong match

    Wai K Ho

    Uncashed check

    Reported by Union Bank N.a.

    $200.00
    Start this claim

    State ID 989623317

  • Strong match

    Wai K Ho

    Savings account · Elk Grove, CA

    Reported by California Community Credit Union

    $197.74
    Start this claim

    State ID 1021164124

  • Strong match

    Wai Lin Ho

    Insurance proceeds · Victorville, CA

    Reported by State Farm Fire And Casualty Company

    $196.44
    Start this claim

    State ID 11481653

  • Strong match

    Wai T Ho

    Savings account · Monterey Park, CA

    Reported by Cathay Bank

    $190.30
    Start this claim

    State ID 13745553

  • Likely match

    Wu Chun Ho

    Cash held by the State · Walnut, CA

    Reported by Bank Of America - California - South

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $4,588.04
    Start this claim

    State ID 952559820

  • Likely match

    Wu H Ho

    Savings account · Diamond Bar, CA

    Reported by Sumitomo Bank Of Calif

    A claim on this will have to be notarized.

    $3,203.48
    Start this claim

    State ID 12178486

  • Likely match

    Wei Ho

    Uncashed check · Hacienda Hieights, CA

    Reported by Bank Of America - California Na (318)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,002.00
    Start this claim

    State ID 989612666

  • Likely match

    Wei Ho

    Uncashed check · Hacienda Heights, CA

    Reported by Bank Of America - California Na (318)

    $954.74
    Start this claim

    State ID 989612667

  • Likely match

    Hwa Poa Ho

    Cash held by the State · Oakland, CA

    Reported by Sears Roebuck And Co

    $746.56
    Start this claim

    State ID 11053558

  • Likely match

    Wei Teh Ho

    Savings account · Hayward, CA

    Reported by United Commercial Bank

    $519.00
    Start this claim

    State ID 17614939

  • Likely match

    Wi Han Ho

    Credit balance · Singapore 479234, CA

    Reported by Charles Schwab & Co Inc

    $440.21
    Start this claim

    State ID 1039296716

  • Likely match

    Wei Chin Ho

    Unpaid wages · Los Angeles, CA

    Reported by Cummins Inc

    $308.98
    Start this claim

    State ID 997764518

  • Likely match

    Wei K Ho

    Cash held by the State

    Reported by Fpco Oil & Gas Co

    $304.66
    Start this claim

    State ID 1607705

  • Likely match

    Hwei Y Ho

    Savings account · Los Gatos, CA

    Reported by Keypoint Credit Union

    Held jointly with 1 other person

    $301.85
    Start this claim

    State ID 17628956

  • Likely match

    Wei Jie Ho

    Unclaimed refund · San Gabriel, CA

    Reported by Classicplan Premium Financing Inc.

    $285.97
    Start this claim

    State ID 976114273

  • Likely match

    Wei Ho

    Uncashed check · San Gabriel, CA

    Reported by Bank Of America - California Na (318)

    $250.94
    Start this claim

    State ID 976596543

  • Likely match

    Wei Ho

    Unclaimed refund · Hayward, CA

    Reported by At&t Mobility Llc

    $247.42
    Start this claim

    State ID 959078262

  • Likely match

    W Y Ho

    Uncashed check · Unknown, CA

    Reported by Bank Of America N A

    A claim on this will have to be notarized.

    $1,531.55
    Start this claim

    State ID 13672323

  • Likely match

    Wai King Hoy

    Uncashed check · Montclair, CA

    Reported by Jpmorgan Chase Bank N.a. (703)

    A claim on this will have to be notarized.

    $6,540.20
    Start this claim

    State ID 996700867

  • Worth checking

    Wei Hou

    Uncashed check · Sherman Oaks, CA

    Reported by Bank Of America - California Na (318)

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $52,503.86
    Start this claim

    State ID 1027294556

  • Worth checking

    Wing Sze Ho

    Savings account · Road King Park Hong Kong,

    Reported by Cathay Bank

    A claim on this will have to be notarized.

    $153,779.64
    Start this claim

    State ID 1038276493

  • Worth checking

    Wang Hay Mr Ho

    Credit balance · Kowloon, CA

    Reported by Charles Schwab & Co.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $11,760.91
    Start this claim

    State ID 1003862350

  • Worth checking

    Wing Ho

    Uncashed check · Arcadia, CA

    Reported by American National Insurance Company

    A claim on this will have to be notarized.

    $10,370.89
    Start this claim

    State ID 1004279407

  • Worth checking

    Wen-tuan Ho

    Credit balance · Taipei, CA

    Reported by Charles Schwab & Co.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $8,141.25
    Start this claim

    State ID 985007538

  • Worth checking

    Waymond Yee Ho

    Stocks or securities · Hayward, CA

    Reported by Charles Schwab & Co.

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $5,698.97 Intel Corporation
    Start this claim

    State ID 1009931241

  • Worth checking

    Wilbur Ho

    Cash held by the State · Foster City, CA

    Reported by Allstate Property & Casualty Insurance C

    A claim on this will have to be notarized.

    $4,200.00
    Start this claim

    State ID 997783286

  • Worth checking

    William S S Ho

    Cash held by the State · Malibu, CA

    Reported by California Fair Plan Association

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $4,105.43
    Start this claim

    State ID 1041799320

  • Worth checking

    Wing Tung Ho

    Stocks or securities

    Reported by Udr Inc

    Held jointly with 3 other people

    A claim on this will have to be notarized.

    $3,358.00
    Start this claim

    State ID 1035562640

  • Worth checking

    Wilma Ho

    Uncashed check · Fremont, CA

    Reported by Bank Of America - Illinois

    A claim on this will have to be notarized.

    $3,020.87
    Start this claim

    State ID 18334360

  • Worth checking

    Wen-ling Ho

    Uncashed check · San Jose, CA

    Reported by Bank Of America - California Na (318)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,792.07
    Start this claim

    State ID 999815465

  • Worth checking

    Wendy Wei L Ho

    Savings account · Irwindale, CA

    Reported by Spectrum Bank

    A claim on this will have to be notarized.

    $2,718.46
    Start this claim

    State ID 13792685

  • Worth checking

    William Ho

    Uncashed check · Alhambra, CA

    Reported by Bank Of America - California-south

    A claim on this will have to be notarized.

    $2,433.91
    Start this claim

    State ID 959746522

  • Worth checking

    Wan Mei Ho

    Stocks or securities · Monterey Park, CA

    Reported by Charles Schwab & Co Inc

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,093.73 Schwab Charles Corp
    Start this claim

    State ID 954716792

  • Worth checking

    Wan M Ho

    Deposit held · Monterey Park, CA

    Reported by Charles Schwab & Co Inc

    A claim on this will have to be notarized.

    $2,062.50
    Start this claim

    State ID 954716791

  • Worth checking

    Winnie Ho

    Uncashed check · Foster City, CA

    Reported by Citibank Na

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $2,021.65
    Start this claim

    State ID 958827090

  • Worth checking

    Weng H Ho

    Uncashed check · San Leandro, CA

    Reported by Wells Fargo Bank Na (apecs 1009)

    A claim on this will have to be notarized.

    $2,000.00
    Start this claim

    State ID 1032848951

  • Worth checking

    Waymond Yee Ho

    Credit balance · Hayward, CA

    Reported by Charles Schwab & Co.

    Someone has already filed a claim on this property. It may be you, or it may not.

    A claim on this will have to be notarized.

    $1,826.50
    Start this claim

    State ID 1009931240

  • Worth checking

    Wen Jen J Ho

    Credit balance · San Jose, CA

    Reported by Td Ameritrade Clearing Inc.

    A claim on this will have to be notarized.

    $1,803.58
    Start this claim

    State ID 1017748171

  • Worth checking

    Wen Ho

    Escrow balance · Diamond Bar, CA

    Reported by Global Escrow Services Inc.

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,715.95
    Start this claim

    State ID 968445226

  • Worth checking

    Wai-ling Ho

    Stocks or securities · Alhambra, CA

    Reported by Metlife Inc

    A claim on this will have to be notarized.

    $1,672.98 Metlife Inc
    Start this claim

    State ID 957492562

  • Worth checking

    William Ho

    Uncashed check · Foster City, CA

    Reported by Citibank Na Nyb (9452)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,571.02
    Start this claim

    State ID 977815862

  • Worth checking

    Winnie Ho

    Uncashed check · Foster City, CA

    Reported by Citibank Na Nyb (9452)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,571.02
    Start this claim

    State ID 977815862

  • Worth checking

    Wailok Ho

    Uncashed check · San Diego, CA

    Reported by U. S. Bank, N. A.

    A claim on this will have to be notarized.

    $1,462.64
    Start this claim

    State ID 1046133960

  • Worth checking

    Wen Ter Ho

    Uncashed check · Sunnyvale, CA

    Reported by Wells Fargo Bank, Na (apecs 1009)

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,220.82
    Start this claim

    State ID 1011082853

  • Worth checking

    Wellington L Ho

    Unpaid dividends · Cerritos, CA

    Reported by Century Properties Growth

    A claim on this will have to be notarized.

    $1,220.22
    Start this claim

    State ID 963323699

  • Worth checking

    Wing Sze Ho

    Unpaid wages · Berkeley, CA

    Reported by Morgan Stanley & Co Llc

    A claim on this will have to be notarized.

    $1,217.49
    Start this claim

    State ID 1024287305

  • Worth checking

    Wu-lieh Ho

    Stocks or securities · Cupertino, CA

    Reported by S & S Program Mutual Fund

    A claim on this will have to be notarized.

    $1,160.38 Ge Rsp Us Equity Fund
    Start this claim

    State ID 13769561

  • Worth checking

    Wen L Ho

    Savings account · San Francisco, CA

    Reported by Bank Of America Nt&sa Branch:0288-west Portal Branch

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,149.13
    Start this claim

    State ID 11840723

  • Worth checking

    Wing Ho Ho

    Stocks or securities · Sunnyvale, CA

    Reported by Oclaro Inc

    A claim on this will have to be notarized.

    $1,102.08 Oclaro Inc
    Start this claim

    State ID 979799460

  • Worth checking

    Winnie N Ho

    Cash held by the State · Alhambra, CA

    Reported by East West Bank

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,053.33
    Start this claim

    State ID 975460879

  • Worth checking

    Wing Kong Ho

    Savings account · Hacienda Heights, CA

    Reported by Citibank Na

    Held jointly with 1 other person

    A claim on this will have to be notarized.

    $1,038.66
    Start this claim

    State ID 958827735

  • Worth checking

    Winnie S Ho

    Savings account · Rosemead, CA

    Reported by United National Bank

    Held jointly with 1 other person

    $982.11
    Start this claim

    State ID 10884011

  • Worth checking

    Wen Jei Ho

    Unclaimed refund · Saratoga, CA

    Reported by Century National Insurance

    Held jointly with 1 other person

    Someone has already filed a claim on this property. It may be you, or it may not.

    $890.00
    Start this claim

    State ID 996998077

  • Worth checking

    Wong Ying Ho

    Credit balance · San Ramon, CA

    Reported by Erp Operating Limited Partnership

    $822.69
    Start this claim

    State ID 1025974692

  • Worth checking

    Wellington L Ho

    Unpaid dividends · Cerritos, CA

    Reported by Century Properties Growth

    $806.18
    Start this claim

    State ID 963323701

  • Worth checking

    Won Ho

    Unclaimed refund · San Diego, CA

    Reported by Western Union Financial Svcs Inc

    $800.00
    Start this claim

    State ID 996762232

  • Worth checking

    William Ho

    Escrow balance

    Reported by Capital Escrow, Inc.

    $688.00
    Start this claim

    State ID 1004103104

  • Worth checking

    Wellington L Ho

    Unpaid dividends · Cerritos, CA

    Reported by Century Properties Growth

    Held jointly with 1 other person

    $611.93
    Start this claim

    State ID 981696108

  • Worth checking

    Wan Kwun Ho

    Cash held by the State · Gardena, CA

    Reported by Fiserv Solutions Inc.

    $598.00
    Start this claim

    State ID 1019855281

  • Worth checking

    Ho

    Unclaimed refund

    Reported by Farmers Insurance Exchange

    $596.50
    Start this claim

    State ID 990328638

  • Worth checking

    Wing Ho

    Unclaimed refund · Arcadia, CA

    Reported by Publishers Clearing House Llc

    $579.79
    Start this claim

    State ID 1002024967

  • Worth checking

    Ho

    Uncashed check · Irvine, CA

    Reported by Chevy Chase Fsb

    $556.59
    Start this claim

    State ID 962940286

  • Worth checking

    Wing H Ho

    Savings account · Rosemead, CA

    Reported by Bank Of America Nt&sa Branch:1073-l A Chinatown Branch

    $547.05
    Start this claim

    State ID 14906136

  • Worth checking

    Wen Jei Ho

    Unclaimed refund · Saratoga, CA

    Reported by At&t Services Inc

    Someone has already filed a claim on this property. It may be you, or it may not.

    $523.48
    Start this claim

    State ID 1022344097

  • Worth checking

    Ho

    Unclaimed refund · San Diego, CA

    Reported by Truck Insurance Exchange

    $518.00
    Start this claim

    State ID 976766765

  • Worth checking

    Wen-chang Ho

    Uncashed check · El Monte, CA

    Reported by East West Bank

    $512.70
    Start this claim

    State ID 954556919

  • Worth checking

    Wu-lieh Ho

    Stocks or securities · Los Gatos, CA

    Reported by General Electric Company

    A claim on this will have to be notarized.

    $512.10 Ge Aerospace New
    Start this claim

    State ID 1018942655

  • Worth checking

    Winnie Ho

    Cash held by the State · Alhambra, CA

    Reported by Wellpoint Inc.

    $507.33
    Start this claim

    State ID 970080935

  • Worth checking

    Wenchin Ho

    Cash held by the State · Sacramento, CA

    Reported by Terminix Bsc Llc

    Held jointly with 1 other person

    $499.00
    Start this claim

    State ID 997392540

  • Worth checking

    William S Ho

    Unpaid wages · Fremont, CA

    Reported by Alliance Residential Llc

    $497.59
    Start this claim

    State ID 1028388690

  • Worth checking

    William Ho

    Stocks or securities · Monrovia, CA

    Reported by Brighthouse Financial Inc

    A claim on this will have to be notarized.

    $473.63 Brighthouse Finl Inc
    Start this claim

    State ID 1018718231

  • Worth checking

    Wayne Ho

    Unclaimed refund · Mountain View, CA

    Reported by At&t Services Inc

    $460.87
    Start this claim

    State ID 1022344096

  • Worth checking

    Wing Sze Ho

    Unpaid wages · Berkeley, CA

    Reported by Morgan Stanley & Co Llc

    $452.27
    Start this claim

    State ID 1024287304

  • Worth checking

    William Ho

    Credit balance · Rowland Heights, CA

    Reported by Nordstrom Card Services Inc

    $447.96
    Start this claim

    State ID 1024736057

  • Worth checking

    Wellington L Ho

    Unpaid dividends · Cerritos, CA

    Reported by Century Properties Growth

    Held jointly with 1 other person

    $446.87
    Start this claim

    State ID 972213189

Showing the 100 most valuable of 224. That is a common name — add a first name or a city to narrow it, and try any former spelling.

Tell us if this name comes up again

Banks and insurers hand accounts to the State Controller roughly twice a year, and the file grows every time. We will keep checking this name against each new file and write to you if it appears.

Only about this name, and you can stop it from any email. We do not sell or share the address.

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

There is no deadline. The State holds unclaimed property indefinitely, so nothing here is urgent.

A Second State File

1 probate estate carries that name

Separately from unclaimed accounts, the State Controller publishes the estates of deceased people that reached it through county probate. This file names the decedent and the heirs on record, which the main file does not.

1 more under that name that can no longer be claimed

When an estate goes unclaimed long enough, the State takes permanent title to it and no claim will be paid afterwards. These are shown because knowing what happened to a relative’s estate is worth something even when the money is gone. Nobody can recover these — if a firm offers to, that alone tells you what they are.

  • Ho Wing T K

    Probate estate · San Francisco County · 1977

    Matched on Ho Wing T K (decedent)

    Permanently escheated — the State now owns this and it cannot be claimed.

    $0.00 closed

    State ID 956805861
    Case 202434

Fees on probated estates are not capped by the ten per cent rule that governs ordinary unclaimed property. How estate claims work, including what we would charge and why the difference exists.

Commissioned California Notary Public $15,000 surety bond Fee capped at 10% by state law Nothing owed until you are paid
10%
Maximum fee, by statute
Code of Civil Procedure §1582 caps any recovery fee at ten percent of the property returned.
$1,000
Notarization threshold
Cash claims at or above this must be notarized. So must all securities and safe deposit boxes.
7 days
Data refresh cycle
The State Controller republishes the full record set every Thursday, and we rebuild our copy from it.
None
Deadline to claim
California places no time limit. The State holds unclaimed property indefinitely.

How This Search Differs from the Official One

The State Controller’s own search matches what you type, and nothing else. Ours also finds maiden names, married names, initials, common misspellings, hyphen variants, and business names with and without their suffixes — because the record was created by whoever held the account, not by you.

Every result comes from the Controller’s own published file, which we rebuild weekly. Each one carries the State’s own property ID, so the record you are looking at is traceable to the source rather than to us.

What We Search Under

  • Your name as typed, plus initials and middle-name variants
  • Maiden and former married names, if you tell us them
  • Common misspellings and transposed letters
  • Former addresses in California
  • Business names with and without Inc., LLC, Co. and DBAs

How You Are Protected

Our fee is capped at ten per cent of what is recovered by Code of Civil Procedure §1582, and nothing is owed until the State Controller has paid you. If we recover nothing, you owe nothing.

California Unclaimed Property Services is a private asset recovery firm. We are not the California State Controller’s Office.

Find out in About Thirty Seconds

Give us a name and we will check the State Controller’s records under every reasonable variant of it. Asking costs nothing and commits you to nothing.